(Rs. in Millions) |
I. INCOME | | | | | |
Interest Earned | 63543.90 | 56771.54 | 41649.95 | 28127.99 | 28060.66 |
Interest / Discount on advances / Bills | 55257.04 | 49730.13 | 37077.66 | 25757.79 | 26003.79 |
Interest on balances with RBI and other Inter-bank funds | 109.58 | 105.57 | 180.59 | 518.83 | 327.11 |
Income on investments | 8058.28 | 6786.15 | 4108.29 | 1851.37 | 1729.76 |
Others | 118.99 | 149.69 | 283.42 | | |
Other Income | 8461.97 | 7867.52 | 5891.91 | 3598.87 | 3023.09 |
Commission,exchange and brokerage | 5886.26 | 5076.86 | 3609.70 | 2451.55 | 1562.55 |
Profit / (loss)on sale of investments(net) | 429.31 | 240.29 | 17.84 | 177.09 | 559.46 |
Profit on sale of Fixed Assets | -4.85 | -14.72 | -6.70 | -19.97 | -7.69 |
Foreign Exchange Gains | | | | | |
Income earned from subsidiaries/joint venture | 2.50 | | | 0.70 | |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | 2148.75 | 2565.09 | 2271.08 | 989.49 | 908.77 |
Total Income | 72005.87 | 64639.06 | 47541.86 | 31726.86 | 31083.75 |
II. EXPENDITURE | | | | | |
Interest Expended | 27181.23 | 22677.04 | 14670.93 | 10392.07 | 10775.14 |
Intereston Deposits | 24988.94 | 20307.06 | 13152.05 | 8934.25 | 7811.81 |
Interest on RBI / inter-bank borrowings | 837.54 | 885.69 | 511.67 | 243.61 | 264.15 |
Other Interest | 1354.74 | 1484.29 | 1007.21 | 1214.21 | 2699.18 |
Operating Expenses | 27932.38 | 22790.99 | 18020.60 | 14963.81 | 12300.77 |
Payments to and provisions for employees | 14994.93 | 11831.82 | 9202.54 | 8126.00 | 7487.81 |
Rent,Taxes and lighting | 2103.05 | 1783.06 | 1369.44 | 1151.69 | 905.91 |
Depreciation on Banks property | 1347.24 | 982.90 | 902.79 | 804.43 | 768.01 |
Depreciation on leased assets | | | | | |
Auditor's fees and expenses | 18.65 | 19.59 | 14.09 | 12.87 | 9.40 |
Law charges | 152.85 | 91.19 | 83.14 | 53.95 | 29.25 |
Communication Expenses | 664.72 | 539.46 | 417.30 | 355.76 | 307.34 |
Repairs and Maintenance | 564.80 | 493.37 | 392.46 | 305.37 | 745.23 |
Insurance | 374.58 | 296.13 | 197.23 | 132.52 | 106.83 |
Other expenses | 7711.56 | 6753.48 | 5441.62 | 4021.22 | 1941.00 |
Provisions and Contingencies | 7476.60 | 2149.38 | 177.96 | 11874.57 | 7905.86 |
Provision for investments | | | | | |
Provision for advances | 7477.02 | 2149.45 | 175.70 | | |
Others Provisions | -0.42 | -0.07 | 2.25 | 11874.57 | 7905.86 |
Profit Before Tax | 9415.67 | 17021.66 | 14672.38 | -5503.59 | 101.98 |
Taxes | 2154.64 | 4206.75 | 3673.16 | -1357.68 | 19.01 |
Current Income Tax | 2008.98 | 3454.29 | 2920.70 | -2715.36 | -1672.05 |
Deferred Tax | 145.66 | 752.46 | 752.46 | 1357.68 | 1691.06 |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 7261.03 | 12814.91 | 10999.22 | -4145.90 | 82.97 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | | | | | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 7261.03 | 12814.91 | 10999.22 | -4145.90 | 82.97 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 25445.03 | 17883.60 | 10275.70 | -709.66 | 3703.08 |
Transfer to Statutory Reserve | 1815.26 | 3203.73 | 2749.80 | | 20.74 |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | | | | | |
Appropriation to Other Reserves | | | | | |
Equity Dividend | | | | | |
Corporate dividend tax | | | | | |
Other appropriations | 23629.77 | 14679.88 | 7525.90 | -709.66 | 3682.34 |
Equity Dividend % | | 15.00 | 13.00 | | |
Earnings Per Share | 4.00 | 25.00 | 6.00 | -2.00 | 0.00 |
Adjusted EPS | 4.00 | 25.00 | 6.00 | -2.00 | 0.00 |