| (Rs. in Millions) |
| INCOME : | | | | | |
| Operating Income | 46040.00 | 40590.00 | 40800.00 | 33973.00 | 26496.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 43480.00 | 38160.00 | 38160.00 | 31355.00 | 25574.00 |
| Portfolio management services | | | | | |
| Dividend income | 1320.00 | 880.00 | 630.00 | 702.00 | 442.00 |
| Brokerages & commissions | 1240.00 | 630.00 | 500.00 | 362.00 | 481.00 |
| Processing fees and other charges | | | | | |
| Other Operating Income | 0.00 | 920.00 | 1510.00 | 1553.00 | 0.00 |
| Operating Income (Net) | 46040.00 | 40590.00 | 40800.00 | 33973.00 | 26496.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 7230.00 | 6720.00 | 5200.00 | 4071.00 | 4407.00 |
| Salaries, Wages & Bonus | 6120.00 | 6030.00 | 4640.00 | 3621.00 | 3895.00 |
| Workmen and Staff Welfare Expenses | 310.00 | 240.00 | 170.00 | 117.00 | 148.00 |
| Other Employees Cost | 460.00 | 110.00 | 90.00 | 96.00 | 106.00 |
| Operating & Establishment Expenses | 1640.00 | 1740.00 | 1240.00 | 629.00 | 923.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | 340.00 | 190.00 | 230.00 | 111.00 | 195.00 |
| Commission, Brokerage & Discounts | | | | | |
| Rent , Rates & Taxes | 130.00 | 40.00 | 40.00 | 10.00 | 163.00 |
| Repairs and Maintenance | 120.00 | 150.00 | 140.00 | 76.00 | 125.00 |
| Insurance | 140.00 | 140.00 | 200.00 | 236.00 | 102.00 |
| Electricity & Power | 190.00 | 180.00 | 120.00 | 90.00 | 141.00 |
| Other Operating Expenses | 720.00 | 1030.00 | 510.00 | 106.00 | 197.00 |
| Administrations & Other Expenses | 3950.00 | 3210.00 | 2380.00 | 1699.00 | 1700.00 |
| Printing and stationery | 30.00 | 40.00 | 50.00 | 30.00 | 38.00 |
| Professional and legal fees | 1100.00 | 1020.00 | 620.00 | 337.00 | 566.00 |
| Advertisement & Sales Promotion | 1370.00 | 620.00 | 410.00 | 284.00 | 362.00 |
| Other General Expenses | 1450.00 | 1520.00 | 1310.00 | 1048.00 | 735.00 |
| Provisions and Contingencies | 6560.00 | 3750.00 | 7410.00 | 7750.00 | 4675.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | 2790.00 | 3550.00 | 7240.00 | 5686.00 | 3541.00 |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | | | | | |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | | 43.00 |
| Other Miscellaneous Expenses | 3760.00 | 200.00 | 170.00 | 2063.00 | 1092.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 19380.00 | 15420.00 | 16240.00 | 14149.00 | 11706.00 |
| Operating Profit (Excl OI) | 26660.00 | 25170.00 | 24560.00 | 19824.00 | 14790.00 |
| Other Income | 840.00 | 1100.00 | 2430.00 | 420.00 | 935.00 |
| Other Interest Income | 10.00 | 260.00 | 30.00 | | 27.00 |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 180.00 | 30.00 | 0.00 | 3.00 | 6.00 |
| Income from investments | 390.00 | | | | |
| Provision Written Back | | 800.00 | 2160.00 | 31.00 | 719.00 |
| Others | 260.00 | 10.00 | 240.00 | 386.00 | 183.00 |
| Operating Profit | 27500.00 | 26270.00 | 26990.00 | 20244.00 | 15725.00 |
| Interest | 18850.00 | 14600.00 | 16250.00 | 15591.00 | 12511.00 |
| Loans | 11050.00 | 8050.00 | 7710.00 | 7768.00 | 7157.00 |
| Deposits | | | | | |
| Bonds / Debentures | 4930.00 | 5500.00 | 7650.00 | 7117.00 | 4690.00 |
| Other Interest | 2860.00 | 1050.00 | 900.00 | 706.00 | 664.00 |
| Depreciation | 1350.00 | 1250.00 | 1060.00 | 909.00 | 894.00 |
| Profit Before Taxation & Exceptional Items | 7300.00 | 10430.00 | 9670.00 | 3744.00 | 2320.00 |
| Exceptional Income / Expenses | | | | 531.00 | 46.00 |
| Profit Before Tax | 7300.00 | 10430.00 | 9670.00 | 4275.00 | 2366.00 |
| Profit After Tax | 5850.00 | 8050.00 | 7450.00 | 3426.00 | 1488.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Appropriations | 19760.00 | 17040.00 | 12270.00 | 6634.00 | 4816.00 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | 79.00 |
| Other Appropriation | 19760.00 | 17040.00 | 12270.00 | 6634.00 | 4737.00 |
| Equity Dividend % | 200.00 | 200.00 | 175.00 | 150.00 | 113.00 |
| Earnings Per Share | 15.00 | 21.00 | 20.00 | 9.00 | 4.00 |
| Adjusted EPS | 15.00 | 21.00 | 19.00 | 9.00 | 4.00 |