| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 249474.52 | 204946.88 | 158984.59 | 130192.20 | 118685.41 |
| Interest / Discount on advances / Bills | 192915.06 | 158262.40 | 114858.15 | 82315.57 | 71539.29 |
| Interest on balances with RBI and other Inter-bank funds | 2026.35 | 1357.70 | 524.31 | 906.99 | 3150.74 |
| Income on investments | 53604.28 | 44607.61 | 42669.18 | 43846.90 | 41534.05 |
| Others | 928.82 | 719.17 | 932.95 | 3122.74 | 2461.33 |
| Other Income | 34541.73 | 29978.66 | 22802.71 | 26524.79 | 26276.70 |
| Commission,exchange and brokerage | 17405.67 | 15822.31 | 13091.15 | 14217.42 | 10410.13 |
| Profit / (loss)on sale of investments(net) | 2200.21 | 2078.79 | 1061.31 | 5248.71 | 5661.59 |
| Profit on sale of Fixed Assets | 3.75 | 8.71 | 19.65 | 10.43 | 4.49 |
| Foreign Exchange Gains | 632.94 | 416.12 | 780.40 | 1290.53 | 1533.41 |
| Income earned from subsidiaries/joint venture | 17.16 | 13.59 | 26.23 | 20.55 | 13.53 |
| Rent / Lease Income | | | | | |
| Provisions Written Back | 13748.81 | 9855.22 | 9431.33 | 6421.27 | 8439.54 |
| Miscellaneous income | 533.18 | 1783.92 | -1607.36 | -684.12 | 214.02 |
| Total Income | 284016.25 | 234925.54 | 181787.29 | 156716.99 | 144962.11 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 132818.81 | 106728.44 | 81576.81 | 69748.23 | 69710.68 |
| Intereston Deposits | 122950.58 | 100406.31 | 71864.44 | 64581.66 | 65259.48 |
| Interest on RBI / inter-bank borrowings | 225.24 | 332.74 | 597.73 | 309.14 | 496.51 |
| Other Interest | 9642.99 | 5989.39 | 9114.64 | 4857.43 | 3954.69 |
| Operating Expenses | 58007.15 | 48143.73 | 39218.36 | 38490.13 | 35650.57 |
| Payments to and provisions for employees | 34422.33 | 28381.28 | 20582.79 | 20705.89 | 22552.10 |
| Rent,Taxes and lighting | 3266.37 | 2804.19 | 2482.28 | 2280.85 | 2182.33 |
| Depreciation on Banks property | 2905.71 | 2234.72 | 2624.77 | 2683.41 | 1881.11 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 196.41 | 156.93 | 157.54 | 171.98 | 195.92 |
| Law charges | 813.53 | 683.68 | 591.18 | 393.87 | 183.58 |
| Communication Expenses | 502.78 | 454.19 | 538.80 | 429.75 | 566.96 |
| Repairs and Maintenance | 3159.48 | 2586.73 | 2159.86 | 1928.28 | 1682.56 |
| Insurance | 3641.86 | 2791.23 | 2355.12 | 2243.45 | 1986.71 |
| Other expenses | 9098.67 | 8050.79 | 7726.02 | 7652.64 | 4419.29 |
| Provisions and Contingencies | 35965.53 | 36458.70 | 26543.25 | 28922.70 | 30059.54 |
| Provision for investments | 72.40 | 5.70 | 5037.40 | 1033.50 | 1121.60 |
| Provision for advances | 35221.00 | 35939.90 | 21392.70 | 28804.40 | 28562.30 |
| Others Provisions | 672.13 | 513.10 | 113.15 | -915.20 | 375.64 |
| Profit Before Tax | 57224.76 | 43594.67 | 34448.87 | 19555.93 | 9541.32 |
| Taxes | 2026.90 | 3044.40 | 8428.50 | 8040.57 | 4038.80 |
| Current Income Tax | 2026.90 | 3044.40 | 8428.50 | 8088.80 | 4038.80 |
| Deferred Tax | | | | -48.23 | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 55197.86 | 40550.27 | 26020.37 | 11515.36 | 5502.52 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 55197.86 | 40550.27 | 26020.37 | 11515.36 | 5502.52 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 90218.96 | 55917.89 | 30745.31 | 12036.96 | 5502.52 |
| Transfer to Statutory Reserve | 13799.47 | 10137.57 | 6505.09 | 2878.84 | 1375.63 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 11537.33 | 9913.92 | 8749.65 | 3365.25 | |
| Corporate dividend tax | | | | | |
| Other appropriations | 64882.16 | 35866.40 | 15490.57 | 5792.87 | 4126.89 |
| Equity Dividend % | 15.00 | 14.00 | 13.00 | 5.00 | |
| Earnings Per Share | 7.00 | 6.00 | 4.00 | 2.00 | 1.00 |
| Adjusted EPS | 7.00 | 6.00 | 4.00 | 2.00 | 1.00 |