| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 303225.01 | 227275.45 | 171726.84 | 159678.60 | 163075.65 |
| Interest / Discount on advances / Bills | 259158.87 | 191593.82 | 141740.13 | 126329.78 | 120748.00 |
| Interest on balances with RBI and other Inter-bank funds | 936.44 | 1483.68 | 2412.39 | 1121.67 | 805.24 |
| Income on investments | 41176.92 | 32322.07 | 26153.66 | 30392.11 | 39172.85 |
| Others | 1952.79 | 1875.88 | 1420.66 | 1835.04 | 2349.56 |
| Other Income | 60019.94 | 44669.68 | 32220.39 | 22113.29 | 17221.58 |
| Commission,exchange and brokerage | 52881.12 | 38765.24 | 24579.49 | 14995.61 | 14201.19 |
| Profit / (loss)on sale of investments(net) | 2026.23 | 3180.78 | 5463.55 | 5969.58 | 3904.46 |
| Profit on sale of Fixed Assets | 87.48 | 7.36 | -53.23 | 156.57 | -1.73 |
| Foreign Exchange Gains | 3360.94 | 2141.45 | 730.32 | 1360.83 | -1106.45 |
| Income earned from subsidiaries/joint venture | 703.08 | | 504.29 | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 961.10 | 574.85 | 995.97 | -369.29 | 224.11 |
| Total Income | 363244.95 | 271945.12 | 203947.22 | 181791.88 | 180297.22 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 138717.46 | 100922.09 | 74665.21 | 85875.97 | 102319.99 |
| Intereston Deposits | 101608.02 | 62317.23 | 42943.80 | 47350.85 | 47117.97 |
| Interest on RBI / inter-bank borrowings | 2099.91 | 484.95 | 10216.75 | 11133.77 | 15925.88 |
| Other Interest | 35009.53 | 38119.91 | 21504.65 | 27391.36 | 39276.14 |
| Operating Expenses | 162157.80 | 121703.50 | 96444.50 | 70932.83 | 58609.87 |
| Payments to and provisions for employees | 48925.30 | 37422.34 | 26965.39 | 19769.76 | 15275.82 |
| Rent,Taxes and lighting | 6451.51 | 4495.42 | 3280.66 | 3237.25 | 2785.19 |
| Depreciation on Banks property | 6183.22 | 4246.84 | 3732.63 | 3293.75 | 3054.45 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 38.24 | 35.01 | 37.90 | 40.35 | 35.68 |
| Law charges | 445.69 | 447.89 | 385.95 | 377.55 | 73.85 |
| Communication Expenses | 1684.99 | 1426.79 | 1167.35 | 799.85 | 846.89 |
| Repairs and Maintenance | 1865.00 | 1310.01 | 1087.95 | 1109.50 | 1800.85 |
| Insurance | 2097.78 | 1497.67 | 1196.96 | 902.99 | 536.29 |
| Other expenses | 94466.09 | 70821.53 | 58589.71 | 41401.84 | 34200.85 |
| Provisions and Contingencies | 23816.47 | 16648.19 | 31085.82 | 20225.28 | 43152.56 |
| Provision for investments | -1019.40 | -890.70 | -4117.80 | -8627.60 | 10514.90 |
| Provision for advances | 26065.40 | 22764.60 | 36636.20 | 36083.30 | 21384.96 |
| Others Provisions | -1229.53 | -5225.72 | -1432.58 | -7230.42 | 11252.70 |
| Profit Before Tax | 38553.22 | 32671.35 | 1751.70 | 4757.80 | -23785.20 |
| Taxes | 8988.10 | 8300.00 | 296.80 | 235.00 | 4856.90 |
| Current Income Tax | 6493.20 | 3285.70 | -183.20 | 235.00 | 4856.90 |
| Deferred Tax | 2494.90 | 5014.30 | 480.00 | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 29565.12 | 24371.35 | 1454.90 | 4522.80 | -28642.10 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 29565.12 | 24371.35 | 1454.90 | 4522.80 | -28642.10 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 4006.59 | -14333.52 | -35834.87 | -31079.77 | -33942.58 |
| Transfer to Statutory Reserve | 7400.00 | 6095.00 | 365.00 | 1135.00 | |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | -3393.41 | -20428.52 | -36199.87 | -32214.77 | -33942.58 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 4.00 | 4.00 | 0.00 | 1.00 | -6.00 |
| Adjusted EPS | 4.00 | 4.00 | 0.00 | 1.00 | -6.00 |