(Rs. in Millions) |
I. INCOME | | | | | |
Interest Earned | 159047.00 | 138715.66 | 125242.12 | 108854.93 | 66433.69 |
Interest / Discount on advances / Bills | 137751.58 | 121838.96 | 108917.94 | 94862.44 | 57272.35 |
Interest on balances with RBI and other Inter-bank funds | 693.68 | 1405.14 | 1182.11 | 1632.55 | 733.20 |
Income on investments | 18863.04 | 14783.03 | 11741.52 | 8328.06 | 6145.32 |
Others | 1738.71 | 688.53 | 3400.54 | 4031.88 | 2282.83 |
Other Income | 24685.51 | 28224.99 | 20222.54 | 15491.97 | 10630.48 |
Commission,exchange and brokerage | 14704.04 | 13548.40 | 8396.95 | 7995.49 | 5989.84 |
Profit / (loss)on sale of investments(net) | 740.38 | 2320.83 | 3087.13 | 1133.57 | 377.83 |
Profit on sale of Fixed Assets | -4.58 | 4.06 | 11.13 | 4.86 | 0.49 |
Foreign Exchange Gains | -24.88 | 6.24 | 4.65 | 6.90 | 0.57 |
Income earned from subsidiaries/joint venture | | | | | |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | 9270.55 | 12345.47 | 8722.68 | 6351.15 | 4261.75 |
Total Income | 183732.50 | 166940.66 | 145464.66 | 124346.91 | 77064.17 |
II. EXPENDITURE | | | | | |
Interest Expended | 66450.81 | 51571.02 | 49608.56 | 45615.79 | 21479.53 |
Intereston Deposits | 54536.94 | 43181.99 | 39629.03 | 32857.91 | 20963.51 |
Interest on RBI / inter-bank borrowings | 636.25 | 146.29 | 1115.34 | 5634.21 | 54.67 |
Other Interest | 11277.62 | 8242.73 | 8864.19 | 7123.66 | 461.35 |
Operating Expenses | 46368.19 | 35235.60 | 28168.85 | 24265.42 | 18102.79 |
Payments to and provisions for employees | 27150.71 | 21348.83 | 16646.30 | 13670.41 | 10086.94 |
Rent,Taxes and lighting | 2827.63 | 2511.32 | 2108.96 | 1932.22 | 1630.17 |
Depreciation on Banks property | 1426.46 | 1100.37 | 1030.65 | 802.56 | 781.73 |
Depreciation on leased assets | | | | | |
Auditor's fees and expenses | 21.86 | 19.85 | 16.90 | 22.00 | 9.65 |
Law charges | 207.19 | 167.03 | 113.70 | 144.71 | 27.26 |
Communication Expenses | 766.12 | 571.00 | 458.61 | 306.55 | 280.71 |
Repairs and Maintenance | 658.29 | 567.52 | 102.83 | 97.21 | 25.51 |
Insurance | 1373.31 | 1080.29 | 1037.32 | 785.08 | 537.30 |
Other expenses | 11936.63 | 7869.39 | 6653.58 | 6504.68 | 4723.53 |
Provisions and Contingencies | 41983.72 | 78847.80 | 38200.68 | 13931.52 | 7351.33 |
Provision for investments | | | | -92.00 | -377.60 |
Provision for advances | 52257.10 | 66985.90 | 37485.30 | 13921.50 | 7597.50 |
Others Provisions | -10273.39 | 11861.90 | 715.38 | 102.02 | 131.43 |
Profit Before Tax | 28929.78 | 1286.24 | 29486.57 | 40534.18 | 30130.52 |
Taxes | 6983.40 | 28.30 | 7432.00 | 10296.80 | 10615.50 |
Current Income Tax | 5897.40 | 9928.50 | 7615.20 | 11927.40 | 11300.00 |
Deferred Tax | 1086.00 | -9900.20 | -183.20 | -1630.60 | -684.50 |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 21946.38 | 1257.94 | 22054.57 | 30237.38 | 19515.02 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | | | | | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 21946.38 | 1257.94 | 22054.57 | 30237.38 | 19515.02 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 82045.74 | 62967.97 | 69641.67 | 62428.24 | 40091.04 |
Transfer to Statutory Reserve | 7178.63 | 739.01 | 6257.33 | 8590.57 | 4878.75 |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | | | | | |
Appropriation to Other Reserves | | | | | |
Equity Dividend | | | | | |
Corporate dividend tax | | | | | |
Other appropriations | 74867.11 | 62228.96 | 63384.34 | 53837.67 | 35212.29 |
Equity Dividend % | 15.00 | | 10.00 | | 30.00 |
Earnings Per Share | 14.00 | 1.00 | 14.00 | 19.00 | 16.00 |
Adjusted EPS | 14.00 | 1.00 | 14.00 | 19.00 | 16.00 |