(Rs. in Millions) |
Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
SOURCES OF FUNDS: | 0 | 0 | 0 | 0 | 0 |
Share Capital | 16109.71 | 16109.70 | 16108.37 | 16107.66 | 16105.99 |
Equity - Authorised | 32000.00 | 32000.00 | 32000.00 | 32000.00 | 32000.00 |
Equity - Issued | 16109.71 | 16109.70 | 16108.37 | 16107.66 | 16105.99 |
Equity Paid Up | 16109.71 | 16109.70 | 16108.37 | 16107.66 | 16105.99 |
Equity Shares Forfeited | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Preference Capital Paid Up | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Share Warrants & Outstandings | 2459.05 | 441.90 | 119.46 | 52.40 | 0.00 |
Total Reserves | 227481.30 | 199544.78 | 179613.70 | 157651.45 | 157975.85 |
Securities Premium | 54210.83 | 54210.54 | 54187.89 | 54172.02 | 54143.67 |
Capital Reserves | 6617.66 | 6519.69 | 6477.85 | 6460.45 | 6300.45 |
Profit & Loss Account Balances | 102275.11 | 86791.31 | 74537.81 | 60099.36 | 61710.03 |
General Reserves | 3660.41 | 743.53 | 714.44 | 714.44 | 714.44 |
Other Reserves | 60717.29 | 51279.71 | 43695.72 | 36205.20 | 35107.25 |
Reserve excluding Revaluation Reserve | 227481.30 | 199544.78 | 179613.70 | 157651.45 | 157975.85 |
Revaluation Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deposits | 1512124.99 | 1352019.86 | 1080646.91 | 963306.13 | 779722.25 |
Demand Deposits | 80886.23 | 96645.51 | 64124.33 | 54623.15 | 45669.98 |
Savings Deposit | 393482.86 | 404861.53 | 360381.02 | 346168.62 | 292603.17 |
Term Deposits / Fixed Deposits | 1037755.90 | 850512.82 | 656141.56 | 562514.36 | 441449.11 |
Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings | 111384.93 | 163715.24 | 247108.23 | 199212.28 | 169603.57 |
Borrowings From Reserve Bank of India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Banks | 5983.25 | 26597.58 | 10000.00 | 11152.74 | 5300.00 |
Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Financial Institutions | 60099.93 | 91661.94 | 237108.23 | 188059.54 | 164303.57 |
Borrowings in the form of Bonds / Debentures | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Out of India | 45301.75 | 45455.73 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 45202.90 | 46585.11 | 36774.27 | 53621.82 | 26754.09 |
Bills Payable | 7492.97 | 8144.55 | 3077.57 | 6602.21 | 2698.53 |
Inter-office adjustment Liabilities | 0.00 | 0.00 | 0.00 | 45.23 | 353.92 |
Interest Accrued | 3930.06 | 2791.12 | 1195.56 | 1103.65 | 4154.05 |
Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 33779.86 | 35649.43 | 32501.15 | 45870.73 | 19547.60 |
Total Liabilities | 1914762.89 | 1778416.59 | 1560370.93 | 1389951.74 | 1150161.75 |
APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
Cash and balance with Reserve Bank of India | 74774.50 | 153926.84 | 73265.83 | 49425.65 | 33353.86 |
Cash with RBI | 66211.46 | 139474.14 | 61041.97 | 37694.84 | 25710.08 |
Cash in hand & others | 8563.03 | 14452.70 | 12223.86 | 11730.81 | 7643.78 |
Balances with banks and money at call | 20919.42 | 7778.42 | 9231.41 | 43787.88 | 28929.34 |
Investments | 407122.76 | 292875.78 | 323658.92 | 290787.10 | 251553.88 |
Investments in India | 407122.76 | 292875.78 | 323658.92 | 290787.10 | 251553.88 |
GOI/State Govt. Securities | 377971.60 | 285775.42 | 314828.97 | 280221.06 | 241124.25 |
