| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 123943.01 | 96765.73 | 81757.88 | 83290.17 | 85143.77 |
| Interest / Discount on advances / Bills | 99784.97 | 76783.67 | 63168.77 | 65236.98 | 69067.98 |
| Interest on balances with RBI and other Inter-bank funds | 1617.67 | 2651.61 | 3621.08 | 2919.29 | 1914.24 |
| Income on investments | 20340.46 | 16256.47 | 13475.64 | 13631.80 | 13726.89 |
| Others | 2199.91 | 1073.98 | 1492.40 | 1502.10 | 434.66 |
| Other Income | 30428.93 | 24894.35 | 23405.32 | 18840.43 | 19102.50 |
| Commission,exchange and brokerage | 25887.90 | 20871.83 | 18772.67 | 14358.77 | 15231.33 |
| Profit / (loss)on sale of investments(net) | 1354.71 | 1222.03 | 2435.66 | 2872.69 | 1595.30 |
| Profit on sale of Fixed Assets | 5.63 | -2.71 | -0.11 | -17.59 | 0.40 |
| Foreign Exchange Gains | 2668.66 | 2692.50 | 2098.95 | 1624.29 | 1612.31 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 512.03 | 110.71 | 98.15 | 2.27 | 663.16 |
| Total Income | 154371.94 | 121660.08 | 105163.20 | 102130.60 | 104246.27 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 63514.08 | 46783.89 | 41490.50 | 45414.54 | 48847.38 |
| Intereston Deposits | 53443.34 | 40064.40 | 35386.47 | 36317.12 | 40082.51 |
| Interest on RBI / inter-bank borrowings | 2771.04 | 762.59 | 292.72 | 1139.24 | 1804.48 |
| Other Interest | 7299.69 | 5956.90 | 5811.32 | 7958.18 | 6960.40 |
| Operating Expenses | 60550.32 | 52851.71 | 36219.57 | 27545.86 | 28255.62 |
| Payments to and provisions for employees | 14922.31 | 13403.43 | 10015.40 | 8453.51 | 7684.35 |
| Rent,Taxes and lighting | 2561.33 | 2426.22 | 2157.90 | 1952.61 | 1739.21 |
| Depreciation on Banks property | 2145.78 | 1964.07 | 1639.92 | 1582.79 | 1383.01 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 20.32 | 18.32 | 24.61 | 16.80 | 21.60 |
| Law charges | 233.63 | 194.11 | 150.86 | 130.77 | 127.16 |
| Communication Expenses | 629.25 | 433.51 | 368.15 | 276.56 | 303.75 |
| Repairs and Maintenance | 1895.28 | 2279.93 | 2152.21 | 1650.42 | 357.25 |
| Insurance | 1382.86 | 1195.57 | 1146.02 | 901.02 | 758.32 |
| Other expenses | 36759.57 | 30936.56 | 18564.51 | 12581.38 | 15880.98 |
| Provisions and Contingencies | 17784.74 | 10219.50 | 28603.98 | 22279.37 | 19615.43 |
| Provision for investments | 1310.70 | 675.00 | 484.50 | 19.70 | -136.20 |
| Provision for advances | 16436.00 | 9000.80 | 28037.60 | 22246.00 | 19652.00 |
| Others Provisions | 38.04 | 543.70 | 81.88 | 13.67 | 99.63 |
| Profit Before Tax | 12522.81 | 11804.99 | -1150.85 | 6890.84 | 7527.84 |
| Taxes | 843.60 | 2977.75 | -403.50 | 1813.00 | 2471.10 |
| Current Income Tax | 921.00 | 2686.50 | 1513.10 | 3081.80 | 3207.20 |
| Deferred Tax | -77.40 | 291.25 | -1916.60 | -1268.80 | -736.10 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 11679.21 | 8827.23 | -747.35 | 5077.84 | 5056.74 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 11679.21 | 8827.23 | -747.35 | 5077.84 | 5056.74 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 13940.86 | 8473.06 | -284.18 | 5623.18 | 6762.44 |
| Transfer to Statutory Reserve | 2920.00 | 2210.00 | | 1270.00 | 1270.00 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 8000.00 | 2000.00 | | 3000.00 | 1750.00 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | 394.22 |
| Other appropriations | 3020.86 | 4263.06 | -284.18 | 1353.18 | 3348.21 |
| Equity Dividend % | 15.00 | 15.00 | | | 15.00 |
| Earnings Per Share | 19.00 | 15.00 | -1.00 | 8.00 | 10.00 |
| Adjusted EPS | 19.00 | 15.00 | -1.00 | 8.00 | 10.00 |