(Rs. in Millions) |
I. INCOME | | | | | |
Interest Earned | 226974.30 | 190235.11 | 200418.35 | 260666.04 | 296247.47 |
Interest / Discount on advances / Bills | 178224.01 | 150949.11 | 166419.71 | 212611.88 | 229226.41 |
Interest on balances with RBI and other Inter-bank funds | 8410.29 | 7020.74 | 3320.25 | 2103.68 | 3975.74 |
Income on investments | 35645.99 | 28780.91 | 26800.74 | 42609.21 | 60484.22 |
Others | 4694.02 | 3484.36 | 3877.65 | 3341.28 | 2561.12 |
Other Income | 39266.50 | 32624.69 | 30116.94 | 118564.94 | 45901.53 |
Commission,exchange and brokerage | 20913.06 | 16380.44 | 12352.34 | 15261.94 | 36361.45 |
Profit / (loss)on sale of investments(net) | 344.21 | 2594.60 | 11080.03 | 11134.58 | 3174.84 |
Profit on sale of Fixed Assets | 69.55 | -125.88 | -34.60 | 3.28 | 3.95 |
Foreign Exchange Gains | 7446.19 | 6008.16 | 4845.89 | 3731.96 | 1570.30 |
Income earned from subsidiaries/joint venture | | | | | |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | 10493.49 | 7767.38 | 1873.29 | 88433.19 | 4790.99 |
Total Income | 266240.80 | 222859.81 | 230535.30 | 379230.98 | 342149.00 |
II. EXPENDITURE | | | | | |
Interest Expended | 147798.59 | 125256.58 | 126132.34 | 192613.73 | 198157.16 |
Intereston Deposits | 101087.17 | 84574.35 | 76662.40 | 120052.79 | 136871.14 |
Interest on RBI / inter-bank borrowings | 45905.50 | 40705.48 | 52366.79 | 66661.23 | 60764.72 |
Other Interest | 805.91 | -23.25 | -2896.85 | 5899.71 | 521.30 |
Operating Expenses | 86614.58 | 68443.94 | 57920.15 | 67292.11 | 62642.77 |
Payments to and provisions for employees | 33627.00 | 28556.91 | 24303.78 | 25998.72 | 24697.65 |
Rent,Taxes and lighting | 4351.41 | 3948.02 | 4404.59 | 4462.41 | 4173.93 |
Depreciation on Banks property | 4290.58 | 3983.62 | 3532.33 | 3356.32 | 3015.42 |
Depreciation on leased assets | | | | | |
Auditor's fees and expenses | 43.00 | 34.50 | 37.34 | 42.50 | 23.20 |
Law charges | 532.53 | 401.31 | 190.29 | 151.95 | 90.93 |
Communication Expenses | 608.24 | 447.38 | 448.33 | 643.74 | 647.59 |
Repairs and Maintenance | 533.24 | 364.06 | 321.33 | 351.55 | 420.29 |
Insurance | 2814.03 | 2009.94 | 1357.81 | 2161.61 | 2078.49 |
Other expenses | 39814.56 | 28698.19 | 23324.35 | 30123.32 | 27495.26 |
Provisions and Contingencies | 22198.45 | 14800.81 | 93833.54 | 327584.34 | 57775.59 |
Provision for investments | 24087.38 | 7903.78 | 14073.35 | 64819.07 | 6824.89 |
Provision for advances | -1665.66 | 6933.66 | 77343.02 | 258649.58 | 48183.59 |
Others Provisions | -223.27 | -36.64 | 2417.17 | 4115.69 | 2767.11 |
Profit Before Tax | 9629.19 | 14358.48 | -47350.73 | -208259.20 | 23573.48 |
Taxes | 2455.10 | 3696.36 | -12728.47 | -44078.89 | 6370.69 |
Current Income Tax | 2455.10 | 3696.36 | -12728.47 | 13401.93 | 22982.24 |
Deferred Tax | | | | -57480.82 | -16611.55 |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 7174.09 | 10662.12 | -34622.26 | -164180.31 | 17202.79 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | | | | | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 7174.09 | 10662.12 | -34622.26 | -164180.31 | 17202.79 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | -99791.58 | -98057.48 | -103596.14 | -56584.71 | 120955.80 |
Transfer to Statutory Reserve | 1793.52 | 2665.53 | | | 4300.70 |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | -3472.58 | 4752.16 | | | |
Appropriation to Other Reserves | | | | | |
Equity Dividend | | | | | |
Corporate dividend tax | | | | | |
Other appropriations | -98112.52 | -105475.17 | -103596.14 | -56584.71 | 116655.11 |
Equity Dividend % | | | | | 100.00 |
Earnings Per Share | 0.00 | 0.00 | -1.00 | -13.00 | 7.00 |
Adjusted EPS | 0.00 | 0.00 | -1.00 | -13.00 | 7.00 |