| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 308949.10 | 275859.38 | 226974.30 | 190235.11 | 200418.35 |
| Interest / Discount on advances / Bills | 232997.65 | 210874.87 | 178224.01 | 150949.11 | 166419.71 |
| Interest on balances with RBI and other Inter-bank funds | 3930.86 | 4583.98 | 8410.29 | 7020.74 | 3320.25 |
| Income on investments | 56944.90 | 49582.58 | 35645.99 | 28780.91 | 26800.74 |
| Others | 15075.70 | 10817.95 | 4694.02 | 3484.36 | 3877.65 |
| Other Income | 58568.63 | 51142.99 | 36850.57 | 32624.69 | 30116.94 |
| Commission,exchange and brokerage | 37132.13 | 30742.60 | 20913.06 | 16380.44 | 12352.34 |
| Profit / (loss)on sale of investments(net) | 4111.27 | 2270.96 | 344.21 | 2594.60 | 11080.03 |
| Profit on sale of Fixed Assets | -152.79 | -20.62 | 69.55 | -125.88 | -34.60 |
| Foreign Exchange Gains | 6567.45 | 6441.11 | 7446.19 | 6008.16 | 4845.89 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 10910.57 | 11708.94 | 8077.57 | 7767.38 | 1873.29 |
| Total Income | 367517.73 | 327002.37 | 263824.87 | 222859.81 | 230535.30 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 219505.64 | 194913.18 | 147798.59 | 125256.58 | 126132.34 |
| Intereston Deposits | 158475.90 | 135648.19 | 101087.17 | 84574.35 | 76662.40 |
| Interest on RBI / inter-bank borrowings | 59384.94 | 57977.56 | 45905.50 | 40705.48 | 52366.79 |
| Other Interest | 1644.81 | 1287.43 | 805.91 | -23.25 | -2896.85 |
| Operating Expenses | 105472.58 | 98226.58 | 84198.65 | 68443.94 | 57920.15 |
| Payments to and provisions for employees | 40084.04 | 37742.78 | 33627.00 | 28556.91 | 24303.78 |
| Rent,Taxes and lighting | 5853.03 | 5017.81 | 4351.41 | 3948.02 | 4404.59 |
| Depreciation on Banks property | 4869.20 | 5410.40 | 4290.58 | 3983.62 | 3532.33 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 41.81 | 47.28 | 43.00 | 34.50 | 37.34 |
| Law charges | 94.73 | 142.28 | 532.53 | 401.31 | 190.29 |
| Communication Expenses | 640.12 | 617.50 | 608.24 | 447.38 | 448.33 |
| Repairs and Maintenance | 608.75 | 578.98 | 533.24 | 364.06 | 321.33 |
| Insurance | 4175.17 | 3447.24 | 2814.03 | 2009.94 | 1357.81 |
| Other expenses | 49105.73 | 45222.30 | 37398.63 | 28698.19 | 23324.35 |
| Provisions and Contingencies | 10856.06 | 18862.83 | 22198.45 | 14800.81 | 93833.54 |
| Provision for investments | -17374.25 | -5425.77 | 24087.38 | 7903.78 | 14073.35 |
| Provision for advances | 26996.85 | 23370.83 | -1665.66 | 6933.66 | 77343.02 |
| Others Provisions | 1233.46 | 917.77 | -223.27 | -36.64 | 2417.17 |
| Profit Before Tax | 31683.45 | 14999.79 | 9629.19 | 14358.48 | -47350.73 |
| Taxes | 7624.86 | 2488.99 | 2455.10 | 3696.36 | -12728.47 |
| Current Income Tax | 7624.86 | 2488.99 | 2455.10 | 3696.36 | -12728.47 |
| Deferred Tax | | | | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 24058.59 | 12510.80 | 7174.09 | 10662.12 | -34622.26 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 24058.59 | 12510.80 | 7174.09 | 10662.12 | -34622.26 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | -66991.16 | -88008.95 | -99791.58 | -98057.48 | -103596.14 |
| Transfer to Statutory Reserve | 6014.65 | 3127.70 | 1793.52 | 2665.53 | |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | -19.39 | -1253.75 | -3472.58 | 4752.16 | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | -72986.42 | -89882.89 | -98112.52 | -105475.17 | -103596.14 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 1.00 | 0.00 | 0.00 | 0.00 | -1.00 |
| Adjusted EPS | 1.00 | 0.00 | 0.00 | 0.00 | -1.00 |