| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 281310.09 | 240497.34 | 194003.26 | 167298.66 | 169655.33 |
| Interest / Discount on advances / Bills | 201821.25 | 175756.07 | 131506.87 | 106651.68 | 108382.04 |
| Interest on balances with RBI and other Inter-bank funds | 1758.75 | 2287.42 | 4010.10 | 2304.94 | 3045.04 |
| Income on investments | 70378.84 | 59457.72 | 58486.29 | 56745.85 | 57116.79 |
| Others | 7351.25 | 2996.13 | | 1596.19 | 1111.45 |
| Other Income | 55450.68 | 56562.62 | 41087.48 | 49030.20 | 55590.18 |
| Commission,exchange and brokerage | 15023.87 | 13305.92 | 12207.90 | 10396.18 | 9485.25 |
| Profit / (loss)on sale of investments(net) | 5236.19 | 2732.39 | 2495.75 | 9336.64 | 18203.79 |
| Profit on sale of Fixed Assets | 17.96 | 22.09 | 15.84 | 12.01 | 14.92 |
| Foreign Exchange Gains | 387.58 | 1928.08 | 5644.22 | 8981.04 | 6028.66 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 34785.09 | 38574.13 | 20723.78 | 20304.33 | 21857.55 |
| Total Income | 336760.77 | 297059.97 | 235090.74 | 216328.86 | 225245.51 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 172408.03 | 142203.20 | 111454.45 | 104187.29 | 110670.24 |
| Intereston Deposits | 150084.93 | 126085.65 | 105356.10 | 102195.98 | 107013.58 |
| Interest on RBI / inter-bank borrowings | 22322.48 | 16118.17 | 6098.02 | 1991.18 | 3656.48 |
| Other Interest | 0.62 | -0.61 | 0.33 | 0.13 | 0.19 |
| Operating Expenses | 77472.64 | 87219.08 | 64214.63 | 54512.44 | 55617.21 |
| Payments to and provisions for employees | 46663.96 | 61401.26 | 40990.51 | 34857.65 | 37027.84 |
| Rent,Taxes and lighting | 5588.42 | 5281.69 | 4927.15 | 4453.96 | 4176.44 |
| Depreciation on Banks property | 3944.56 | 3358.53 | 2598.90 | 1721.86 | 2579.97 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 413.59 | 302.67 | 319.68 | 389.72 | 361.85 |
| Law charges | 299.38 | 312.95 | 247.08 | 242.44 | 301.22 |
| Communication Expenses | 638.64 | 609.93 | 671.96 | 671.85 | 663.20 |
| Repairs and Maintenance | 426.46 | 377.96 | 250.55 | 208.75 | 178.97 |
| Insurance | 4107.09 | 3500.67 | 3408.08 | 3228.89 | 3001.63 |
| Other expenses | 15390.55 | 12073.41 | 10800.72 | 8737.32 | 7326.09 |
| Provisions and Contingencies | 41762.95 | 33512.24 | 35939.21 | 39838.51 | 50560.95 |
| Provision for investments | | -4.90 | 13.50 | 2492.50 | -1649.90 |
| Provision for advances | 44193.00 | 25942.70 | 23824.40 | 35928.50 | 48206.50 |
| Others Provisions | -2430.05 | 7574.44 | 12101.31 | 1417.51 | 4004.35 |
| Profit Before Tax | 45117.15 | 34125.45 | 23482.46 | 17790.63 | 8397.10 |
| Taxes | 11770.10 | 7569.20 | 2494.60 | 695.20 | 82.40 |
| Current Income Tax | 11770.10 | 7569.20 | 206.10 | 317.10 | 232.40 |
| Deferred Tax | | | 2288.50 | 378.10 | -150.00 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 33347.05 | 26556.25 | 20987.86 | 17095.43 | 8314.70 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 33347.05 | 26556.25 | 20987.86 | 17095.43 | 8314.70 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | -111345.87 | -137930.74 | -159005.02 | -171043.20 | -181456.54 |
| Transfer to Statutory Reserve | 8336.76 | 6639.06 | 5246.97 | 4932.06 | |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | -119682.63 | -144569.80 | -164251.98 | -175975.25 | -181456.54 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 2.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Adjusted EPS | 2.00 | 1.00 | 1.00 | 1.00 | 1.00 |