(Rs. in Millions) |
Particulars | Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 |
SOURCES OF FUNDS: | 0 | 0 | 0 | 0 | 0 |
Share Capital | 62708.23 | 57535.76 | 57509.55 | 50109.91 | 50109.81 |
Equity - Authorised | 80000.00 | 80000.00 | 80000.00 | 60000.00 | 60000.00 |
Equity - Issued | 62708.23 | 57535.76 | 57509.55 | 50109.91 | 50109.81 |
Equity Paid Up | 62708.23 | 57535.76 | 57509.55 | 50109.91 | 50109.81 |
Equity Shares Forfeited | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Preference Capital Paid Up | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
Share Warrants & Outstandings | 1168.45 | 10060.81 | 9776.08 | 82.42 | 0.00 |
Total Reserves | 413923.86 | 353857.35 | 340138.97 | 287226.44 | 281853.47 |
Securities Premium | 399810.98 | 366612.15 | 366438.57 | 322949.78 | 322949.24 |
Capital Reserves | 17983.46 | 17562.46 | 17299.82 | 17268.15 | 17159.84 |
Profit & Loss Account Balances | -75964.69 | -91049.75 | -100519.74 | -106965.66 | -108719.60 |
General Reserves | 2278.09 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Reserves | 69816.02 | 60732.49 | 56920.32 | 53974.18 | 50463.99 |
Reserve excluding Revaluation Reserve | 413923.86 | 353857.35 | 340138.97 | 287226.44 | 281853.47 |
Revaluation Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deposits | 2845251.33 | 2663721.72 | 2175018.62 | 1971917.33 | 1629466.42 |
Demand Deposits | 433044.79 | 413439.89 | 336028.81 | 263891.16 | 189972.87 |
Savings Deposit | 541756.22 | 409729.87 | 332999.17 | 349704.73 | 235898.65 |
Term Deposits / Fixed Deposits | 1870450.33 | 1840551.96 | 1505990.64 | 1358321.45 | 1203594.89 |
Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings | 716029.68 | 799408.80 | 774519.92 | 722045.84 | 639490.85 |
Borrowings From Reserve Bank of India | 11040.00 | 16450.00 | 67370.00 | 70600.00 | 54150.00 |
Borrowings From Other Banks | 61301.75 | 43277.95 | 19271.25 | 24948.13 | 21752.15 |
Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Financial Institutions | 411520.84 | 478407.55 | 442696.69 | 359432.74 | 295643.62 |
Borrowings in the form of Bonds / Debentures | 139412.00 | 139412.00 | 142212.00 | 159850.00 | 168495.00 |
Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Out of India | 92755.09 | 121861.31 | 102969.98 | 107214.97 | 99450.07 |
Other Liabilities & Provisions | 195141.45 | 170345.47 | 190898.17 | 150820.31 | 134507.10 |
Bills Payable | 3587.04 | 4986.26 | 7511.79 | 7317.20 | 5686.40 |
Inter-office adjustment Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued | 23069.26 | 27001.20 | 24363.76 | 17847.89 | 15304.09 |
Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 168485.16 | 138358.00 | 159022.62 | 125655.22 | 113516.61 |
Total Liabilities | 4234223.00 | 4054929.90 | 3547861.31 | 3182202.25 | 2735427.65 |
APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
Cash and balance with Reserve Bank of India | 152601.33 | 181392.39 | 128640.85 | 434522.67 | 68127.90 |
Cash with RBI | 142151.58 | 171771.68 | 119748.90 | 426593.63 | 60223.94 |
Cash in hand & others | 10449.74 | 9620.71 | 8891.96 | 7929.04 | 7903.96 |
Balances with banks and money at call | 127989.00 | 7904.01 | 64103.52 | 31873.23 | 224959.43 |
Investments | 851044.83 | 902351.32 | 768882.97 | 518955.56 | 433191.48 |
Investments in India | 838733.83 | 894538.32 | 754386.89 | 514251.46 | 428583.37 |
