(Rs. in Millions) |
INCOME : | | | | | |
Operating Income | 31073.50 | 25865.90 | 19940.30 | 16926.10 | 15497.20 |
Sale of Shares / Units | | | | | |
Interest income | 27189.90 | 22751.60 | 17762.80 | 15382.90 | 14269.40 |
Portfolio management services | 1670.50 | 1209.00 | 1304.30 | 929.60 | 638.10 |
Dividend income | | | | | |
Brokerages & commissions | | | | | |
Processing fees and other charges | 851.40 | 797.30 | 332.20 | 220.90 | 323.00 |
Other Operating Income | 1361.70 | 1108.00 | 541.00 | 392.70 | 266.70 |
Operating Income (Net) | 31073.50 | 25865.90 | 19940.30 | 16926.10 | 15497.20 |
EXPENDITURE : | | | | | |
Increase/Decrease in Stock | | | | | |
Employee Cost | 4071.80 | 3456.70 | 2790.90 | 2144.50 | 1648.20 |
Salaries, Wages & Bonus | 3662.40 | 3019.50 | 2495.90 | 1889.40 | 1435.00 |
Workmen and Staff Welfare Expenses | 58.80 | 201.80 | 66.20 | 50.70 | 32.10 |
Other Employees Cost | 110.20 | 20.30 | 56.30 | 76.70 | 61.20 |
Operating & Establishment Expenses | 1243.20 | 1192.20 | 444.80 | 287.20 | 279.00 |
Depository Charges | | | | | |
Security Transaction tax | | | | | |
Software & Technical expenses | | | | | |
Commission, Brokerage & Discounts | | | | | |
Rent , Rates & Taxes | 107.30 | 88.50 | 66.10 | 59.00 | 57.40 |
Repairs and Maintenance | 388.40 | 327.60 | 254.00 | 143.30 | 149.50 |
Insurance | 106.00 | 102.80 | 90.40 | 62.40 | 44.40 |
Electricity & Power | 52.70 | 42.80 | 34.30 | 22.50 | 27.70 |
Other Operating Expenses | 588.80 | 630.50 | 0.00 | 0.00 | 0.00 |
Administrations & Other Expenses | 1321.50 | 1019.90 | 770.50 | 530.60 | 381.60 |
Printing and stationery | 29.40 | 32.70 | 36.90 | 24.00 | 21.80 |
Professional and legal fees | 186.00 | 134.40 | 74.20 | 61.40 | 73.10 |
Advertisement & Sales Promotion | 327.20 | 206.00 | 140.80 | 52.40 | 26.10 |
Other General Expenses | 778.90 | 646.80 | 518.60 | 392.80 | 260.60 |
Provisions and Contingencies | 721.50 | 528.70 | 574.20 | 548.80 | 597.80 |
Provisions for contingencies | | | | | |
Provisions against NPAs | | | | | |
Bad debts /advances written off | 322.00 | 368.50 | 187.30 | 60.40 | 58.80 |
Provision for doubtful debts | | | | | |
Losson disposal of fixed assets(net) | 2.70 | 3.40 | | 1.70 | 3.80 |
Losson foreign exchange fluctuations | | | | | |
Losson sale of non-trade current investments | | | | | |
Other Miscellaneous Expenses | 396.80 | 156.80 | 386.90 | 486.70 | 535.20 |
Less: Expenses Capitalised | | | | | |
Total Expenditure | 7358.00 | 6197.50 | 4580.40 | 3511.10 | 2906.60 |
Operating Profit (Excl OI) | 23715.50 | 19668.40 | 15359.90 | 13415.00 | 12590.60 |
Other Income | 12.70 | 0.60 | 2.40 | 0.50 | 3.80 |
Other Interest Income | | | | | |
Other Commission | | | | | |
Discounts | | | | | |
Profit on sale of Fixed Assets | | | 0.80 | | 2.90 |
Income from investments | | | | | |
Provision Written Back | | | | | |
Others | 12.70 | 0.60 | 1.60 | 0.50 | 0.90 |
Operating Profit | 23728.20 | 19669.00 | 15362.30 | 13415.50 | 12594.40 |
Interest | 11737.70 | 9866.90 | 7991.90 | 7612.00 | 8159.70 |
Loans | 8758.40 | 7548.10 | 5934.60 | 5556.30 | 5974.70 |
Deposits | 0.60 | 2.20 | 3.70 | 7.90 | 48.60 |
Bonds / Debentures | 2754.30 | 2118.50 | 1851.30 | 1780.10 | 1882.90 |
Other Interest | 224.40 | 198.10 | 202.30 | 267.70 | 253.50 |
Depreciation | 252.40 | 209.80 | 164.90 | 132.50 | 111.90 |
Profit Before Taxation & Exceptional Items | 11738.10 | 9592.30 | 7205.50 | 5671.00 | 4322.80 |
Exceptional Income / Expenses | | | -250.00 | | |
Profit Before Tax | 11738.10 | 9592.30 | 6955.50 | 5671.00 | 4322.80 |
Profit After Tax | 9121.10 | 7485.10 | 5445.80 | 4446.50 | 3399.70 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | | | | | |
Appropriations | 25624.70 | 18749.10 | 12880.40 | 8754.70 | 5187.30 |
General Reserve | | 748.50 | 545.00 | 435.00 | 200.00 |
Proposed Equity Dividend | | | | | |
Corporate dividend tax | | | | | |
Other Appropriation | 25624.70 | 18000.60 | 12335.40 | 8319.70 | 4987.30 |
Equity Dividend % | | | | | |
Earnings Per Share | 21.00 | 19.00 | 14.00 | 11.00 | 9.00 |
Adjusted EPS | 21.00 | 19.00 | 14.00 | 11.00 | 9.00 |