| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 204946.88 | 158984.59 | 130192.20 | 118685.41 | 114954.47 |
| Interest / Discount on advances / Bills | 158262.40 | 114858.15 | 82315.57 | 71539.29 | 64092.70 |
| Interest on balances with RBI and other Inter-bank funds | 1357.70 | 524.31 | 906.99 | 3150.74 | 2409.81 |
| Income on investments | 44607.61 | 42669.18 | 43846.90 | 41534.05 | 42026.92 |
| Others | 719.17 | 932.95 | 3122.74 | 2461.33 | 6425.04 |
| Other Income | 29978.66 | 22802.71 | 26524.79 | 26276.70 | 16492.27 |
| Commission,exchange and brokerage | 15822.31 | 13091.15 | 14217.42 | 10410.13 | 8512.43 |
| Profit / (loss)on sale of investments(net) | 2078.79 | 1061.31 | 5248.71 | 5661.59 | 3393.80 |
| Profit on sale of Fixed Assets | 8.71 | 19.65 | 10.43 | 4.49 | 48.09 |
| Foreign Exchange Gains | 416.12 | 780.40 | 1290.53 | 1533.41 | 1646.80 |
| Income earned from subsidiaries/joint venture | 13.59 | 26.23 | 20.55 | 13.53 | 17.16 |
| Rent / Lease Income | | | | | |
| Provisions Written Back | 9855.22 | 9431.33 | 6421.27 | 8439.54 | |
| Miscellaneous income | 1783.92 | -1607.36 | -684.12 | 214.02 | 2873.98 |
| Total Income | 234925.54 | 181787.29 | 156716.99 | 144962.11 | 131446.74 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 106728.44 | 81576.81 | 69748.23 | 69710.68 | 72166.50 |
| Intereston Deposits | 100406.31 | 71864.44 | 64581.66 | 65259.48 | 67571.89 |
| Interest on RBI / inter-bank borrowings | 332.74 | 597.73 | 309.14 | 496.51 | 205.60 |
| Other Interest | 5989.39 | 9114.64 | 4857.43 | 3954.69 | 4389.01 |
| Operating Expenses | 48143.73 | 39218.36 | 38490.13 | 35650.57 | 30809.61 |
| Payments to and provisions for employees | 28381.28 | 20582.79 | 20705.89 | 22552.10 | 17438.21 |
| Rent,Taxes and lighting | 2804.19 | 2482.28 | 2280.85 | 2182.33 | 2149.77 |
| Depreciation on Banks property | 2234.72 | 2624.77 | 2683.41 | 1881.11 | 2109.48 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 156.93 | 157.54 | 171.98 | 195.92 | 175.79 |
| Law charges | 683.68 | 591.18 | 393.87 | 183.58 | 196.58 |
| Communication Expenses | 454.19 | 538.80 | 429.75 | 566.96 | 545.41 |
| Repairs and Maintenance | 2586.73 | 2159.86 | 1928.28 | 1682.56 | 1802.65 |
| Insurance | 2791.23 | 2355.12 | 2243.45 | 1986.71 | 1510.31 |
| Other expenses | 8050.79 | 7726.02 | 7652.64 | 4419.29 | 4881.41 |
| Provisions and Contingencies | 36458.70 | 26543.25 | 28922.70 | 30059.54 | 31074.82 |
| Provision for investments | 5.70 | 5037.40 | 1033.50 | 1121.60 | 549.50 |
| Provision for advances | 35939.90 | 21392.70 | 28804.40 | 28562.30 | 29913.10 |
| Others Provisions | 513.10 | 113.15 | -915.20 | 375.64 | 612.22 |
| Profit Before Tax | 43594.67 | 34448.87 | 19555.93 | 9541.32 | -2604.19 |
| Taxes | 3044.40 | 8428.50 | 8040.57 | 4038.80 | -6490.00 |
| Current Income Tax | 3044.40 | 8428.50 | 8088.80 | 4038.80 | |
| Deferred Tax | | | -48.23 | | -6490.00 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 6490.00 |
| Profit After Tax | 40550.27 | 26020.37 | 11515.36 | 5502.52 | 3885.81 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 40550.27 | 26020.37 | 11515.36 | 5502.52 | 3885.81 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 55917.89 | 30745.31 | 12036.96 | 5502.52 | -69717.11 |
| Transfer to Statutory Reserve | 10137.57 | 6505.09 | 2878.84 | 1375.63 | 971.45 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 9913.92 | 8749.65 | 3365.25 | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 35866.40 | 15490.57 | 5792.87 | 4126.89 | -70688.56 |
| Equity Dividend % | 14.00 | 13.00 | 5.00 | | |
| Earnings Per Share | 6.00 | 4.00 | 2.00 | 1.00 | 1.00 |
| Adjusted EPS | 6.00 | 4.00 | 2.00 | 1.00 | 1.00 |