| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 1263661.68 | 1197550.69 | 1086879.26 | 844247.82 | 694102.39 |
| Interest / Discount on advances / Bills | 932475.54 | 877893.00 | 781884.39 | 613565.83 | 498621.09 |
| Interest on balances with RBI and other Inter-bank funds | 59281.80 | 46614.70 | 42460.83 | 29501.97 | 21551.18 |
| Income on investments | 251217.55 | 245955.74 | 226725.18 | 195320.84 | 169722.66 |
| Others | 20686.80 | 27087.25 | 35808.86 | 5859.20 | 4207.47 |
| Other Income | 268380.37 | 224528.03 | 189664.37 | 187622.03 | 164969.04 |
| Commission,exchange and brokerage | 21388.38 | 20521.32 | 18538.92 | 15996.61 | 14159.73 |
| Profit / (loss)on sale of investments(net) | 38914.17 | 22648.05 | 11210.45 | 9132.39 | 23660.08 |
| Profit on sale of Fixed Assets | -716.14 | 22.70 | 163.12 | 3087.99 | 144.21 |
| Foreign Exchange Gains | 14713.44 | 8284.52 | 7652.24 | 22449.72 | 28127.35 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 194080.53 | 173051.44 | 152099.64 | 136955.31 | 98877.68 |
| Total Income | 1532042.05 | 1422078.72 | 1276543.62 | 1031869.85 | 859071.44 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 891559.28 | 826831.13 | 721219.89 | 529894.87 | 430262.63 |
| Intereston Deposits | 799973.26 | 744092.64 | 662816.53 | 487902.24 | 397426.99 |
| Interest on RBI / inter-bank borrowings | 48532.37 | 42705.41 | 29349.24 | 17632.89 | 12588.37 |
| Other Interest | 43053.65 | 40033.08 | 29054.11 | 24359.74 | 20247.27 |
| Operating Expenses | 310297.06 | 281344.95 | 261197.96 | 224814.80 | 197919.06 |
| Payments to and provisions for employees | 192659.97 | 178560.87 | 164341.81 | 137438.30 | 127036.41 |
| Rent,Taxes and lighting | 12310.79 | 10848.49 | 11735.52 | 11089.18 | 11266.26 |
| Depreciation on Banks property | 9173.62 | 8371.95 | 8689.36 | 9929.61 | 8155.83 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 1006.43 | 715.41 | 803.58 | 715.81 | 673.53 |
| Law charges | 2554.59 | 2277.36 | 1848.76 | 2010.78 | 1156.75 |
| Communication Expenses | 539.29 | 828.88 | 904.13 | 919.55 | 858.69 |
| Repairs and Maintenance | 12637.25 | 9442.39 | 7730.35 | 6692.64 | 6626.24 |
| Insurance | 18531.62 | 15636.76 | 13801.65 | 12180.21 | 11525.25 |
| Other expenses | 60883.49 | 54662.86 | 51342.80 | 43838.72 | 30620.10 |
| Provisions and Contingencies | 81119.01 | 87635.92 | 97076.08 | 135430.13 | 141273.95 |
| Provision for investments | -721.20 | -10907.00 | 9109.20 | 28017.10 | 14283.30 |
| Provision for advances | 73186.50 | 99225.30 | 92364.10 | 100734.30 | 96148.50 |
| Others Provisions | 8653.71 | -682.38 | -4397.22 | 6678.73 | 30842.15 |
| Profit Before Tax | 249066.71 | 226266.71 | 197049.69 | 141730.05 | 89615.81 |
| Taxes | 57200.00 | 56000.00 | 51506.50 | 35692.40 | 32831.70 |
| Current Income Tax | 57200.00 | 56000.00 | 51506.50 | 35692.40 | 32831.70 |
| Deferred Tax | | | | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 191866.71 | 170266.71 | 145543.19 | 106037.65 | 56784.11 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 191866.71 | 170266.71 | 145543.19 | 106037.65 | 56784.11 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 384366.53 | 289072.93 | 200456.67 | 130236.41 | -128168.88 |
| Transfer to Statutory Reserve | 47966.68 | 42566.68 | 36385.80 | 26509.41 | 14196.03 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 38096.74 | 36282.61 | 29207.50 | 21769.56 | 11791.85 |
| Corporate dividend tax | | | | | |
| Other appropriations | 298303.12 | 210223.65 | 134863.38 | 81957.43 | -154156.75 |
| Equity Dividend % | 210.00 | 200.00 | 161.00 | 120.00 | 65.00 |
| Earnings Per Share | 21.00 | 19.00 | 80.00 | 58.00 | 31.00 |
| Adjusted EPS | 21.00 | 19.00 | 16.00 | 12.00 | 6.00 |