| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 188696.18 | 159047.00 | 138715.66 | 125242.12 | 108854.93 |
| Interest / Discount on advances / Bills | 165062.04 | 137751.58 | 121838.96 | 108917.94 | 94862.44 |
| Interest on balances with RBI and other Inter-bank funds | 778.14 | 693.68 | 1405.14 | 1182.11 | 1632.55 |
| Income on investments | 20135.68 | 18863.04 | 14783.03 | 11741.52 | 8328.06 |
| Others | 2720.33 | 1738.71 | 688.53 | 3400.54 | 4031.88 |
| Other Income | 21646.54 | 24685.51 | 28224.99 | 20222.54 | 15491.97 |
| Commission,exchange and brokerage | 17115.84 | 14704.04 | 13548.40 | 8396.95 | 7995.49 |
| Profit / (loss)on sale of investments(net) | 1354.72 | 740.38 | 2320.83 | 3087.13 | 1133.57 |
| Profit on sale of Fixed Assets | 1.26 | -4.58 | 4.06 | 11.13 | 4.86 |
| Foreign Exchange Gains | -330.62 | -24.88 | 6.24 | 4.65 | 6.90 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 3505.34 | 9270.55 | 12345.47 | 8722.68 | 6351.15 |
| Total Income | 210342.72 | 183732.50 | 166940.66 | 145464.66 | 124346.91 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 85440.11 | 66450.81 | 51571.02 | 49608.56 | 45615.79 |
| Intereston Deposits | 72516.47 | 54536.94 | 43181.99 | 39629.03 | 32857.91 |
| Interest on RBI / inter-bank borrowings | 907.60 | 636.25 | 146.29 | 1115.34 | 5634.21 |
| Other Interest | 12016.04 | 11277.62 | 8242.73 | 8864.19 | 7123.66 |
| Operating Expenses | 58507.78 | 46368.19 | 35235.60 | 28168.85 | 24265.42 |
| Payments to and provisions for employees | 35429.24 | 27150.71 | 21348.83 | 16646.30 | 13670.41 |
| Rent,Taxes and lighting | 3548.32 | 2827.63 | 2511.32 | 2108.96 | 1932.22 |
| Depreciation on Banks property | 2375.76 | 1426.46 | 1100.37 | 1030.65 | 802.56 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 28.43 | 21.86 | 19.85 | 16.90 | 22.00 |
| Law charges | 120.76 | 207.19 | 167.03 | 113.70 | 144.71 |
| Communication Expenses | 884.18 | 766.12 | 571.00 | 458.61 | 306.55 |
| Repairs and Maintenance | 810.63 | 658.29 | 567.52 | 102.83 | 97.21 |
| Insurance | 1492.87 | 1373.31 | 1080.29 | 1037.32 | 785.08 |
| Other expenses | 13817.60 | 11936.63 | 7869.39 | 6653.58 | 6504.68 |
| Provisions and Contingencies | 36965.71 | 41983.72 | 78847.80 | 38200.68 | 13931.52 |
| Provision for investments | | | | | -92.00 |
| Provision for advances | 36841.90 | 52257.10 | 66985.90 | 37485.30 | 13921.50 |
| Others Provisions | 123.81 | -10273.39 | 11861.90 | 715.38 | 102.02 |
| Profit Before Tax | 29429.13 | 28929.78 | 1286.24 | 29486.57 | 40534.18 |
| Taxes | 7133.50 | 6983.40 | 28.30 | 7432.00 | 10296.80 |
| Current Income Tax | 5909.30 | 5897.40 | 9928.50 | 7615.20 | 11927.40 |
| Deferred Tax | 1224.20 | 1086.00 | -9900.20 | -183.20 | -1630.60 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 22295.63 | 21946.38 | 1257.94 | 22054.57 | 30237.38 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 22295.63 | 21946.38 | 1257.94 | 22054.57 | 30237.38 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 96833.44 | 82045.74 | 62967.97 | 69641.67 | 62428.24 |
| Transfer to Statutory Reserve | 6558.02 | 7178.63 | 739.01 | 6257.33 | 8590.57 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 90275.42 | 74867.11 | 62228.96 | 63384.34 | 53837.67 |
| Equity Dividend % | 15.00 | 15.00 | | 10.00 | |
| Earnings Per Share | 14.00 | 14.00 | 1.00 | 14.00 | 19.00 |
| Adjusted EPS | 14.00 | 14.00 | 1.00 | 14.00 | 19.00 |