| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 1282231.93 | 1217607.27 | 1069016.20 | 851441.11 | 748795.37 |
| Interest / Discount on advances / Bills | 887615.86 | 861009.51 | 759393.09 | 573192.30 | 484983.06 |
| Interest on balances with RBI and other Inter-bank funds | 42577.78 | 34658.57 | 27788.91 | 18903.90 | 22855.35 |
| Income on investments | 331257.73 | 307005.50 | 276447.98 | 251428.62 | 234871.75 |
| Others | 20780.56 | 14933.69 | 5386.22 | 7916.30 | 6085.21 |
| Other Income | 187939.67 | 163093.71 | 133835.40 | 121425.31 | 123199.58 |
| Commission,exchange and brokerage | 46191.23 | 45739.69 | 42262.14 | 39276.95 | 35595.92 |
| Profit / (loss)on sale of investments(net) | 47568.20 | 27671.47 | 13536.55 | 10467.14 | 31690.66 |
| Profit on sale of Fixed Assets | 71.91 | 40.60 | 66.73 | 25.56 | 143.48 |
| Foreign Exchange Gains | 6343.14 | 3903.92 | 4661.45 | 8036.45 | 6953.30 |
| Income earned from subsidiaries/joint venture | 918.48 | 407.00 | 334.50 | 843.67 | 461.38 |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 86846.71 | 85331.03 | 72974.03 | 62775.55 | 48354.84 |
| Total Income | 1470171.59 | 1380700.98 | 1202851.60 | 972866.43 | 871994.95 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 862634.16 | 789785.57 | 668185.52 | 506524.75 | 461850.77 |
| Intereston Deposits | 817472.33 | 741362.41 | 623108.00 | 468459.89 | 432374.97 |
| Interest on RBI / inter-bank borrowings | 14591.74 | 16014.54 | 12898.63 | 11490.89 | 5163.07 |
| Other Interest | 30570.10 | 32408.62 | 32178.90 | 26573.97 | 24312.72 |
| Operating Expenses | 314641.11 | 322608.72 | 285357.98 | 241054.09 | 202525.95 |
| Payments to and provisions for employees | 187470.26 | 213577.21 | 184863.10 | 148100.06 | 118410.07 |
| Rent,Taxes and lighting | 14385.85 | 13917.38 | 13257.65 | 13178.90 | 12862.51 |
| Depreciation on Banks property | 12716.83 | 9475.75 | 8952.49 | 8965.55 | 8886.05 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 633.81 | 548.58 | 439.03 | 434.93 | 630.48 |
| Law charges | 1077.81 | 1120.18 | 1410.89 | 1207.50 | 750.67 |
| Communication Expenses | 3148.38 | 3296.77 | 3319.81 | 3305.10 | 3307.18 |
| Repairs and Maintenance | 10732.38 | 8669.85 | 7958.62 | 7787.93 | 5581.63 |
| Insurance | 21772.47 | 18991.68 | 16979.93 | 15508.58 | 15215.51 |
| Other expenses | 62703.31 | 53011.32 | 48176.45 | 42565.55 | 36881.86 |
| Provisions and Contingencies | 25399.33 | 16745.98 | 117366.04 | 182404.95 | 164454.30 |
| Provision for investments | -12332.60 | -116.50 | -14073.30 | 1732.20 | 3485.00 |
| Provision for advances | 21472.40 | 16715.50 | 123466.90 | 176818.80 | 154138.50 |
| Others Provisions | 16259.53 | 146.98 | 7972.44 | 3853.95 | 6830.80 |
| Profit Before Tax | 267497.00 | 251560.71 | 131942.06 | 42882.65 | 43163.94 |
| Taxes | 98457.10 | 85258.70 | 49495.90 | 17810.60 | 8594.30 |
| Current Income Tax | 15160.60 | 69278.10 | 39299.60 | 293.80 | 8594.30 |
| Deferred Tax | 83296.50 | 15980.60 | 10196.30 | 17516.80 | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 169039.90 | 166302.01 | 82446.16 | 25072.05 | 34569.64 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 169039.90 | 166302.01 | 82446.16 | 25072.05 | 34569.64 |
| Adjustments to PAT | | | | | 34569.64 |
| IV. APPROPRIATIONS | 169056.34 | 166310.09 | 82454.08 | 25072.05 | 69139.27 |
| Transfer to Statutory Reserve | 42259.97 | 41575.50 | 20611.54 | 6268.01 | 8642.41 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 34478.83 | 33329.54 | 16516.52 | 7157.16 | 7047.05 |
| Corporate dividend tax | | | | | |
| Other appropriations | 92317.53 | 91405.06 | 45326.02 | 11646.88 | 53449.81 |
| Equity Dividend % | 150.00 | 145.00 | 75.00 | 33.00 | 32.00 |
| Earnings Per Share | 15.00 | 14.00 | 7.00 | 2.00 | 3.00 |
| Adjusted EPS | 15.00 | 14.00 | 7.00 | 2.00 | 3.00 |