GOI/State Govt. Securities | 753836.09 | 806206.31 | 651582.02 | 437084.56 | 334737.62 |
Equity Shares - Corporate | 2467.62 | 1283.62 | 503.12 | 214.32 | 241.98 |
Debentures & Bonds | 56018.67 | 59997.10 | 49889.31 | 53921.03 | 66924.75 |
Subsidiaries and/or joint ventures/Associates | 3987.78 | 2490.00 | 1490.00 | 1490.00 | 2155.18 |
Units - MF/ Insurance/CP/PTC | 22423.67 | 24561.30 | 50922.44 | 21541.55 | 24523.85 |
Other Investments | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Investments outside India | 12311.00 | 7813.01 | 14496.09 | 4704.10 | 4608.10 |
Government securities | 12281.85 | 7806.34 | 12202.61 | 3030.42 | 2924.35 |
Subsidiaries and/or joint ventures abroad | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other investments outside India | 29.16 | 6.66 | 2293.48 | 1673.68 | 1683.75 |
Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances | 2461884.69 | 2277994.72 | 2032694.44 | 1810519.91 | 1668929.94 |
Bills Purchased & Discounted | 54487.43 | 36531.55 | 26954.45 | 31753.11 | 23281.20 |
Cash Credit, Over Draft & Loans repayable | 990316.51 | 732950.54 | 603540.53 | 427745.86 | 339366.71 |
Term Loans | 1417080.75 | 1508512.63 | 1402199.46 | 1351020.95 | 1306282.03 |
Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross block | 60163.60 | 52862.91 | 44433.05 | 39483.78 | 37972.95 |
Premises | 12102.53 | 12102.53 | 12102.53 | 12480.56 | 12480.56 |
Assets Given on Lease | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Fixed Assets | 48061.07 | 40760.38 | 32330.52 | 27003.22 | 25492.39 |
Less: Accumulated Depreciation | 31570.08 | 27864.01 | 22943.01 | 19393.34 | 17106.44 |
Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Block | 28593.53 | 24998.90 | 21490.04 | 20090.44 | 20866.51 |
Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Work in Progress | 2060.72 | 3566.32 | 2957.68 | 1240.83 | 618.80 |
Other Assets | 610048.92 | 656722.25 | 529091.80 | 364999.62 | 318733.61 |
Inter-office adjustment Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued Assets | 28231.12 | 27912.69 | 22422.11 | 17761.15 | 15058.37 |
Tax paid in advance/TDS | 16483.95 | 11933.78 | 6851.57 | 6035.35 | 5064.25 |
Stationery and stamps | 2.23 | 2.12 | 1.56 | 5.54 | 4.92 |
Non-banking assets acquired | 53.00 | 353.00 | 353.00 | 353.00 | 353.00 |
Deferred tax asset | 76553.75 | 85630.92 | 89411.54 | 91842.08 | 95538.43 |
Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Assets Others | 488724.87 | 530889.75 | 410052.02 | 249002.50 | 202714.64 |
Total Assets | 4234223.00 | 4054929.90 | 3547861.31 | 3182202.25 | 2735427.65 |
Contingent Liabilities | 11902359.81 | 7969572.25 | 6613854.80 | 6801462.38 | 4596422.19 |
Claims not acknowledged as debts | 3306.17 | 3649.98 | 792.65 | 1208.28 | 612.50 |
Outstanding forward exchange contracts | 6191074.61 | 3835376.78 | 2871564.02 | 3421931.09 | 2021391.78 |
Guarantees given in India | 652382.29 | 589956.58 | 444062.27 | 399862.55 | 393303.13 |
Guarantees given Outside India | 1030.33 | 0.00 | 219.50 | 0.00 | 0.00 |
Acceptances, endorsements & other obligations | 242528.45 | 210148.66 | 171293.06 | 148184.17 | 131798.72 |
Other Contingent liabilities | 4812037.97 | 3330440.26 | 3125923.31 | 2830276.30 | 2049316.06 |
Bills for collection | 88804.23 | 153682.87 | 174132.63 | 49919.08 | 22140.48 |
Book Value | 15.20 | 14.30 | 13.83 | 13.46 | 13.25 |
Adjusted Book Value | 15.20 | 14.30 | 13.83 | 13.46 | 13.25 |