| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 240497.34 | 194003.26 | 167298.66 | 169655.33 | 174061.12 |
| Interest / Discount on advances / Bills | 175756.07 | 131506.87 | 106651.68 | 108382.04 | 115125.54 |
| Interest on balances with RBI and other Inter-bank funds | 2287.42 | 4010.10 | 2304.94 | 3045.04 | 6245.43 |
| Income on investments | 59457.72 | 58486.29 | 56745.85 | 57116.79 | 52079.45 |
| Others | 2996.13 | | 1596.19 | 1111.45 | 610.70 |
| Other Income | 56562.62 | 41087.48 | 49030.20 | 55590.18 | 33596.79 |
| Commission,exchange and brokerage | 13305.92 | 12207.90 | 10396.18 | 9485.25 | 8864.07 |
| Profit / (loss)on sale of investments(net) | 2732.39 | 2495.75 | 9336.64 | 18203.79 | 6011.72 |
| Profit on sale of Fixed Assets | 22.09 | 15.84 | 12.01 | 14.92 | 56.33 |
| Foreign Exchange Gains | 1928.08 | 5644.22 | 8981.04 | 6028.66 | 5439.32 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 38574.13 | 20723.78 | 20304.33 | 21857.55 | 13225.35 |
| Total Income | 297059.97 | 235090.74 | 216328.86 | 225245.51 | 207657.91 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 142203.20 | 111454.45 | 104187.29 | 110670.24 | 121032.76 |
| Intereston Deposits | 126085.65 | 105356.10 | 102195.98 | 107013.58 | 115706.58 |
| Interest on RBI / inter-bank borrowings | 16118.17 | 6098.02 | 1991.18 | 3656.48 | 5325.93 |
| Other Interest | -0.61 | 0.33 | 0.13 | 0.19 | 0.26 |
| Operating Expenses | 87219.08 | 64214.63 | 54512.44 | 55617.21 | 51288.34 |
| Payments to and provisions for employees | 61401.26 | 40990.51 | 34857.65 | 37027.84 | 32407.21 |
| Rent,Taxes and lighting | 5281.69 | 4927.15 | 4453.96 | 4176.44 | 4591.70 |
| Depreciation on Banks property | 3358.53 | 2598.90 | 1721.86 | 2579.97 | 3006.08 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 302.67 | 319.68 | 389.72 | 361.85 | 339.02 |
| Law charges | 312.95 | 247.08 | 242.44 | 301.22 | 340.71 |
| Communication Expenses | 609.93 | 671.96 | 671.85 | 663.20 | 657.89 |
| Repairs and Maintenance | 406.17 | 250.55 | 208.75 | 178.97 | 184.32 |
| Insurance | 3500.67 | 3408.08 | 3228.89 | 3001.63 | 2520.94 |
| Other expenses | 12045.20 | 10800.72 | 8737.32 | 7326.09 | 7240.48 |
| Provisions and Contingencies | 33512.24 | 35939.21 | 39838.51 | 50560.95 | 118781.64 |
| Provision for investments | -4.90 | 13.50 | 2492.50 | -1649.90 | 4873.10 |
| Provision for advances | 25869.00 | 23824.40 | 35928.50 | 48206.50 | 111908.20 |
| Others Provisions | 7648.14 | 12101.31 | 1417.51 | 4004.35 | 2000.34 |
| Profit Before Tax | 34125.45 | 23482.46 | 17790.63 | 8397.10 | -83444.84 |
| Taxes | 7569.20 | 2494.60 | 695.20 | 82.40 | 1829.20 |
| Current Income Tax | 226.80 | 206.10 | 317.10 | 232.40 | 135.60 |
| Deferred Tax | 7342.40 | 2288.50 | 378.10 | -150.00 | 1693.60 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 26556.25 | 20987.86 | 17095.43 | 8314.70 | -85274.04 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 26556.25 | 20987.86 | 17095.43 | 8314.70 | -85274.04 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | -137930.74 | -159005.02 | -171043.20 | -181456.54 | -188031.24 |
| Transfer to Statutory Reserve | 6639.06 | 5246.97 | 4932.06 | | |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | -144569.80 | -164251.98 | -175975.25 | -181456.54 | -188031.24 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 1.00 | 1.00 | 1.00 | 1.00 | -5.00 |
| Adjusted EPS | 1.00 | 1.00 | 1.00 | 1.00 | -5.00 |