| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 140390.70 | 123943.01 | 96765.73 | 81757.88 | 83290.17 |
| Interest / Discount on advances / Bills | 112247.59 | 99784.97 | 76783.67 | 63168.77 | 65236.98 |
| Interest on balances with RBI and other Inter-bank funds | 3024.52 | 1617.67 | 2651.61 | 3621.08 | 2919.29 |
| Income on investments | 21472.82 | 20340.46 | 16256.47 | 13475.64 | 13631.80 |
| Others | 3645.77 | 2199.91 | 1073.98 | 1492.40 | 1502.10 |
| Other Income | 38061.77 | 30428.93 | 24894.35 | 23405.32 | 18840.43 |
| Commission,exchange and brokerage | 30475.34 | 25887.90 | 20871.83 | 18772.67 | 14358.77 |
| Profit / (loss)on sale of investments(net) | 3441.17 | 1354.71 | 1222.03 | 2435.66 | 2872.69 |
| Profit on sale of Fixed Assets | 5.71 | 5.63 | -2.71 | -0.11 | -17.59 |
| Foreign Exchange Gains | 3541.68 | 2668.66 | 2692.50 | 2098.95 | 1624.29 |
| Income earned from subsidiaries/joint venture | 315.34 | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 282.54 | 512.03 | 110.71 | 98.15 | 2.27 |
| Total Income | 178452.47 | 154371.94 | 121660.08 | 105163.20 | 102130.60 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 75760.46 | 63514.08 | 46783.89 | 41490.50 | 45414.54 |
| Intereston Deposits | 65768.89 | 53443.34 | 40064.40 | 35386.47 | 36317.12 |
| Interest on RBI / inter-bank borrowings | 3766.72 | 2771.04 | 762.59 | 292.72 | 1139.24 |
| Other Interest | 6224.86 | 7299.69 | 5956.90 | 5811.32 | 7958.18 |
| Operating Expenses | 66424.14 | 60550.32 | 52851.71 | 36219.57 | 27545.86 |
| Payments to and provisions for employees | 17344.40 | 14922.31 | 13403.43 | 10015.40 | 8453.51 |
| Rent,Taxes and lighting | 2833.65 | 2561.33 | 2426.22 | 2157.90 | 1952.61 |
| Depreciation on Banks property | 2186.84 | 2145.78 | 1964.07 | 1639.92 | 1582.79 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 25.91 | 20.32 | 18.32 | 24.61 | 16.80 |
| Law charges | 269.33 | 233.63 | 194.11 | 150.86 | 130.77 |
| Communication Expenses | 892.12 | 629.25 | 433.51 | 368.15 | 276.56 |
| Repairs and Maintenance | 1628.42 | 1895.28 | 2279.93 | 2152.21 | 1650.42 |
| Insurance | 1799.72 | 1382.86 | 1195.57 | 1146.02 | 901.02 |
| Other expenses | 39443.77 | 36759.57 | 30936.56 | 18564.51 | 12581.38 |
| Provisions and Contingencies | 29586.61 | 17784.74 | 10219.50 | 28603.98 | 22279.37 |
| Provision for investments | -1647.20 | 1310.70 | 675.00 | 484.50 | 19.70 |
| Provision for advances | 31162.90 | 16436.00 | 9000.80 | 28037.60 | 22246.00 |
| Others Provisions | 70.91 | 38.04 | 543.70 | 81.88 | 13.67 |
| Profit Before Tax | 6681.25 | 12522.81 | 11804.99 | -1150.85 | 6890.84 |
| Taxes | -272.40 | 843.60 | 2977.75 | -403.50 | 1813.00 |
| Current Income Tax | 623.00 | 921.00 | 2686.50 | 1513.10 | 3081.80 |
| Deferred Tax | -895.40 | -77.40 | 291.25 | -1916.60 | -1268.80 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 6953.65 | 11679.21 | 8827.23 | -747.35 | 5077.84 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 6953.65 | 11679.21 | 8827.23 | -747.35 | 5077.84 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 8973.97 | 13940.86 | 8473.06 | -284.18 | 5623.18 |
| Transfer to Statutory Reserve | 1740.00 | 2920.00 | 2210.00 | | 1270.00 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 4000.00 | 8000.00 | 2000.00 | | 3000.00 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 3233.97 | 3020.86 | 4263.06 | -284.18 | 1353.18 |
| Equity Dividend % | 10.00 | 15.00 | 15.00 | | |
| Earnings Per Share | 11.00 | 19.00 | 15.00 | -1.00 | 8.00 |
| Adjusted EPS | 11.00 | 19.00 | 15.00 | -1.00 | 8.00 |