| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 292816.42 | 249474.52 | 204946.88 | 158984.59 | 130192.20 |
| Interest / Discount on advances / Bills | 224903.11 | 192915.06 | 158262.40 | 114858.15 | 82315.57 |
| Interest on balances with RBI and other Inter-bank funds | 2185.55 | 2026.35 | 1357.70 | 524.31 | 906.99 |
| Income on investments | 65198.43 | 53604.28 | 44607.61 | 42669.18 | 43846.90 |
| Others | 529.33 | 928.82 | 719.17 | 932.95 | 3122.74 |
| Other Income | 35408.89 | 34541.73 | 29978.66 | 22802.71 | 26524.79 |
| Commission,exchange and brokerage | 18619.28 | 17405.67 | 15822.31 | 13091.15 | 14217.42 |
| Profit / (loss)on sale of investments(net) | 3573.78 | 2200.21 | 2078.79 | 1061.31 | 5248.71 |
| Profit on sale of Fixed Assets | 17.54 | 3.75 | 8.71 | 19.65 | 10.43 |
| Foreign Exchange Gains | 1256.76 | 632.94 | 416.12 | 780.40 | 1290.53 |
| Income earned from subsidiaries/joint venture | 25.37 | 17.16 | 13.59 | 26.23 | 20.55 |
| Rent / Lease Income | | | | | |
| Provisions Written Back | 14231.05 | 13748.81 | 9855.22 | 9431.33 | 6421.27 |
| Miscellaneous income | -2314.89 | 533.18 | 1783.92 | -1607.36 | -684.12 |
| Total Income | 328225.31 | 284016.25 | 234925.54 | 181787.29 | 156716.99 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 156175.77 | 132818.81 | 106728.44 | 81576.81 | 69748.23 |
| Intereston Deposits | 134723.58 | 122950.58 | 100406.31 | 71864.44 | 64581.66 |
| Interest on RBI / inter-bank borrowings | 809.52 | 225.24 | 332.74 | 597.73 | 309.14 |
| Other Interest | 20642.67 | 9642.99 | 5989.39 | 9114.64 | 4857.43 |
| Operating Expenses | 63791.31 | 58007.15 | 48143.73 | 39218.36 | 38490.13 |
| Payments to and provisions for employees | 33757.72 | 34422.33 | 28381.28 | 20582.79 | 20705.89 |
| Rent,Taxes and lighting | 3858.36 | 3266.37 | 2804.19 | 2482.28 | 2280.85 |
| Depreciation on Banks property | 3435.65 | 2905.71 | 2234.72 | 2624.77 | 2683.41 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 227.10 | 196.41 | 156.93 | 157.54 | 171.98 |
| Law charges | 825.14 | 813.53 | 683.68 | 591.18 | 393.87 |
| Communication Expenses | 554.10 | 502.78 | 454.19 | 538.80 | 429.75 |
| Repairs and Maintenance | 4229.03 | 3159.48 | 2586.73 | 2159.86 | 1928.28 |
| Insurance | 4133.11 | 3641.86 | 2791.23 | 2355.12 | 2243.45 |
| Other expenses | 12771.09 | 9098.67 | 8050.79 | 7726.02 | 7652.64 |
| Provisions and Contingencies | 29684.55 | 35965.53 | 36458.70 | 26543.25 | 28922.70 |
| Provision for investments | -1320.40 | 72.40 | 5.70 | 5037.40 | 1033.50 |
| Provision for advances | 30437.80 | 35221.00 | 35939.90 | 21392.70 | 28804.40 |
| Others Provisions | 567.15 | 672.13 | 513.10 | 113.15 | -915.20 |
| Profit Before Tax | 78573.68 | 57224.76 | 43594.67 | 34448.87 | 19555.93 |
| Taxes | 8380.50 | 2026.90 | 3044.40 | 8428.50 | 8040.57 |
| Current Income Tax | 8380.50 | 2026.90 | 3044.40 | 8428.50 | 8088.80 |
| Deferred Tax | | | | | -48.23 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 70193.18 | 55197.86 | 40550.27 | 26020.37 | 11515.36 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 70193.18 | 55197.86 | 40550.27 | 26020.37 | 11515.36 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 132475.38 | 90218.96 | 55917.89 | 30745.31 | 12036.96 |
| Transfer to Statutory Reserve | 17548.30 | 13799.47 | 10137.57 | 6505.09 | 2878.84 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 16921.42 | 11537.33 | 9913.92 | 8749.65 | 3365.25 |
| Corporate dividend tax | | | | | |
| Other appropriations | 98005.66 | 64882.16 | 35866.40 | 15490.57 | 5792.87 |
| Equity Dividend % | 12.00 | 15.00 | 14.00 | 13.00 | 5.00 |
| Earnings Per Share | 9.00 | 7.00 | 6.00 | 4.00 | 2.00 |
| Adjusted EPS | 9.00 | 7.00 | 6.00 | 4.00 | 2.00 |