| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 91298.46 | 81757.88 | 83290.17 | 85143.77 | 63007.09 |
| Interest / Discount on advances / Bills | 71316.39 | 63168.77 | 65236.98 | 69067.98 | 50498.27 |
| Interest on balances with RBI and other Inter-bank funds | 2651.61 | 3621.08 | 2919.29 | 1914.24 | 1112.39 |
| Income on investments | 16256.47 | 13475.64 | 13631.80 | 13726.89 | 10934.45 |
| Others | 1073.98 | 1492.40 | 1502.10 | 434.66 | 461.99 |
| Other Income | 24894.35 | 23405.32 | 18840.43 | 19102.50 | 14423.66 |
| Commission,exchange and brokerage | 20871.83 | 18772.67 | 14358.77 | 15231.33 | 11656.05 |
| Profit / (loss)on sale of investments(net) | 1222.03 | 2435.66 | 2872.69 | 1595.30 | 783.55 |
| Profit on sale of Fixed Assets | -2.71 | -0.11 | -17.59 | 0.40 | -0.03 |
| Foreign Exchange Gains | 2692.50 | 2098.95 | 1624.29 | 1612.31 | 1634.52 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 110.71 | 98.15 | 2.27 | 663.16 | 349.58 |
| Total Income | 116192.81 | 105163.20 | 102130.60 | 104246.27 | 77430.76 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 46783.89 | 41490.50 | 45414.54 | 48847.38 | 37612.28 |
| Intereston Deposits | 40064.40 | 35386.47 | 36317.12 | 40082.51 | 32440.69 |
| Interest on RBI / inter-bank borrowings | 762.59 | 292.72 | 1139.24 | 1804.48 | 1811.62 |
| Other Interest | 5956.90 | 5811.32 | 7958.18 | 6960.40 | 3359.96 |
| Operating Expenses | 47384.43 | 36219.57 | 27545.86 | 28255.62 | 20420.16 |
| Payments to and provisions for employees | 13403.43 | 10015.40 | 8453.51 | 7684.35 | 6361.78 |
| Rent,Taxes and lighting | 2426.22 | 2157.90 | 1952.61 | 1739.21 | 1437.25 |
| Depreciation on Banks property | 1964.07 | 1639.92 | 1582.79 | 1383.01 | 1219.06 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 18.32 | 24.61 | 16.80 | 21.60 | 14.30 |
| Law charges | 194.11 | 150.86 | 130.77 | 127.16 | 99.37 |
| Communication Expenses | 433.51 | 368.15 | 276.56 | 303.75 | 249.48 |
| Repairs and Maintenance | 2279.93 | 2152.21 | 1650.42 | 357.25 | 369.90 |
| Insurance | 1195.57 | 1146.02 | 901.02 | 758.32 | 625.65 |
| Other expenses | 25469.29 | 18564.51 | 12581.38 | 15880.98 | 10043.39 |
| Provisions and Contingencies | 10219.50 | 28603.98 | 22279.37 | 19615.43 | 6406.81 |
| Provision for investments | 675.00 | 484.50 | 19.70 | -136.20 | 532.00 |
| Provision for advances | 9000.80 | 28037.60 | 22246.00 | 19652.00 | 5233.80 |
| Others Provisions | 543.70 | 81.88 | 13.67 | 99.63 | 641.01 |
| Profit Before Tax | 11804.99 | -1150.85 | 6890.84 | 7527.84 | 12991.51 |
| Taxes | 2977.75 | -403.50 | 1813.00 | 2471.10 | 4322.00 |
| Current Income Tax | 2686.50 | 1513.10 | 3081.80 | 3207.20 | 5006.00 |
| Deferred Tax | 291.25 | -1916.60 | -1268.80 | -736.10 | -684.00 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 8827.23 | -747.35 | 5077.84 | 5056.74 | 8669.51 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 8827.23 | -747.35 | 5077.84 | 5056.74 | 8669.51 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 8473.06 | -284.18 | 5623.18 | 6762.44 | 9819.29 |
| Transfer to Statutory Reserve | 2210.00 | | 1270.00 | 1270.00 | 2170.00 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 2000.00 | | 3000.00 | 1750.00 | 4000.00 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | 887.55 |
| Corporate dividend tax | | | | 394.22 | 182.44 |
| Other appropriations | 4263.06 | -284.18 | 1353.18 | 3348.21 | 2579.30 |
| Equity Dividend % | 15.00 | | | 15.00 | 27.00 |
| Earnings Per Share | 15.00 | -1.00 | 8.00 | 10.00 | 20.00 |
| Adjusted EPS | 15.00 | -1.00 | 8.00 | 10.00 | 20.00 |