| (Rs. in Millions) |
| INCOME : | | | | | |
| Operating Income | 28478.40 | 21828.50 | 15208.50 | 12540.60 | 10497.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 27662.80 | 21165.80 | 14987.80 | 12037.70 | 10149.00 |
| Portfolio management services | | | | | |
| Dividend income | | | | | |
| Brokerages & commissions | | | | | |
| Processing fees and other charges | 195.80 | 124.30 | 71.70 | 37.70 | 27.00 |
| Other Operating Income | 619.90 | 538.30 | 149.00 | 465.30 | 321.00 |
| Operating Income (Net) | 28478.40 | 21828.50 | 15208.50 | 12540.60 | 10497.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 5211.00 | 4285.90 | 3464.30 | 2361.20 | 1637.00 |
| Salaries, Wages & Bonus | 4525.60 | 3717.40 | 2834.60 | 1785.40 | 1338.00 |
| Workmen and Staff Welfare Expenses | 135.20 | 125.30 | 142.80 | 81.70 | 41.00 |
| Other Employees Cost | 177.70 | 155.40 | 316.10 | 354.40 | 151.00 |
| Operating & Establishment Expenses | 490.40 | 395.20 | 297.60 | 165.90 | 109.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | 324.40 | 281.00 | 215.50 | 110.10 | 57.00 |
| Commission, Brokerage & Discounts | | | | | |
| Rent , Rates & Taxes | 47.20 | 21.00 | 15.80 | 9.50 | 15.00 |
| Repairs and Maintenance | 87.40 | 68.20 | 49.80 | 34.80 | 26.00 |
| Insurance | 1.50 | 1.80 | 0.90 | 1.70 | 1.00 |
| Electricity & Power | 29.90 | 23.20 | 15.60 | 9.70 | 9.00 |
| Other Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administrations & Other Expenses | 561.70 | 457.90 | 321.80 | 317.70 | 198.00 |
| Printing and stationery | 63.90 | 74.70 | 56.50 | 29.40 | 24.00 |
| Professional and legal fees | 178.00 | 147.00 | 112.90 | 153.50 | 118.00 |
| Advertisement & Sales Promotion | 3.40 | 8.40 | 3.30 | 0.70 | 0.00 |
| Other General Expenses | 316.40 | 227.80 | 149.20 | 134.00 | 56.00 |
| Provisions and Contingencies | 1067.40 | 684.70 | 304.00 | 528.30 | 424.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | | | |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | 0.80 | 0.20 | 0.30 | 0.10 | 0.00 |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 1066.60 | 684.50 | 303.80 | 528.10 | 424.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 7330.60 | 5823.70 | 4387.70 | 3373.00 | 2368.00 |
| Operating Profit (Excl OI) | 21147.80 | 16004.80 | 10820.80 | 9167.60 | 8129.00 |
| Other Income | 181.80 | 122.50 | 80.80 | 21.10 | 15.00 |
| Other Interest Income | | | | | |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | | | | | |
| Income from investments | | | | | |
| Provision Written Back | 112.00 | 95.30 | | | |
| Others | 69.80 | 27.20 | 80.80 | 21.10 | 15.00 |
| Operating Profit | 21329.60 | 16127.30 | 10901.50 | 9188.70 | 8144.00 |
| Interest | 6719.90 | 4722.20 | 2681.10 | 3024.10 | 3266.00 |
| Loans | 4755.40 | 3352.30 | 1137.90 | 782.40 | 887.00 |
| Deposits | | | | | |
| Bonds / Debentures | 703.70 | 284.40 | 843.60 | 1273.60 | 1550.00 |
| Other Interest | 1260.70 | 1085.50 | 699.50 | 968.20 | 829.00 |
| Depreciation | 303.80 | 245.70 | 173.10 | 122.40 | 114.00 |
| Profit Before Taxation & Exceptional Items | 14305.90 | 11159.40 | 8047.30 | 6042.10 | 4764.00 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 14305.90 | 11159.40 | 8047.30 | 6042.10 | 4764.00 |
| Profit After Tax | 10724.90 | 8359.20 | 6035.00 | 4535.40 | 3590.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Appropriations | 32785.80 | 23738.00 | 16596.60 | 11481.60 | 7672.00 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 32785.80 | 23738.00 | 16596.60 | 11481.60 | 7672.00 |
| Equity Dividend % | 200.00 | | | | |
| Earnings Per Share | 36.00 | 29.00 | 21.00 | 16.00 | 140.00 |
| Adjusted EPS | 36.00 | 29.00 | 21.00 | 16.00 | 140.00 |