| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 53620.39 | 42002.71 | 35127.65 | 34582.14 | 35366.33 |
| Interest / Discount on advances / Bills | 42379.64 | 33948.22 | 28317.72 | 27855.39 | 28431.89 |
| Interest on balances with RBI and other Inter-bank funds | 321.33 | 634.99 | 571.52 | 537.33 | 370.81 |
| Income on investments | 10499.25 | 7078.22 | 5906.62 | 5831.61 | 6227.93 |
| Others | 420.17 | 341.28 | 331.80 | 357.82 | 335.70 |
| Other Income | 4742.37 | 4093.90 | 4520.39 | 4458.26 | 3910.92 |
| Commission,exchange and brokerage | 3883.09 | 3029.63 | 2379.92 | 1955.87 | 2412.08 |
| Profit / (loss)on sale of investments(net) | 326.18 | 109.09 | 808.52 | 1427.63 | 652.66 |
| Profit on sale of Fixed Assets | 1.55 | -7.70 | -2.28 | -1.32 | -7.13 |
| Foreign Exchange Gains | 157.06 | 281.24 | 284.61 | 226.80 | 192.12 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 374.50 | 681.64 | 1049.63 | 849.29 | 661.19 |
| Total Income | 58362.76 | 46096.61 | 39648.04 | 39040.40 | 39277.25 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 34341.41 | 24832.66 | 21552.58 | 21715.98 | 22717.19 |
| Intereston Deposits | 30715.24 | 22271.31 | 18857.21 | 18802.77 | 20228.93 |
| Interest on RBI / inter-bank borrowings | 506.40 | 366.58 | 662.13 | 728.40 | 686.61 |
| Other Interest | 3119.78 | 2194.78 | 2033.24 | 2184.80 | 1801.65 |
| Operating Expenses | 15376.91 | 13396.62 | 10125.64 | 8466.27 | 9029.45 |
| Payments to and provisions for employees | 7943.29 | 6928.96 | 5391.36 | 4334.99 | 4587.98 |
| Rent,Taxes and lighting | 1437.52 | 1232.64 | 977.86 | 848.72 | 919.21 |
| Depreciation on Banks property | 944.43 | 770.11 | 637.14 | 566.04 | 511.39 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 17.30 | 16.02 | 14.82 | 10.05 | 9.60 |
| Law charges | 195.86 | 154.21 | 104.26 | 73.98 | 118.47 |
| Communication Expenses | 198.89 | 202.31 | 160.28 | 137.69 | 144.86 |
| Repairs and Maintenance | 474.52 | 404.05 | 296.22 | 239.79 | 230.77 |
| Insurance | 505.69 | 421.96 | 373.59 | 343.51 | 268.17 |
| Other expenses | 3659.42 | 3266.36 | 2170.12 | 1911.50 | 2238.98 |
| Provisions and Contingencies | 1424.85 | 1591.76 | 4074.33 | 4330.10 | 2611.39 |
| Provision for investments | | | | | -15.02 |
| Provision for advances | -103.95 | -50.99 | 171.90 | 200.88 | 21.88 |
| Others Provisions | 1528.81 | 1642.75 | 3902.43 | 4129.22 | 2604.52 |
| Profit Before Tax | 7219.60 | 6275.58 | 3895.50 | 4528.05 | 4919.23 |
| Taxes | 1859.85 | 1619.99 | 1020.45 | 1170.15 | 1539.87 |
| Current Income Tax | 1644.69 | 1522.15 | 1760.50 | 1796.42 | 1587.05 |
| Deferred Tax | 215.16 | 97.85 | -740.05 | -626.27 | -47.18 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 5359.75 | 4655.59 | 2875.04 | 3357.90 | 3379.36 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 5359.75 | 4655.59 | 2875.04 | 3357.90 | 3379.36 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 19208.54 | 15728.29 | 12260.34 | 10983.99 | 9218.15 |
| Transfer to Statutory Reserve | 1339.94 | 1163.90 | 718.76 | 839.47 | 844.84 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | -68.57 | -65.11 | -60.28 | -60.28 | -69.90 |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 17937.18 | 14629.50 | 11601.85 | 10204.79 | 8443.21 |
| Equity Dividend % | 13.00 | 13.00 | 10.00 | | |
| Earnings Per Share | 17.00 | 15.00 | 9.00 | 11.00 | 11.00 |
| Adjusted EPS | 17.00 | 15.00 | 9.00 | 11.00 | 11.00 |