| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 114813.00 | 96939.76 | 79927.31 | 70958.10 | 69739.14 |
| Interest / Discount on advances / Bills | 81577.38 | 69512.37 | 55024.39 | 47784.12 | 48654.52 |
| Interest on balances with RBI and other Inter-bank funds | 170.26 | 220.29 | 307.13 | 1184.29 | 1140.59 |
| Income on investments | 32249.10 | 26560.32 | 23593.45 | 20946.59 | 18736.72 |
| Others | 816.27 | 646.77 | 1002.35 | 1043.10 | 1207.31 |
| Other Income | 15676.51 | 12214.69 | 9399.60 | 9593.79 | 9036.14 |
| Commission,exchange and brokerage | 1353.92 | 1350.36 | 1139.12 | 1005.84 | 924.74 |
| Profit / (loss)on sale of investments(net) | 3171.89 | 1010.74 | 1012.22 | 3314.71 | 4151.03 |
| Profit on sale of Fixed Assets | -1.98 | 4.40 | 21.54 | -1.58 | -0.10 |
| Foreign Exchange Gains | 202.22 | 274.16 | 362.13 | 561.47 | 274.71 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 10950.46 | 9575.04 | 6864.60 | 4713.35 | 3685.76 |
| Total Income | 130489.51 | 109154.45 | 89326.92 | 80551.89 | 78775.28 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 76976.41 | 68529.34 | 50193.51 | 44444.95 | 47119.99 |
| Intereston Deposits | 70779.44 | 63118.66 | 47178.38 | 42077.02 | 44526.49 |
| Interest on RBI / inter-bank borrowings | 2560.40 | 2916.87 | 1494.89 | 24.95 | 118.85 |
| Other Interest | 3636.58 | 2493.81 | 1520.24 | 2342.99 | 2474.66 |
| Operating Expenses | 32763.88 | 29315.74 | 24634.02 | 22806.03 | 23934.97 |
| Payments to and provisions for employees | 20884.84 | 19442.03 | 15444.21 | 14785.60 | 16880.66 |
| Rent,Taxes and lighting | 1469.05 | 1392.38 | 1367.26 | 1208.02 | 1396.90 |
| Depreciation on Banks property | 1450.85 | 1500.84 | 1483.33 | 1370.90 | 1021.33 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 125.39 | 145.44 | 141.98 | 85.90 | 113.80 |
| Law charges | 175.29 | 152.14 | 136.81 | 139.73 | 137.83 |
| Communication Expenses | 544.21 | 449.59 | 603.38 | 116.95 | 77.02 |
| Repairs and Maintenance | 369.37 | 304.01 | 309.04 | 256.20 | 203.09 |
| Insurance | 1881.25 | 1555.82 | 1370.74 | 1297.94 | 1087.93 |
| Other expenses | 5863.64 | 4373.50 | 3777.28 | 3544.79 | 3016.41 |
| Provisions and Contingencies | 7373.71 | 1939.57 | -1699.10 | 1434.06 | 41762.70 |
| Provision for investments | -298.30 | 3528.60 | 251.30 | -518.60 | 1021.70 |
| Provision for advances | 2910.60 | -2118.50 | -3842.00 | 1904.60 | 39622.60 |
| Others Provisions | 4761.41 | 529.47 | 1891.60 | 48.06 | 1118.40 |
| Profit Before Tax | 13375.51 | 9369.80 | 16198.49 | 11866.85 | -34042.38 |
| Taxes | 3217.20 | 3415.60 | 3068.20 | 1476.30 | -6713.37 |
| Current Income Tax | | 1175.40 | -172.80 | | -1056.27 |
| Deferred Tax | 3217.20 | 2240.20 | 3241.00 | 1476.30 | -5657.10 |
| Other taxes | -3217.20 | 0.00 | 0.00 | -1476.30 | 0.00 |
| Profit After Tax | 10158.31 | 5954.20 | 13130.29 | 10390.55 | -27329.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 10158.31 | 5954.20 | 13130.29 | 10390.55 | -27329.00 |
| Adjustments to PAT | | | | 36865.47 | |
| IV. APPROPRIATIONS | 24103.88 | 19517.89 | 19390.57 | 11480.55 | -34821.33 |
| Transfer to Statutory Reserve | 2540.00 | 1490.00 | 3290.00 | 2600.00 | |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 21563.88 | 18027.89 | 16100.57 | 8880.55 | -34821.33 |
| Equity Dividend % | 1.00 | 2.00 | 5.00 | 3.00 | |
| Earnings Per Share | 1.00 | 1.00 | 2.00 | 2.00 | -7.00 |
| Adjusted EPS | 1.00 | 1.00 | 2.00 | 2.00 | -7.00 |