| (Rs. in Millions) |
| INCOME : | | | | | |
| Operating Income | 134040.00 | 109290.00 | 96580.00 | 104560.00 | 101000.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 131090.00 | 106830.00 | 94760.00 | 102670.00 | 99420.00 |
| Portfolio management services | | | | | |
| Dividend income | | | | 0.00 | 240.00 |
| Brokerages & commissions | | | | | |
| Processing fees and other charges | | | | | |
| Other Operating Income | 2950.00 | 2460.00 | 1820.00 | 1890.00 | 1340.00 |
| Operating Income (Net) | 134040.00 | 109290.00 | 96580.00 | 104560.00 | 101000.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 17130.00 | 15840.00 | 11710.00 | 10150.00 | 11480.00 |
| Salaries, Wages & Bonus | 15880.00 | 14580.00 | 10570.00 | 9170.00 | 10040.00 |
| Workmen and Staff Welfare Expenses | 320.00 | 280.00 | 220.00 | 50.00 | 350.00 |
| Other Employees Cost | 40.00 | 50.00 | 90.00 | 160.00 | 290.00 |
| Operating & Establishment Expenses | 3370.00 | 3600.00 | 2830.00 | 1890.00 | 2090.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | | |
| Commission, Brokerage & Discounts | 1100.00 | 800.00 | 450.00 | 310.00 | 410.00 |
| Rent , Rates & Taxes | 230.00 | 210.00 | 220.00 | 240.00 | 630.00 |
| Repairs and Maintenance | 120.00 | 100.00 | 50.00 | 50.00 | 120.00 |
| Insurance | 520.00 | 510.00 | 380.00 | 400.00 | 400.00 |
| Electricity & Power | 180.00 | 160.00 | 130.00 | 100.00 | 190.00 |
| Other Operating Expenses | 1220.00 | 1820.00 | 1600.00 | 780.00 | 350.00 |
| Administrations & Other Expenses | 6490.00 | 5510.00 | 4630.00 | 2750.00 | 5090.00 |
| Printing and stationery | 130.00 | 130.00 | 90.00 | 60.00 | 110.00 |
| Professional and legal fees | 1490.00 | 1120.00 | 1200.00 | 780.00 | 1370.00 |
| Advertisement & Sales Promotion | 400.00 | 270.00 | 150.00 | 80.00 | 170.00 |
| Other General Expenses | 4460.00 | 3990.00 | 3180.00 | 1840.00 | 3430.00 |
| Provisions and Contingencies | 18600.00 | 22590.00 | 25440.00 | 37630.00 | 20930.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | 17150.00 | 22130.00 | 25130.00 | 21710.00 | 8370.00 |
| Provision for doubtful debts | | | | 30.00 | 12200.00 |
| Losson disposal of fixed assets(net) | | | | | |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | | 20.00 |
| Other Miscellaneous Expenses | 1450.00 | 450.00 | 310.00 | 15900.00 | 340.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 45580.00 | 47540.00 | 44610.00 | 52420.00 | 39590.00 |
| Operating Profit (Excl OI) | 88460.00 | 61750.00 | 51970.00 | 52140.00 | 61400.00 |
| Other Income | 1650.00 | 13420.00 | 2070.00 | 620.00 | 1500.00 |
| Other Interest Income | | | | | |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 70.00 | 30.00 | 10.00 | 0.00 | 10.00 |
| Income from investments | 50.00 | 50.00 | 20.00 | 0.00 | 760.00 |
| Provision Written Back | 60.00 | 12140.00 | 1460.00 | | 20.00 |
| Others | 1480.00 | 1200.00 | 570.00 | 610.00 | 720.00 |
| Operating Profit | 90110.00 | 75170.00 | 54040.00 | 52750.00 | 62910.00 |
| Interest | 64270.00 | 45770.00 | 39200.00 | 47330.00 | 48290.00 |
| Loans | 33990.00 | 21360.00 | 14210.00 | 18310.00 | 16250.00 |
| Deposits | 4730.00 | 5250.00 | 7670.00 | 8180.00 | 6750.00 |
| Bonds / Debentures | 24870.00 | 18760.00 | 16780.00 | 18330.00 | 26010.00 |
| Other Interest | 670.00 | 410.00 | 540.00 | 2520.00 | -720.00 |
| Depreciation | 2290.00 | 1870.00 | 1270.00 | 1260.00 | 1180.00 |
| Profit Before Taxation & Exceptional Items | 23550.00 | 27530.00 | 13570.00 | 4160.00 | 13440.00 |
| Exceptional Income / Expenses | | -550.00 | | 60.00 | |
| Profit Before Tax | 23550.00 | 26980.00 | 13570.00 | 4220.00 | 13440.00 |
| Profit After Tax | 17600.00 | 19840.00 | 9890.00 | 3350.00 | 9060.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Appropriations | 81360.00 | 72320.00 | 55470.00 | 46290.00 | 47400.00 |
| General Reserve | | | | | -2240.00 |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 81360.00 | 72320.00 | 55470.00 | 46290.00 | 49640.00 |
| Equity Dividend % | 315.00 | 300.00 | 180.00 | 40.00 | |
| Earnings Per Share | 14.00 | 16.00 | 8.00 | 3.00 | 15.00 |
| Adjusted EPS | 14.00 | 16.00 | 8.00 | 3.00 | 9.00 |