| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 1197550.69 | 1086879.26 | 844247.82 | 694102.39 | 692804.62 |
| Interest / Discount on advances / Bills | 877893.00 | 781884.39 | 613565.83 | 498621.09 | 504050.00 |
| Interest on balances with RBI and other Inter-bank funds | 46614.70 | 42460.83 | 29501.97 | 21551.18 | 18515.25 |
| Income on investments | 245955.74 | 226725.18 | 195320.84 | 169722.66 | 168998.81 |
| Others | 27087.25 | 35808.86 | 5859.20 | 4207.47 | 1240.57 |
| Other Income | 224528.03 | 189664.37 | 187622.03 | 164969.04 | 149243.11 |
| Commission,exchange and brokerage | 20521.32 | 18538.92 | 15996.61 | 14159.73 | 20401.74 |
| Profit / (loss)on sale of investments(net) | 22648.05 | 11210.45 | 9132.39 | 23660.08 | 33176.65 |
| Profit on sale of Fixed Assets | 22.70 | 163.12 | 3087.99 | 144.21 | 287.03 |
| Foreign Exchange Gains | 8284.52 | 7652.24 | 22449.72 | 28127.35 | 18818.34 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 173051.44 | 152099.64 | 136955.31 | 98877.68 | 76559.36 |
| Total Income | 1422078.72 | 1276543.62 | 1031869.85 | 859071.44 | 842047.73 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 826831.13 | 721219.89 | 529894.87 | 430262.63 | 451776.24 |
| Intereston Deposits | 757095.08 | 662816.53 | 487902.24 | 397426.99 | 420969.60 |
| Interest on RBI / inter-bank borrowings | 29702.97 | 29349.24 | 17632.89 | 12588.37 | 10578.93 |
| Other Interest | 40033.08 | 29054.11 | 24359.74 | 20247.27 | 20227.71 |
| Operating Expenses | 281344.95 | 261197.96 | 224814.80 | 197919.06 | 193381.84 |
| Payments to and provisions for employees | 178560.87 | 164341.81 | 137438.30 | 127036.41 | 126899.59 |
| Rent,Taxes and lighting | 10848.49 | 11735.52 | 11089.18 | 11266.26 | 11201.48 |
| Depreciation on Banks property | 8371.95 | 8689.36 | 9929.61 | 8155.83 | 8201.69 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 715.41 | 803.58 | 715.81 | 673.53 | 1162.34 |
| Law charges | 2277.36 | 1848.76 | 2010.78 | 1156.75 | 838.35 |
| Communication Expenses | 828.88 | 904.13 | 919.55 | 858.69 | 1098.73 |
| Repairs and Maintenance | 9442.39 | 7730.35 | 6692.64 | 6626.24 | 5422.61 |
| Insurance | 15636.76 | 13801.65 | 12180.21 | 11525.25 | 10694.46 |
| Other expenses | 54662.86 | 51342.80 | 43838.72 | 30620.10 | 27862.59 |
| Provisions and Contingencies | 87635.92 | 97076.08 | 135430.13 | 141273.95 | 159817.38 |
| Provision for investments | -10907.00 | 9109.20 | 28017.10 | 14283.30 | 526.80 |
| Provision for advances | 99225.30 | 92364.10 | 100734.30 | 96148.50 | 141683.80 |
| Others Provisions | -682.38 | -4397.22 | 6678.73 | 30842.15 | 17606.78 |
| Profit Before Tax | 226266.71 | 197049.69 | 141730.05 | 89615.81 | 37072.27 |
| Taxes | 56000.00 | 51506.50 | 35692.40 | 32831.70 | 11496.50 |
| Current Income Tax | 56000.00 | 51506.50 | 35692.40 | 32831.70 | 11496.50 |
| Deferred Tax | | | | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 170266.71 | 145543.19 | 106037.65 | 56784.11 | 25575.77 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 170266.71 | 145543.19 | 106037.65 | 56784.11 | 25575.77 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 289072.93 | 200456.67 | 130236.41 | -128168.88 | -67131.99 |
| Transfer to Statutory Reserve | 42566.68 | 36385.80 | 26509.41 | 14196.03 | 6393.94 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 36282.61 | 29207.50 | 21769.56 | 11791.85 | |
| Corporate dividend tax | | | | | |
| Other appropriations | 210223.65 | 134863.38 | 81957.43 | -154156.75 | -73525.94 |
| Equity Dividend % | 200.00 | 161.00 | 120.00 | 65.00 | |
| Earnings Per Share | 19.00 | 80.00 | 58.00 | 31.00 | 16.00 |
| Adjusted EPS | 19.00 | 16.00 | 12.00 | 6.00 | 3.00 |