| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 275859.38 | 226974.30 | 190235.11 | 200418.35 | 260666.04 |
| Interest / Discount on advances / Bills | 210874.87 | 178224.01 | 150949.11 | 166419.71 | 212611.88 |
| Interest on balances with RBI and other Inter-bank funds | 4583.98 | 8410.29 | 7020.74 | 3320.25 | 2103.68 |
| Income on investments | 49582.58 | 35645.99 | 28780.91 | 26800.74 | 42609.21 |
| Others | 10817.95 | 4694.02 | 3484.36 | 3877.65 | 3341.28 |
| Other Income | 51142.99 | 36850.57 | 32624.69 | 30116.94 | 118564.94 |
| Commission,exchange and brokerage | 30742.60 | 20913.06 | 16380.44 | 12352.34 | 15261.94 |
| Profit / (loss)on sale of investments(net) | 2270.96 | 344.21 | 2594.60 | 11080.03 | 11134.58 |
| Profit on sale of Fixed Assets | -20.62 | 69.55 | -125.88 | -34.60 | 3.28 |
| Foreign Exchange Gains | 6441.11 | 7446.19 | 6008.16 | 4845.89 | 3731.96 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 11708.94 | 8077.57 | 7767.38 | 1873.29 | 88433.19 |
| Total Income | 327002.37 | 263824.87 | 222859.81 | 230535.30 | 379230.98 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 194913.18 | 147798.59 | 125256.58 | 126132.34 | 192613.73 |
| Intereston Deposits | 135648.19 | 101087.17 | 84574.35 | 76662.40 | 120052.79 |
| Interest on RBI / inter-bank borrowings | 57977.56 | 45905.50 | 40705.48 | 52366.79 | 66661.23 |
| Other Interest | 1287.43 | 805.91 | -23.25 | -2896.85 | 5899.71 |
| Operating Expenses | 98226.58 | 84198.65 | 68443.94 | 57920.15 | 67292.11 |
| Payments to and provisions for employees | 37742.78 | 33627.00 | 28556.91 | 24303.78 | 25998.72 |
| Rent,Taxes and lighting | 5017.81 | 4351.41 | 3948.02 | 4404.59 | 4462.41 |
| Depreciation on Banks property | 5410.40 | 4290.58 | 3983.62 | 3532.33 | 3356.32 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 47.28 | 43.00 | 34.50 | 37.34 | 42.50 |
| Law charges | 142.28 | 532.53 | 401.31 | 190.29 | 151.95 |
| Communication Expenses | 617.50 | 608.24 | 447.38 | 448.33 | 643.74 |
| Repairs and Maintenance | 578.98 | 533.24 | 364.06 | 321.33 | 351.55 |
| Insurance | 3447.24 | 2814.03 | 2009.94 | 1357.81 | 2161.61 |
| Other expenses | 45222.30 | 37398.63 | 28698.19 | 23324.35 | 30123.32 |
| Provisions and Contingencies | 18862.83 | 22198.45 | 14800.81 | 93833.54 | 327584.34 |
| Provision for investments | -5425.77 | 24087.38 | 7903.78 | 14073.35 | 64819.07 |
| Provision for advances | 23370.83 | -1665.66 | 6933.66 | 77343.02 | 258649.58 |
| Others Provisions | 917.77 | -223.27 | -36.64 | 2417.17 | 4115.69 |
| Profit Before Tax | 14999.79 | 9629.19 | 14358.48 | -47350.73 | -208259.20 |
| Taxes | 2488.99 | 2455.10 | 3696.36 | -12728.47 | -44078.89 |
| Current Income Tax | 2488.99 | 2455.10 | 3696.36 | -12728.47 | 13401.93 |
| Deferred Tax | | | | | -57480.82 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 12510.80 | 7174.09 | 10662.12 | -34622.26 | -164180.31 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 12510.80 | 7174.09 | 10662.12 | -34622.26 | -164180.31 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | -88008.95 | -99791.58 | -98057.48 | -103596.14 | -56584.71 |
| Transfer to Statutory Reserve | 3127.70 | 1793.52 | 2665.53 | | |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | -1253.75 | -3472.58 | 4752.16 | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | -89882.89 | -98112.52 | -105475.17 | -103596.14 | -56584.71 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 0.00 | 0.00 | 0.00 | -1.00 | -13.00 |
| Adjusted EPS | 0.00 | 0.00 | 0.00 | -1.00 | -13.00 |