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HOME   >  CORPORATE INFO > PROFIT & LOSS
Profit & Loss      
AU Small Finance Bank Ltd.
BSE Code 540611
ISIN Demat INE949L01017
Book Value 214.30
NSE Code AUBANK
Dividend Yield % 0.17
Market Cap 426780.37
P/E 23.45
EPS 24.45
Face Value 10  
(Rs. in Millions)
Particulars Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020
I. INCOME          
Interest Earned105547.13  82054.08  59217.31  49500.52  42858.84  
     Interest / Discount on advances / Bills84421.48  68470.18  49474.77  39473.63  34148.38  
     Interest on balances with RBI and other Inter-bank funds668.80  582.77  870.81  850.07  258.04  
     Income on investments16323.88  11898.84  7805.32  7730.43  6134.69  
     Others4132.98  1102.29  1066.41  1446.39  2317.74  
Other Income17458.93  10344.64  9936.94  14209.33  7060.92  
     Commission,exchange and brokerage16225.40  9851.00  6126.41  4282.87  4291.44  
     Profit / (loss)on sale of investments(net)517.49  -442.79  1429.70  8542.01  1725.73  
     Profit on sale of Fixed Assets-13.96  -6.63  -6.37  -9.30  -11.11  
     Foreign Exchange Gains0.89          
     Income earned from subsidiaries/joint venture          
     Rent / Lease Income          
     Provisions Written Back          
     Miscellaneous income729.11  943.06  2387.21  1393.75  1054.87  
Total Income123006.06  92398.73  69154.25  63709.84  49919.76  
II. EXPENDITURE          
Interest Expended53976.29  37801.26  26876.06  25846.10  23769.44  
     Intereston Deposits49322.08  33389.42  22635.37  18572.10  16054.67  
     Interest on RBI / inter-bank borrowings154.40  126.11  109.91  495.92  812.95  
     Other Interest4499.82  4285.73  4130.78  6778.08  6901.82  
Operating Expenses44648.04  34402.70  24127.74  16584.25  14178.59  
     Payments to and provisions for employees21036.81  17930.28  13789.22  9801.73  7596.18  
     Rent,Taxes and lighting2049.38  1873.18  1376.17  989.30  988.02  
     Depreciation on Banks property2254.44  1854.18  1401.67  1043.69  886.18  
     Depreciation on leased assets          
     Auditor's fees and expenses26.86  19.12  20.08  14.08  17.19  
     Law charges806.84  689.24  333.90  226.20  221.26  
     Communication Expenses994.65  836.37  642.94  381.87  288.61  
     Repairs and Maintenance2326.64  1689.22  1253.46  923.07  810.84  
     Insurance880.28  669.10  451.78  321.72  199.55  
     Other expenses14272.13  8842.01  4858.52  2882.58  3170.76  
Provisions and Contingencies4387.44  1548.31  3609.71  6694.45  2831.99  
     Provision for investments        -0.40  
     Provision for advances5385.50  2434.20  2067.10  7057.70  925.80  
     Others Provisions-998.06  -885.89  1542.61  -363.25  1906.59  
Profit Before Tax19994.29  18646.45  14540.74  14585.05  9139.75  
Taxes4647.10  4367.20  3242.40  2878.20  2391.90  
     Current Income Tax4879.70  3873.70  3658.20  3477.20  2689.20  
     Deferred Tax-232.60  493.50  -415.80  -599.00  -297.30  
     Other taxes0.00  0.00  0.00  0.00  0.00  
Profit After Tax15347.19  14279.25  11298.34  11706.85  6747.85  
Extra items0.00  0.00  0.00  0.00  0.00  
Minority Interest          
Share of Associate          
Other Consolidated Items          
Consolidated Net Profit15347.19  14279.25  11298.34  11706.85  6747.85  
Adjustments to PAT          
IV. APPROPRIATIONS58218.56  48103.46  38209.36  30580.03  22468.12  
     Transfer to Statutory Reserve3836.80  3569.81  2824.59  2926.71  1686.96  
     Appropriation to General Reserve          
     Appropriation to Revenue Reserve          
     Appropriation to Other Reserves          
     Equity Dividend          
     Corporate dividend tax          
     Other appropriations54381.76  44533.65  35384.78  27653.32  20781.16  
Equity Dividend %10.00  10.00  10.00      
Earnings Per Share23.00  21.00  36.00  37.00  22.00  
Adjusted EPS23.00  21.00  18.00  19.00  11.00  
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