Equity Shares - Corporate | 3855.75 | 2252.02 | 3095.87 | 3285.87 | 3296.04 |
Debentures & Bonds | 3500.00 | 2606.24 | 3552.62 | 2883.46 | 6574.94 |
Subsidiaries and/or joint ventures/Associates | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Units - MF/ Insurance/CP/PTC | 23817.60 | 7649.16 | 10319.55 | 4815.07 | 1426.71 |
Other Investments | -2022.18 | -5407.05 | -8138.09 | -418.36 | -868.06 |
Investments outside India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Government securities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Subsidiaries and/or joint ventures abroad | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other investments outside India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Less: Prov for Diminution in Value of Invest. | -2022.18 | -5407.05 | -8138.09 | -418.36 | -868.06 |
Advances | 1319873.18 | 1211367.83 | 1047567.69 | 939749.27 | 816128.76 |
Bills Purchased & Discounted | 172.71 | 0.00 | 0.00 | 0.00 | 0.00 |
Cash Credit, Over Draft & Loans repayable | 206161.57 | 228446.84 | 220486.36 | 171547.83 | 23958.23 |
Term Loans | 1113538.90 | 982921.00 | 827081.33 | 768201.44 | 792170.53 |
Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross block | 20170.06 | 18463.05 | 11625.42 | 9552.93 | 8750.23 |
Premises | 3152.29 | 3152.29 | 1677.16 | 1537.63 | 1537.19 |
Assets Given on Lease | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Fixed Assets | 17017.77 | 15310.76 | 9948.26 | 8015.31 | 7213.04 |
Less: Accumulated Depreciation | 11618.32 | 8872.35 | 6536.27 | 5407.11 | 4430.61 |
Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Block | 8551.74 | 9590.71 | 5089.15 | 4145.83 | 4319.62 |
Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Work in Progress | 3252.08 | 2143.56 | 3456.76 | 1733.03 | 547.50 |
Other Assets | 80269.22 | 100733.45 | 98101.17 | 60322.99 | 15328.79 |
Inter-office adjustment Assets | 0.00 | 0.01 | 1.67 | 0.00 | 0.00 |
Interest Accrued Assets | 15991.02 | 14370.15 | 9672.08 | 10351.10 | 5415.03 |
Tax paid in advance/TDS | 1138.67 | 7198.99 | 3105.80 | 0.00 | 2361.93 |
Stationery and stamps | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Non-banking assets acquired | 0.00 | 333.34 | 500.67 | 585.64 | 637.34 |
Deferred tax asset | 10084.10 | 9956.00 | 11130.80 | 12184.30 | 2284.20 |
Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Assets Others | 53055.43 | 68874.96 | 73690.14 | 37201.95 | 4630.29 |
Total Assets | 1914762.89 | 1778416.59 | 1560370.93 | 1389951.74 | 1150161.75 |
Contingent Liabilities | 167691.61 | 92144.45 | 82774.64 | 124055.25 | 13419.06 |
Claims not acknowledged as debts | 2807.79 | 997.27 | 2011.77 | 555.88 | 2294.67 |
Outstanding forward exchange contracts | 67008.55 | 8257.10 | 66123.05 | 115280.15 | 6235.79 |
Guarantees given in India | 14131.08 | 13180.41 | 9352.10 | 3677.91 | 2188.50 |
Guarantees given Outside India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Acceptances, endorsements & other obligations | 5950.85 | 3981.09 | 2639.60 | 2266.65 | 1145.28 |
Other Contingent liabilities | 77793.35 | 65728.59 | 2648.11 | 2274.67 | 1554.82 |
Bills for collection | 4.71 | 0.00 | 0.00 | 0.00 | 0.00 |
Book Value | 151.21 | 133.87 | 121.50 | 107.87 | 108.09 |
Adjusted Book Value | 151.21 | 133.87 | 121.50 | 107.87 | 108.09 |