| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 19537.49 | 15887.01 | 11836.82 | 9418.21 | 7761.49 |
| Interest / Discount on advances / Bills | 17308.26 | 13945.83 | 10249.26 | 8173.34 | 6661.10 |
| Interest on balances with RBI and other Inter-bank funds | 243.00 | 108.98 | 89.89 | 126.76 | 252.93 |
| Income on investments | 1986.23 | 1832.19 | 1497.31 | 1116.61 | 843.73 |
| Others | | | 0.37 | 1.50 | 3.73 |
| Other Income | 2172.51 | 2193.84 | 974.22 | 935.58 | 763.98 |
| Commission,exchange and brokerage | 1599.48 | 1763.29 | 933.39 | 608.82 | 333.04 |
| Profit / (loss)on sale of investments(net) | 81.25 | 26.97 | -354.48 | -60.18 | 64.83 |
| Profit on sale of Fixed Assets | 0.54 | 0.08 | 0.12 | 0.76 | 0.16 |
| Foreign Exchange Gains | | | | | |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 491.25 | 403.50 | 395.19 | 386.19 | 365.95 |
| Total Income | 21710.01 | 18080.85 | 12811.05 | 10353.79 | 8525.47 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 8476.11 | 6264.69 | 4371.08 | 3573.65 | 3656.54 |
| Intereston Deposits | 6719.50 | 4387.00 | 2747.19 | 2285.19 | 2384.61 |
| Interest on RBI / inter-bank borrowings | 286.50 | 456.94 | 422.33 | 291.32 | 135.24 |
| Other Interest | 1470.10 | 1420.75 | 1201.57 | 997.14 | 1136.69 |
| Operating Expenses | 9341.88 | 7279.51 | 5065.39 | 4131.05 | 3286.41 |
| Payments to and provisions for employees | 4442.27 | 3608.19 | 2423.74 | 2281.64 | 1858.45 |
| Rent,Taxes and lighting | 599.15 | 438.05 | 345.10 | 288.75 | 272.94 |
| Depreciation on Banks property | 555.91 | 513.46 | 433.30 | 193.81 | 150.31 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 9.05 | 11.20 | 10.50 | 10.80 | 5.59 |
| Law charges | 51.89 | 31.05 | 28.08 | 46.31 | 17.80 |
| Communication Expenses | 93.32 | 86.45 | 55.45 | 32.51 | 21.01 |
| Repairs and Maintenance | 839.17 | 648.25 | 510.95 | 529.14 | 480.01 |
| Insurance | 180.66 | 136.38 | 116.02 | 89.15 | 64.99 |
| Other expenses | 2570.48 | 1806.49 | 1142.25 | 658.94 | 415.32 |
| Provisions and Contingencies | 2453.67 | 1660.97 | 2365.97 | 3919.82 | 1461.57 |
| Provision for investments | | | | | |
| Provision for advances | 2673.20 | 1421.00 | 2848.70 | 3262.20 | 1652.50 |
| Others Provisions | -219.53 | 239.97 | -482.73 | 657.62 | -190.93 |
| Profit Before Tax | 1438.35 | 2875.69 | 1008.61 | -1270.72 | 120.95 |
| Taxes | 288.70 | 716.10 | 231.70 | -340.40 | 2.40 |
| Current Income Tax | 452.90 | 251.00 | 143.00 | 109.20 | 189.10 |
| Deferred Tax | -164.20 | 465.10 | 88.70 | -449.60 | -186.70 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 1149.65 | 2159.59 | 776.91 | -930.32 | 118.55 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 1149.65 | 2159.59 | 776.91 | -930.32 | 118.55 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 4328.82 | 3673.47 | 1896.53 | 1121.21 | 2166.88 |
| Transfer to Statutory Reserve | 287.41 | 539.90 | 194.23 | | 29.64 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 4041.40 | 3133.57 | 1702.31 | 1121.21 | 2137.24 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 11.00 | 20.00 | 7.00 | -9.00 | 1.00 |
| Adjusted EPS | 11.00 | 20.00 | 7.00 | -9.00 | 1.00 |