| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 1086879.26 | 844247.82 | 694102.39 | 692804.62 | 489349.90 |
| Interest / Discount on advances / Bills | 781884.39 | 613565.83 | 498621.09 | 504050.00 | 360758.81 |
| Interest on balances with RBI and other Inter-bank funds | 42460.83 | 29501.97 | 21551.18 | 18515.25 | 14002.68 |
| Income on investments | 226725.18 | 195320.84 | 169722.66 | 168998.81 | 113358.76 |
| Others | 35808.86 | 5859.20 | 4207.47 | 1240.57 | 1229.65 |
| Other Income | 189664.37 | 187622.03 | 164969.04 | 149243.11 | 78131.55 |
| Commission,exchange and brokerage | 18538.92 | 15996.61 | 14159.73 | 20401.74 | 12571.16 |
| Profit / (loss)on sale of investments(net) | 11210.45 | 9132.39 | 23660.08 | 33176.65 | 7594.74 |
| Profit on sale of Fixed Assets | 163.12 | 3087.99 | 144.21 | 287.03 | -13.41 |
| Foreign Exchange Gains | 7652.24 | 22449.72 | 28127.35 | 18818.34 | 11148.59 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 152099.64 | 136955.31 | 98877.68 | 76559.36 | 46830.48 |
| Total Income | 1276543.62 | 1031869.85 | 859071.44 | 842047.73 | 567481.45 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 721219.89 | 529894.87 | 430262.63 | 451776.24 | 358110.83 |
| Intereston Deposits | 662816.53 | 487902.24 | 397426.99 | 420969.60 | 335209.38 |
| Interest on RBI / inter-bank borrowings | 29349.24 | 17632.89 | 12588.37 | 10578.93 | 11698.79 |
| Other Interest | 29054.11 | 24359.74 | 20247.27 | 20227.71 | 11202.66 |
| Operating Expenses | 261197.96 | 224814.80 | 197919.06 | 193381.84 | 115772.35 |
| Payments to and provisions for employees | 164341.81 | 137438.30 | 127036.41 | 126899.59 | 71341.85 |
| Rent,Taxes and lighting | 11735.52 | 11089.18 | 11266.26 | 11201.48 | 7923.72 |
| Depreciation on Banks property | 8689.36 | 9929.61 | 8155.83 | 8201.69 | 4321.60 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 803.58 | 715.81 | 673.53 | 1162.34 | 559.13 |
| Law charges | 1848.76 | 2010.78 | 1156.75 | 838.35 | 711.07 |
| Communication Expenses | 904.13 | 919.55 | 858.69 | 1098.73 | 592.51 |
| Repairs and Maintenance | 7730.35 | 6692.64 | 6626.24 | 5422.61 | 3205.50 |
| Insurance | 13801.65 | 12180.21 | 11525.25 | 10694.46 | 5501.52 |
| Other expenses | 51342.80 | 43838.72 | 30620.10 | 27862.59 | 21615.46 |
| Provisions and Contingencies | 97076.08 | 135430.13 | 141273.95 | 159817.38 | 111153.92 |
| Provision for investments | 9109.20 | 28017.10 | 14283.30 | 526.80 | -2036.70 |
| Provision for advances | 92364.10 | 100734.30 | 96148.50 | 141683.80 | 110335.70 |
| Others Provisions | -4397.22 | 6678.73 | 30842.15 | 17606.78 | 2854.92 |
| Profit Before Tax | 197049.69 | 141730.05 | 89615.81 | 37072.27 | -17555.66 |
| Taxes | 51506.50 | 35692.40 | 32831.70 | 11496.50 | 4801.50 |
| Current Income Tax | 51506.50 | 35692.40 | 32831.70 | 11496.50 | 4801.50 |
| Deferred Tax | | | | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 145543.19 | 106037.65 | 56784.11 | 25575.77 | -22357.16 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 145543.19 | 106037.65 | 56784.11 | 25575.77 | -22357.16 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 200456.67 | 130236.41 | -128168.88 | -67131.99 | -92707.76 |
| Transfer to Statutory Reserve | 36385.80 | 26509.41 | 14196.03 | 6393.94 | |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 29207.50 | 21769.56 | 11791.85 | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 134863.38 | 81957.43 | -154156.75 | -73525.94 | -92707.76 |
| Equity Dividend % | 161.00 | 120.00 | 65.00 | | |
| Earnings Per Share | 80.00 | 58.00 | 31.00 | 16.00 | -22.00 |
| Adjusted EPS | 16.00 | 12.00 | 6.00 | 3.00 | -4.00 |