| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 56771.54 | 41649.95 | 28127.99 | 28060.66 | 27035.99 |
| Interest / Discount on advances / Bills | 49730.13 | 37077.66 | 25757.79 | 26003.79 | 25517.14 |
| Interest on balances with RBI and other Inter-bank funds | 105.57 | 180.59 | 518.83 | 327.11 | 77.26 |
| Income on investments | 6786.15 | 4108.29 | 1851.37 | 1729.76 | 1386.98 |
| Others | 149.69 | 283.42 | | | 54.60 |
| Other Income | 7867.52 | 5891.91 | 3598.87 | 3023.09 | 3222.15 |
| Commission,exchange and brokerage | 5076.86 | 3609.70 | 2451.55 | 1562.55 | 2127.07 |
| Profit / (loss)on sale of investments(net) | 240.29 | 17.84 | 177.09 | 559.46 | 55.29 |
| Profit on sale of Fixed Assets | -14.72 | -6.70 | -19.97 | -7.69 | -1.87 |
| Foreign Exchange Gains | | | | | |
| Income earned from subsidiaries/joint venture | | | 0.70 | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 2565.09 | 2271.08 | 989.49 | 908.77 | 1041.66 |
| Total Income | 64639.06 | 47541.86 | 31726.86 | 31083.75 | 30258.14 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 22677.04 | 14670.93 | 10392.07 | 10775.14 | 10700.07 |
| Intereston Deposits | 20307.06 | 13152.05 | 8934.25 | 7811.81 | 7318.92 |
| Interest on RBI / inter-bank borrowings | 885.69 | 511.67 | 243.61 | 264.15 | 419.76 |
| Other Interest | 1484.29 | 1007.21 | 1214.21 | 2699.18 | 2961.39 |
| Operating Expenses | 22790.99 | 18020.60 | 14963.81 | 12300.77 | 13185.76 |
| Payments to and provisions for employees | 11831.82 | 9202.54 | 8126.00 | 7487.81 | 7184.89 |
| Rent,Taxes and lighting | 1783.06 | 1369.44 | 1151.69 | 905.91 | 1425.29 |
| Depreciation on Banks property | 982.90 | 902.79 | 804.43 | 768.01 | 726.29 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 19.59 | 14.09 | 12.87 | 9.40 | 8.67 |
| Law charges | 91.19 | 83.14 | 53.95 | 29.25 | 63.44 |
| Communication Expenses | 539.46 | 417.30 | 355.76 | 307.34 | 341.63 |
| Repairs and Maintenance | 493.37 | 392.46 | 305.37 | 745.23 | 749.18 |
| Insurance | 296.13 | 197.23 | 132.52 | 106.83 | 69.82 |
| Other expenses | 6753.48 | 5441.62 | 4021.22 | 1941.00 | 2616.56 |
| Provisions and Contingencies | 2149.38 | 177.96 | 11874.57 | 7905.86 | 1709.92 |
| Provision for investments | | | | | |
| Provision for advances | 2149.45 | 175.70 | | | |
| Others Provisions | -0.07 | 2.25 | 11874.57 | 7905.86 | 1709.92 |
| Profit Before Tax | 17021.66 | 14672.38 | -5503.59 | 101.98 | 4662.40 |
| Taxes | 4206.75 | 3673.16 | -1357.68 | 19.01 | 1163.21 |
| Current Income Tax | 4061.09 | 2920.70 | -2715.36 | -1672.05 | 1143.92 |
| Deferred Tax | 145.66 | 752.46 | 1357.68 | 1691.06 | 19.29 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 12814.91 | 10999.22 | -4145.90 | 82.97 | 3499.19 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 12814.91 | 10999.22 | -4145.90 | 82.97 | 3499.19 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 17883.60 | 10275.70 | -709.66 | 3703.08 | 4682.81 |
| Transfer to Statutory Reserve | 3203.73 | 2749.80 | | 20.74 | 874.80 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 14679.88 | 7525.90 | -709.66 | 3682.34 | 3808.02 |
| Equity Dividend % | 15.00 | 13.00 | | | |
| Earnings Per Share | 25.00 | 6.00 | -2.00 | 0.00 | 2.00 |
| Adjusted EPS | 25.00 | 6.00 | -2.00 | 0.00 | 2.00 |