| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 96780.40 | 82131.64 | 65165.50 | 55876.74 | 54704.27 |
| Interest / Discount on advances / Bills | 80076.54 | 68510.51 | 53269.43 | 45254.84 | 44535.49 |
| Interest on balances with RBI and other Inter-bank funds | 201.20 | 220.51 | 826.01 | 1343.33 | 682.91 |
| Income on investments | 16224.67 | 13310.10 | 10991.33 | 9247.82 | 9417.89 |
| Others | 278.00 | 90.52 | 78.74 | 30.76 | 67.98 |
| Other Income | 18295.52 | 16494.66 | 11589.37 | 7690.54 | 9188.30 |
| Commission,exchange and brokerage | 9646.40 | 8589.42 | 7473.11 | 6339.72 | 5482.08 |
| Profit / (loss)on sale of investments(net) | 683.62 | 2943.70 | 291.51 | -501.75 | 2169.42 |
| Profit on sale of Fixed Assets | 30.63 | 78.31 | 10.36 | 11.03 | 2.23 |
| Foreign Exchange Gains | 325.40 | 311.48 | 344.59 | 375.72 | 318.42 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | 2084.02 | 67.86 | |
| Miscellaneous income | 7609.46 | 4571.75 | 1385.78 | 1397.96 | 1216.15 |
| Total Income | 115075.92 | 98626.30 | 76754.87 | 63567.27 | 63892.57 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 54181.17 | 43947.42 | 31677.38 | 28722.97 | 31109.13 |
| Intereston Deposits | 52371.17 | 42250.54 | 30667.26 | 27801.97 | 30133.38 |
| Interest on RBI / inter-bank borrowings | 284.75 | 740.42 | 583.43 | 581.97 | 581.97 |
| Other Interest | 1525.25 | 956.46 | 426.70 | 339.03 | 393.78 |
| Operating Expenses | 28771.47 | 26387.50 | 20319.63 | 18542.20 | 19868.31 |
| Payments to and provisions for employees | 14492.14 | 14610.33 | 10059.64 | 9450.27 | 11536.76 |
| Rent,Taxes and lighting | 2570.36 | 2246.79 | 1980.78 | 1797.27 | 1742.14 |
| Depreciation on Banks property | 1137.38 | 1002.58 | 1056.65 | 1191.79 | 1241.38 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 40.51 | 41.51 | 36.57 | 25.25 | 26.47 |
| Law charges | 14.25 | 13.53 | 35.08 | 64.39 | 49.17 |
| Communication Expenses | 288.69 | 250.36 | 221.32 | 252.90 | 252.44 |
| Repairs and Maintenance | 1071.09 | 1010.91 | 900.84 | 742.72 | 682.82 |
| Insurance | 1243.96 | 1072.41 | 963.99 | 899.49 | 807.22 |
| Other expenses | 7913.10 | 6139.09 | 5064.78 | 4118.12 | 3529.92 |
| Provisions and Contingencies | 6216.00 | 7289.50 | 10389.24 | 6992.93 | 7571.44 |
| Provision for investments | 234.00 | 1481.40 | 1023.80 | -58.90 | 193.80 |
| Provision for advances | 4803.50 | 4724.00 | 7515.14 | 6518.40 | 6397.20 |
| Others Provisions | 1178.50 | 1084.10 | 1850.30 | 533.43 | 980.44 |
| Profit Before Tax | 25907.29 | 21001.88 | 14368.62 | 9309.17 | 5343.69 |
| Taxes | 6490.92 | 4953.80 | 3307.70 | 2576.50 | 1749.80 |
| Current Income Tax | 6211.50 | 4656.80 | 3751.80 | 2802.30 | 1946.10 |
| Deferred Tax | 279.42 | 297.00 | -444.10 | -225.80 | -196.30 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 19416.37 | 16048.08 | 11060.92 | 6732.67 | 3593.89 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 19416.37 | 16048.08 | 11060.92 | 6732.67 | 3593.89 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 21449.80 | 17680.16 | 12365.07 | 7142.98 | 3611.33 |
| Transfer to Statutory Reserve | 4855.00 | 4013.00 | 2766.00 | 1684.00 | 899.00 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 10550.00 | 7150.00 | 6070.00 | 3200.00 | 1050.00 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 6044.80 | 6517.16 | 3529.07 | 2258.98 | 1662.33 |
| Equity Dividend % | 130.00 | 120.00 | 100.00 | 80.00 | 25.00 |
| Earnings Per Share | 24.00 | 20.00 | 14.00 | 8.00 | 4.00 |
| Adjusted EPS | 20.00 | 17.00 | 11.00 | 7.00 | 4.00 |