| (Rs. in Millions) |
| INCOME : | | | | | |
| Operating Income | 13051.00 | 10185.00 | 7328.00 | 5291.00 | 5071.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 11963.00 | 9183.00 | 6542.00 | 4731.00 | 4632.00 |
| Portfolio management services | | | | | |
| Dividend income | | | | | |
| Brokerages & commissions | 62.00 | | | | |
| Processing fees and other charges | 688.00 | 751.00 | 551.00 | 370.00 | 309.00 |
| Other Operating Income | 338.00 | 252.00 | 236.00 | 189.00 | 131.00 |
| Operating Income (Net) | 13051.00 | 10185.00 | 7328.00 | 5291.00 | 5071.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 2532.00 | 2171.00 | 1601.00 | 1095.00 | 842.00 |
| Salaries, Wages & Bonus | 2128.00 | 1810.00 | 1410.00 | 996.00 | 753.00 |
| Workmen and Staff Welfare Expenses | 22.00 | 19.00 | 17.00 | 13.00 | 7.00 |
| Other Employees Cost | 251.00 | 236.00 | 99.00 | 39.00 | 47.00 |
| Operating & Establishment Expenses | 393.00 | 340.00 | 251.00 | 217.00 | 172.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | 123.00 | 113.00 | 75.00 | 74.00 | 42.00 |
| Commission, Brokerage & Discounts | | | | | |
| Rent , Rates & Taxes | 85.00 | 77.00 | 48.00 | 31.00 | 41.00 |
| Repairs and Maintenance | 141.00 | 115.00 | 99.00 | 93.00 | 77.00 |
| Insurance | 10.00 | 13.00 | 11.00 | 6.00 | 3.00 |
| Electricity & Power | 33.00 | 23.00 | 19.00 | 13.00 | 9.00 |
| Other Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administrations & Other Expenses | 383.00 | 361.00 | 277.00 | 265.00 | 126.00 |
| Printing and stationery | 31.00 | 27.00 | 23.00 | 23.00 | 11.00 |
| Professional and legal fees | 184.00 | 191.00 | 141.00 | 115.00 | 60.00 |
| Advertisement & Sales Promotion | 10.00 | 14.00 | 17.00 | 53.00 | 17.00 |
| Other General Expenses | 157.00 | 128.00 | 96.00 | 74.00 | 39.00 |
| Provisions and Contingencies | 792.00 | 506.00 | 351.00 | 547.00 | 346.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | | | |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | 5.00 | 2.00 | 8.00 | 3.00 | 1.00 |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | 130.00 | |
| Other Miscellaneous Expenses | 787.00 | 505.00 | 344.00 | 413.00 | 345.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 4100.00 | 3378.00 | 2480.00 | 2125.00 | 1486.00 |
| Operating Profit (Excl OI) | 8951.00 | 6807.00 | 4848.00 | 3166.00 | 3585.00 |
| Other Income | 10.00 | 13.00 | 75.00 | 40.00 | 44.00 |
| Other Interest Income | | 4.00 | 16.00 | 0.00 | 33.00 |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 0.00 | | | | |
| Income from investments | | | | 23.00 | |
| Provision Written Back | | | | | |
| Others | 10.00 | 8.00 | 59.00 | 16.00 | 12.00 |
| Operating Profit | 8961.00 | 6820.00 | 4924.00 | 3206.00 | 3629.00 |
| Interest | 4208.00 | 3525.00 | 2782.00 | 2221.00 | 2393.00 |
| Loans | 3493.00 | 3433.00 | 2715.00 | 2041.00 | 2120.00 |
| Deposits | | | | | |
| Bonds / Debentures | 685.00 | 63.00 | 37.00 | 148.00 | 242.00 |
| Other Interest | 29.00 | 29.00 | 30.00 | 32.00 | 31.00 |
| Depreciation | 168.00 | 134.00 | 127.00 | 118.00 | 95.00 |
| Profit Before Taxation & Exceptional Items | 4585.00 | 3161.00 | 2014.00 | 867.00 | 1141.00 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 4585.00 | 3161.00 | 2014.00 | 867.00 | 1141.00 |
| Profit After Tax | 3452.00 | 2370.00 | 1498.00 | 645.00 | 850.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Appropriations | 8257.00 | 5280.00 | 3209.00 | 1840.00 | 1365.00 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 8257.00 | 5280.00 | 3209.00 | 1840.00 | 1365.00 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 3.00 | 2.00 | 2.00 | 1.00 | 1.00 |
| Adjusted EPS | 3.00 | 2.00 | 2.00 | 1.00 | 1.00 |