(Rs. in Millions) |
I. INCOME | | | | | |
Interest Earned | 556147.78 | 449422.13 | 388562.21 | 391057.87 | 214049.69 |
Interest / Discount on advances / Bills | 406188.46 | 319411.51 | 269275.62 | 273635.28 | 159330.42 |
Interest on balances with RBI and other Inter-bank funds | 13862.04 | 8775.37 | 8513.40 | 4254.60 | 1774.27 |
Income on investments | 134018.53 | 116471.68 | 109648.24 | 111668.94 | 52788.24 |
Others | 2078.75 | 4763.57 | 1124.96 | 1499.05 | 156.78 |
Other Income | 78667.21 | 71430.63 | 69154.50 | 56501.90 | 33124.64 |
Commission,exchange and brokerage | 10182.98 | 9584.57 | 8061.11 | 7669.64 | 3386.68 |
Profit / (loss)on sale of investments(net) | 8628.53 | 3809.22 | 16257.54 | 21242.42 | 8797.34 |
Profit on sale of Fixed Assets | -18.96 | 1.35 | 52.20 | -3.92 | 7.34 |
Foreign Exchange Gains | 4515.10 | 10086.05 | 6899.87 | 4059.25 | 2020.60 |
Income earned from subsidiaries/joint venture | 292.73 | 447.98 | 281.52 | 124.51 | 126.93 |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | 55066.82 | 47501.47 | 37602.26 | 23410.00 | 18785.77 |
Total Income | 634814.98 | 520852.76 | 457716.70 | 447559.76 | 247174.34 |
II. EXPENDITURE | | | | | |
Interest Expended | 323414.95 | 247167.50 | 221282.71 | 234398.39 | 137985.53 |
Intereston Deposits | 304936.65 | 231842.57 | 209355.57 | 222207.95 | 129961.03 |
Interest on RBI / inter-bank borrowings | 3307.80 | 6161.74 | 2484.64 | 4008.96 | 7579.46 |
Other Interest | 15170.50 | 9163.19 | 9442.51 | 8181.49 | 445.04 |
Operating Expenses | 143004.56 | 120979.03 | 109265.03 | 103495.53 | 44208.39 |
Payments to and provisions for employees | 92645.88 | 75272.28 | 66957.07 | 63782.38 | 24729.63 |
Rent,Taxes and lighting | 6356.41 | 6209.85 | 6137.41 | 6028.35 | 3179.19 |
Depreciation on Banks property | 5242.88 | 5288.11 | 5975.00 | 6328.72 | 3136.31 |
Depreciation on leased assets | | | | | |
Auditor's fees and expenses | 487.09 | 521.62 | 473.75 | 630.19 | 341.80 |
Law charges | 173.12 | 192.95 | 173.86 | 201.94 | 85.83 |
Communication Expenses | 1093.59 | 958.33 | 1098.65 | 1171.89 | 516.70 |
Repairs and Maintenance | 2504.29 | 1924.98 | 2438.71 | 1971.00 | 937.27 |
Insurance | 8739.83 | 8135.12 | 7423.50 | 6824.63 | 2869.02 |
Other expenses | 25761.48 | 22475.80 | 18587.08 | 16556.44 | 8412.64 |
Provisions and Contingencies | 58884.08 | 93562.10 | 95126.67 | 80610.07 | 51253.13 |
Provision for investments | 628.90 | 4051.60 | 1105.10 | -13.90 | 3913.00 |
Provision for advances | 57623.50 | 89017.50 | 94119.50 | 77861.80 | 44310.30 |
Others Provisions | 631.68 | 493.00 | -97.94 | 2762.17 | 3029.83 |
Profit Before Tax | 109511.39 | 59144.12 | 32042.31 | 29055.78 | 13727.28 |
Taxes | 28882.00 | 6327.10 | -7405.90 | -991.00 | 6193.70 |
Current Income Tax | 28882.00 | 6327.10 | -7405.90 | -991.00 | 6193.70 |
Deferred Tax | | | | | |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 80629.39 | 52817.02 | 39448.21 | 30046.78 | 7533.58 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | | | | | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 80629.39 | 52817.02 | 39448.21 | 30046.78 | 7533.58 |
Adjustments to PAT | | | -232.15 | -1016.70 | |
IV. APPROPRIATIONS | 81961.74 | 54114.74 | 40217.69 | 30021.70 | 8525.13 |
Transfer to Statutory Reserve | 20157.40 | 13204.30 | 9862.10 | 7511.70 | 1883.40 |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | 32500.00 | 26550.00 | 18000.00 | 13873.44 | |
Appropriation to Other Reserves | | | | | |
Equity Dividend | 16163.57 | 10710.79 | 8095.37 | 2258.73 | |
Corporate dividend tax | | | | | |
Other appropriations | 13140.77 | 3649.65 | 4260.22 | 6377.83 | 6641.73 |
Equity Dividend % | 120.00 | 86.00 | 65.00 | 20.00 | |
Earnings Per Share | 60.00 | 42.00 | 32.00 | 27.00 | 12.00 |
Adjusted EPS | 60.00 | 42.00 | 32.00 | 27.00 | 12.00 |