| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 219482.29 | 188696.18 | 159047.00 | 138715.66 | 125242.12 |
| Interest / Discount on advances / Bills | 193674.64 | 165062.04 | 137751.58 | 121838.96 | 108917.94 |
| Interest on balances with RBI and other Inter-bank funds | 971.77 | 778.14 | 693.68 | 1405.14 | 1182.11 |
| Income on investments | 21818.68 | 20135.68 | 18863.04 | 14783.03 | 11741.52 |
| Others | 3017.20 | 2720.33 | 1738.71 | 688.53 | 3400.54 |
| Other Income | 29666.00 | 21714.20 | 24685.51 | 28224.99 | 20222.54 |
| Commission,exchange and brokerage | 17255.12 | 17115.84 | 14704.04 | 13548.40 | 8396.95 |
| Profit / (loss)on sale of investments(net) | 1354.90 | 1354.72 | 740.38 | 2320.83 | 3087.13 |
| Profit on sale of Fixed Assets | -0.21 | 1.26 | -4.58 | 4.06 | 11.13 |
| Foreign Exchange Gains | 338.71 | -262.96 | -24.88 | 6.24 | 4.65 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 10717.49 | 3505.34 | 9270.55 | 12345.47 | 8722.68 |
| Total Income | 249148.29 | 210410.38 | 183732.50 | 166940.66 | 145464.66 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 104576.45 | 85507.77 | 66450.81 | 51571.02 | 49608.56 |
| Intereston Deposits | 95332.39 | 72516.47 | 54536.94 | 43181.99 | 39629.03 |
| Interest on RBI / inter-bank borrowings | 3301.44 | 907.60 | 636.25 | 146.29 | 1115.34 |
| Other Interest | 5942.62 | 12083.70 | 11277.62 | 8242.73 | 8864.19 |
| Operating Expenses | 70684.95 | 58507.78 | 46368.19 | 35235.60 | 28168.85 |
| Payments to and provisions for employees | 43609.75 | 35429.24 | 27150.71 | 21348.83 | 16646.30 |
| Rent,Taxes and lighting | 4316.26 | 3548.32 | 2827.63 | 2511.32 | 2108.96 |
| Depreciation on Banks property | 2792.02 | 2375.76 | 1426.46 | 1100.37 | 1030.65 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 35.97 | 28.43 | 21.86 | 19.85 | 16.90 |
| Law charges | 190.86 | 120.76 | 207.19 | 167.03 | 113.70 |
| Communication Expenses | 933.34 | 884.18 | 766.12 | 571.00 | 458.61 |
| Repairs and Maintenance | 1017.94 | 810.63 | 658.29 | 567.52 | 102.83 |
| Insurance | 1804.56 | 1492.87 | 1373.31 | 1080.29 | 1037.32 |
| Other expenses | 15984.25 | 13817.60 | 11936.63 | 7869.39 | 6653.58 |
| Provisions and Contingencies | 37654.13 | 36965.71 | 41983.72 | 78847.80 | 38200.68 |
| Provision for investments | | | | | |
| Provision for advances | 36294.00 | 36841.90 | 52257.10 | 66985.90 | 37485.30 |
| Others Provisions | 1360.13 | 123.81 | -10273.39 | 11861.90 | 715.38 |
| Profit Before Tax | 36232.76 | 29429.13 | 28929.78 | 1286.24 | 29486.57 |
| Taxes | 8779.80 | 7133.50 | 6983.40 | 28.30 | 7432.00 |
| Current Income Tax | 9757.80 | 5909.30 | 5897.40 | 9928.50 | 7615.20 |
| Deferred Tax | -978.00 | 1224.20 | 1086.00 | -9900.20 | -183.20 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 27452.96 | 22295.63 | 21946.38 | 1257.94 | 22054.57 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 27452.96 | 22295.63 | 21946.38 | 1257.94 | 22054.57 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 114244.27 | 96833.44 | 82045.74 | 62967.97 | 69641.67 |
| Transfer to Statutory Reserve | 8099.82 | 6558.02 | 7178.63 | 739.01 | 6257.33 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 106144.44 | 90275.42 | 74867.11 | 62228.96 | 63384.34 |
| Equity Dividend % | 15.00 | 15.00 | 15.00 | | 10.00 |
| Earnings Per Share | 17.00 | 14.00 | 14.00 | 1.00 | 14.00 |
| Adjusted EPS | 17.00 | 14.00 | 14.00 | 1.00 | 14.00 |