| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 63117.25 | 54864.03 | 41618.78 | 34596.69 | 31944.13 |
| Interest / Discount on advances / Bills | 55633.20 | 49209.63 | 37647.25 | 31391.22 | 29008.29 |
| Interest on balances with RBI and other Inter-bank funds | 1010.19 | 256.88 | 815.44 | 744.02 | 742.00 |
| Income on investments | 6473.87 | 5397.53 | 3156.09 | 2461.45 | 2193.85 |
| Others | | | | | |
| Other Income | 9114.89 | 7986.71 | 6695.86 | 5375.57 | 4180.55 |
| Commission,exchange and brokerage | 3752.18 | 3911.14 | 3189.62 | 3413.68 | 264.91 |
| Profit / (loss)on sale of investments(net) | 1446.90 | 1043.21 | 213.65 | 426.36 | 447.04 |
| Profit on sale of Fixed Assets | 4.56 | 2.81 | -0.41 | -3.07 | 0.37 |
| Foreign Exchange Gains | | | | | |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 3911.27 | 3029.55 | 3293.00 | 1538.59 | 3468.23 |
| Total Income | 72232.14 | 62850.74 | 48314.64 | 39972.26 | 36124.68 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 30601.12 | 24066.43 | 16171.54 | 14211.34 | 13964.53 |
| Intereston Deposits | 28903.97 | 21459.70 | 13583.02 | 11353.34 | 9696.68 |
| Interest on RBI / inter-bank borrowings | 304.50 | 600.83 | 560.89 | 192.67 | 134.63 |
| Other Interest | 1392.66 | 2005.90 | 2027.63 | 2665.33 | 4133.22 |
| Operating Expenses | 28288.35 | 25010.67 | 20383.02 | 17041.45 | 13294.29 |
| Payments to and provisions for employees | 16210.07 | 13688.30 | 10966.76 | 8982.08 | 7914.50 |
| Rent,Taxes and lighting | 1904.35 | 1776.68 | 1522.88 | 1321.04 | 1042.61 |
| Depreciation on Banks property | 1481.49 | 1344.16 | 845.38 | 752.83 | 764.33 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 11.36 | 9.91 | 12.42 | 10.17 | 7.27 |
| Law charges | 555.60 | 505.83 | 467.24 | 300.83 | 214.68 |
| Communication Expenses | 327.47 | 327.73 | 303.98 | 274.20 | 194.30 |
| Repairs and Maintenance | 375.90 | 354.61 | 357.86 | 245.50 | 219.14 |
| Insurance | 396.60 | 303.63 | 18.23 | 183.75 | 117.11 |
| Other expenses | 7025.51 | 6699.84 | 5888.27 | 4971.06 | 2820.35 |
| Provisions and Contingencies | 11354.17 | 3142.34 | 4071.97 | 4938.35 | 3753.23 |
| Provision for investments | | 472.90 | 403.30 | | |
| Provision for advances | 9503.70 | 2646.30 | 3658.80 | 3676.40 | 4326.40 |
| Others Provisions | 1850.47 | 23.14 | 9.87 | 1261.95 | -573.17 |
| Profit Before Tax | 1988.50 | 10631.30 | 7688.11 | 3781.12 | 5112.63 |
| Taxes | 518.00 | 2641.70 | 1952.20 | 973.80 | 1270.40 |
| Current Income Tax | 929.50 | 2763.60 | 1688.10 | 1577.70 | 1669.20 |
| Deferred Tax | -411.50 | -121.90 | 264.10 | -603.90 | -398.80 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 1470.50 | 7989.60 | 5735.91 | 2807.32 | 3842.23 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 1470.50 | 7989.60 | 5735.91 | 2807.32 | 3842.23 |
| Adjustments to PAT | 35.76 | 4.83 | -8782.55 | | |
| IV. APPROPRIATIONS | 10874.48 | 13980.82 | 7921.35 | 11789.70 | 10273.62 |
| Transfer to Statutory Reserve | 367.63 | 1997.40 | 1433.98 | 701.83 | 960.56 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 10506.85 | 11983.42 | 6487.38 | 11087.87 | 9313.06 |
| Equity Dividend % | | 10.00 | 10.00 | | |
| Earnings Per Share | 1.00 | 7.00 | 5.00 | 2.00 | 3.00 |
| Adjusted EPS | 1.00 | 7.00 | 5.00 | 2.00 | 3.00 |