| (Rs. in Millions) |
| INCOME : | | | | | |
| Operating Income | 14039.20 | 11041.80 | 9688.80 | 10421.80 | 11878.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 11965.40 | 9147.90 | 8894.70 | 9557.50 | 11056.00 |
| Portfolio management services | | | | | |
| Dividend income | | | | | |
| Brokerages & commissions | 586.20 | 47.60 | | | |
| Processing fees and other charges | | | | | |
| Other Operating Income | 1487.60 | 1846.30 | 794.10 | 864.40 | 822.00 |
| Operating Income (Net) | 14039.20 | 11041.80 | 9688.80 | 10421.80 | 11878.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 2977.10 | 2118.10 | 1358.30 | 1762.70 | 1556.30 |
| Salaries, Wages & Bonus | 2511.20 | 1887.50 | 1697.00 | 1510.90 | 1405.30 |
| Workmen and Staff Welfare Expenses | 100.80 | 58.60 | 13.40 | 11.00 | 7.90 |
| Other Employees Cost | 255.50 | 97.00 | -418.90 | 177.60 | 87.40 |
| Operating & Establishment Expenses | 260.20 | 190.80 | 167.20 | 165.20 | 126.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | | |
| Commission, Brokerage & Discounts | 3.60 | 10.50 | 3.60 | 18.30 | 0.90 |
| Rent , Rates & Taxes | 166.00 | 110.70 | 101.10 | 92.60 | 84.10 |
| Repairs and Maintenance | | | | | |
| Insurance | 82.80 | 61.90 | 52.80 | 44.10 | 36.10 |
| Electricity & Power | | | | | |
| Other Operating Expenses | 7.80 | 7.70 | 9.70 | 10.20 | 4.80 |
| Administrations & Other Expenses | 1271.10 | 1306.20 | 1387.60 | 1080.90 | 1001.50 |
| Printing and stationery | 29.20 | 26.10 | 10.50 | 18.50 | 9.40 |
| Professional and legal fees | 428.00 | 619.70 | 768.90 | 526.20 | 626.10 |
| Advertisement & Sales Promotion | 3.20 | 7.00 | 8.00 | 7.80 | 6.20 |
| Other General Expenses | 810.70 | 653.30 | 600.20 | 528.40 | 359.80 |
| Provisions and Contingencies | 2085.40 | 2047.60 | 4807.10 | 11540.90 | 4685.90 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | | | | | |
| Provision for doubtful debts | | | | 5618.10 | 1611.80 |
| Losson disposal of fixed assets(net) | | 2.30 | 2.70 | 3.20 | 61.40 |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 2085.40 | 2045.30 | 4804.40 | 5919.60 | 3012.70 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 6593.80 | 5662.70 | 7720.20 | 14549.80 | 7369.60 |
| Operating Profit (Excl OI) | 7445.40 | 5379.10 | 1968.60 | -4127.90 | 4508.40 |
| Other Income | 795.10 | 1425.20 | 5447.80 | 200.70 | 157.90 |
| Other Interest Income | 42.10 | 29.80 | 34.40 | 97.90 | 29.80 |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 0.40 | | | | |
| Income from investments | | | | | |
| Provision Written Back | 710.20 | 1214.70 | 5205.80 | 21.90 | 66.40 |
| Others | 42.40 | 180.70 | 207.70 | 80.80 | 61.80 |
| Operating Profit | 8240.50 | 6804.20 | 7416.40 | -3927.30 | 4666.30 |
| Interest | 7408.40 | 5811.50 | 5180.20 | 5143.10 | 6922.50 |
| Loans | 1708.90 | 1884.50 | 2925.50 | 2462.20 | 3143.00 |
| Deposits | | | | | |
| Bonds / Debentures | 3802.50 | 2592.00 | 708.30 | 1622.90 | 2251.10 |
| Other Interest | 1897.00 | 1335.00 | 1546.30 | 1058.00 | 1528.40 |
| Depreciation | 306.20 | 276.60 | 363.50 | 338.20 | 314.90 |
| Profit Before Taxation & Exceptional Items | 525.90 | 716.10 | 1872.70 | -9408.60 | -2571.10 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 525.90 | 716.10 | 1872.70 | -9408.60 | -2571.10 |
| Profit After Tax | 525.90 | 716.10 | 1872.70 | -7692.00 | -2414.70 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Appropriations | -2700.20 | -3079.60 | -3430.10 | -4722.10 | 2966.10 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | -2700.20 | -3079.60 | -3430.10 | -4722.10 | 2966.10 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 4.00 | 5.00 | 14.00 | -61.00 | -20.00 |
| Adjusted EPS | 4.00 | 5.00 | 14.00 | -61.00 | -20.00 |