| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 38622.20 | 38185.31 | 28535.98 | 19399.00 | 16412.00 |
| Interest / Discount on advances / Bills | 34105.02 | 34614.27 | 25319.83 | 17267.00 | 14735.00 |
| Interest on balances with RBI and other Inter-bank funds | 496.76 | 41.56 | 95.71 | 249.00 | 393.00 |
| Income on investments | 4020.42 | 3529.48 | 3120.44 | 1883.00 | 1283.00 |
| Others | | | | | |
| Other Income | 4670.88 | 4417.21 | 2879.74 | 2076.00 | 1272.00 |
| Commission,exchange and brokerage | 2292.24 | 2915.04 | 1994.83 | 1507.00 | 645.00 |
| Profit / (loss)on sale of investments(net) | 791.57 | 206.52 | 156.35 | 435.00 | 230.00 |
| Profit on sale of Fixed Assets | 0.94 | 0.90 | -3.38 | 0.00 | -23.00 |
| Foreign Exchange Gains | 16.14 | 10.27 | 11.12 | 9.00 | 5.00 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 1569.99 | 1284.48 | 720.83 | 124.00 | 415.00 |
| Total Income | 43293.08 | 42602.52 | 31415.72 | 21475.00 | 17684.00 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 18106.90 | 14487.34 | 10173.19 | 7928.00 | 7196.00 |
| Intereston Deposits | 16125.57 | 12398.06 | 8377.18 | 6788.00 | 6046.00 |
| Interest on RBI / inter-bank borrowings | 103.11 | 289.97 | 330.07 | 204.00 | 79.00 |
| Other Interest | 1878.21 | 1799.32 | 1465.94 | 935.00 | 1071.00 |
| Operating Expenses | 19615.08 | 16488.30 | 12305.41 | 8629.00 | 6319.00 |
| Payments to and provisions for employees | 6600.75 | 3629.74 | 2779.98 | 2321.00 | 1878.00 |
| Rent,Taxes and lighting | 1166.08 | 843.18 | 748.01 | 600.00 | 420.00 |
| Depreciation on Banks property | 592.54 | 509.94 | 417.89 | 328.00 | 286.00 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 8.79 | 8.00 | 14.21 | 7.00 | 6.00 |
| Law charges | 18.96 | 15.00 | 10.41 | 4.00 | 3.00 |
| Communication Expenses | 329.39 | 194.97 | 189.50 | 109.00 | 92.00 |
| Repairs and Maintenance | 98.84 | 79.91 | 46.98 | 18.00 | 16.00 |
| Insurance | 288.73 | 199.48 | 150.90 | 127.00 | 108.00 |
| Other expenses | 10511.00 | 11008.08 | 7947.53 | 5113.00 | 3510.00 |
| Provisions and Contingencies | 12500.80 | 5922.70 | 4876.69 | 4180.00 | 2756.00 |
| Provision for investments | | | | | |
| Provision for advances | 12476.10 | 5996.80 | 4827.00 | 4145.00 | 2813.00 |
| Others Provisions | 24.70 | -74.10 | 49.69 | 35.00 | -57.00 |
| Profit Before Tax | -6929.70 | 5704.18 | 4060.43 | 739.00 | 1414.00 |
| Taxes | -1715.80 | 1448.50 | 1037.10 | 191.00 | 360.00 |
| Current Income Tax | | 1530.00 | 771.20 | 485.00 | 602.00 |
| Deferred Tax | -1715.80 | -81.50 | 265.90 | -294.00 | -243.00 |
| Other taxes | 1715.80 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | -5213.90 | 4255.68 | 3023.33 | 547.00 | 1054.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | -5213.90 | 4255.68 | 3023.33 | 547.00 | 1054.00 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 3358.88 | 9675.90 | 6238.29 | 3610.00 | 3326.00 |
| Transfer to Statutory Reserve | | 1063.92 | 755.83 | 137.00 | 263.00 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 3358.88 | 8611.98 | 5482.46 | 3473.00 | 3062.00 |
| Equity Dividend % | | 7.00 | | | |
| Earnings Per Share | -10.00 | 8.00 | 7.00 | 1.00 | 2.00 |
| Adjusted EPS | -10.00 | 8.00 | 7.00 | 1.00 | 2.00 |