| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 82039.43 | 65165.50 | 55876.74 | 54704.27 | 59899.86 |
| Interest / Discount on advances / Bills | 68418.30 | 53269.43 | 45254.84 | 44535.49 | 46650.60 |
| Interest on balances with RBI and other Inter-bank funds | 220.51 | 826.01 | 1343.33 | 682.91 | 1407.60 |
| Income on investments | 13310.10 | 10991.33 | 9247.82 | 9417.89 | 11496.69 |
| Others | 90.52 | 78.74 | 30.76 | 67.98 | 344.96 |
| Other Income | 16586.87 | 11589.37 | 7690.54 | 9188.30 | 11546.18 |
| Commission,exchange and brokerage | 8681.62 | 7473.11 | 6339.72 | 5482.08 | 6580.40 |
| Profit / (loss)on sale of investments(net) | 2943.70 | 291.51 | -501.75 | 2169.42 | 3399.91 |
| Profit on sale of Fixed Assets | 78.31 | 10.36 | 11.03 | 2.23 | -124.57 |
| Foreign Exchange Gains | 311.48 | 344.59 | 375.72 | 318.42 | 374.70 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | 3410.70 | 2084.02 | 67.86 | | |
| Miscellaneous income | 1161.06 | 1385.78 | 1397.96 | 1216.15 | 1315.74 |
| Total Income | 98626.30 | 76754.87 | 63567.27 | 63892.57 | 71446.04 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 43947.42 | 31677.38 | 28722.97 | 31109.13 | 36420.44 |
| Intereston Deposits | 42250.54 | 30667.26 | 27801.97 | 30133.38 | 35187.63 |
| Interest on RBI / inter-bank borrowings | 740.42 | 583.43 | 581.97 | 581.97 | 658.22 |
| Other Interest | 956.46 | 426.70 | 339.03 | 393.78 | 574.60 |
| Operating Expenses | 26387.50 | 20319.63 | 18542.20 | 19868.31 | 17417.11 |
| Payments to and provisions for employees | 14610.33 | 10059.64 | 9450.27 | 11536.76 | 8566.49 |
| Rent,Taxes and lighting | 2246.79 | 1980.78 | 1797.27 | 1742.14 | 1764.72 |
| Depreciation on Banks property | 1002.58 | 1056.65 | 1191.79 | 1241.38 | 1188.82 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 41.51 | 36.57 | 25.25 | 26.47 | 27.82 |
| Law charges | 13.53 | 35.08 | 64.39 | 49.17 | 83.56 |
| Communication Expenses | 250.36 | 221.32 | 252.90 | 252.44 | 260.42 |
| Repairs and Maintenance | 1010.91 | 900.84 | 742.72 | 682.82 | 704.10 |
| Insurance | 1072.41 | 963.99 | 899.49 | 807.22 | 670.31 |
| Other expenses | 6139.09 | 5064.78 | 4118.12 | 3529.92 | 4150.86 |
| Provisions and Contingencies | 7289.50 | 10389.24 | 6992.93 | 7571.44 | 14886.64 |
| Provision for investments | 1481.40 | 1023.80 | -58.90 | 193.80 | 763.20 |
| Provision for advances | 4724.00 | 7515.14 | 6518.40 | 6397.20 | 13579.30 |
| Others Provisions | 1084.10 | 1850.30 | 533.43 | 980.44 | 544.14 |
| Profit Before Tax | 21001.88 | 14368.62 | 9309.17 | 5343.69 | 2721.85 |
| Taxes | 4953.80 | 3307.70 | 2576.50 | 1749.80 | 371.60 |
| Current Income Tax | 4656.80 | 3751.80 | 2802.30 | 1946.10 | 974.40 |
| Deferred Tax | 297.00 | -444.10 | -225.80 | -196.30 | -602.80 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 16048.08 | 11060.92 | 6732.67 | 3593.89 | 2350.25 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 16048.08 | 11060.92 | 6732.67 | 3593.89 | 2350.25 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 17680.16 | 12365.07 | 7142.98 | 3611.33 | 2945.91 |
| Transfer to Statutory Reserve | 4013.00 | 2766.00 | 1684.00 | 899.00 | 587.60 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 7150.00 | 6070.00 | 3200.00 | 1050.00 | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 6517.16 | 3529.07 | 2258.98 | 1662.33 | 2358.31 |
| Equity Dividend % | 120.00 | 100.00 | 80.00 | 25.00 | |
| Earnings Per Share | 20.00 | 14.00 | 8.00 | 4.00 | 3.00 |
| Adjusted EPS | 20.00 | 14.00 | 8.00 | 4.00 | 3.00 |