| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 94133.10 | 86128.09 | 72331.79 | 65865.38 | 73054.45 |
| Interest / Discount on advances / Bills | 75290.77 | 68910.39 | 57121.51 | 50693.41 | 57676.29 |
| Interest on balances with RBI and other Inter-bank funds | 1672.33 | 876.43 | 1321.00 | 3337.31 | 478.47 |
| Income on investments | 15920.55 | 15516.14 | 12857.27 | 10398.05 | 13090.03 |
| Others | 1249.46 | 825.14 | 1032.02 | 1436.60 | 1809.67 |
| Other Income | 18134.29 | 15155.16 | 8126.28 | 10341.03 | 12291.69 |
| Commission,exchange and brokerage | 318.36 | 388.42 | 445.70 | 471.84 | 500.18 |
| Profit / (loss)on sale of investments(net) | 2218.75 | 3176.08 | -3645.04 | 661.65 | 4632.31 |
| Profit on sale of Fixed Assets | -23.41 | -1.00 | -1.22 | 1.48 | 3.08 |
| Foreign Exchange Gains | 502.49 | 341.43 | 560.51 | 601.23 | 480.90 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | 3274.70 | 981.90 | 2472.00 | 1047.50 | 666.40 |
| Miscellaneous income | 11843.41 | 10268.32 | 8294.33 | 7557.34 | 6008.81 |
| Total Income | 112267.40 | 101283.25 | 80458.07 | 76206.41 | 85346.13 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 59276.68 | 52807.53 | 42210.96 | 43467.80 | 48985.37 |
| Intereston Deposits | 56850.49 | 49138.89 | 38533.24 | 40623.71 | 44662.61 |
| Interest on RBI / inter-bank borrowings | 34.70 | 81.58 | 16.60 | 40.39 | 1203.98 |
| Other Interest | 2391.48 | 3587.07 | 3661.13 | 2803.70 | 3118.78 |
| Operating Expenses | 30289.88 | 29799.03 | 23173.84 | 20262.91 | 19744.73 |
| Payments to and provisions for employees | 16527.00 | 16928.50 | 13003.59 | 11978.92 | 12344.89 |
| Rent,Taxes and lighting | 1682.21 | 1536.28 | 1388.04 | 1287.97 | 1235.53 |
| Depreciation on Banks property | 1017.80 | 903.49 | 874.83 | 840.17 | 826.51 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 32.28 | 31.89 | 27.96 | 21.28 | 40.16 |
| Law charges | 262.98 | 248.74 | 222.21 | 145.29 | 138.51 |
| Communication Expenses | 801.70 | 782.00 | 572.81 | 505.24 | 441.11 |
| Repairs and Maintenance | 915.38 | 831.11 | 647.39 | 507.89 | 516.56 |
| Insurance | 1400.68 | 1258.74 | 1211.00 | 1159.45 | 1130.09 |
| Other expenses | 7649.85 | 7278.28 | 5226.02 | 3816.71 | 3071.38 |
| Provisions and Contingencies | 5131.89 | 3389.14 | 2608.59 | 13395.57 | 15749.43 |
| Provision for investments | -18.10 | -26.70 | -1375.40 | -79.10 | 1684.60 |
| Provision for advances | 5657.00 | 3846.10 | 5644.10 | 12.20 | -37.70 |
| Others Provisions | -507.01 | -430.26 | -1660.11 | 13462.47 | 14102.53 |
| Profit Before Tax | 17568.95 | 15287.55 | 12464.68 | -919.88 | 866.61 |
| Taxes | 4540.10 | 4586.70 | 4713.80 | -1369.70 | 247.50 |
| Current Income Tax | 4258.00 | 3731.90 | 2583.80 | -59.50 | 666.60 |
| Deferred Tax | 282.10 | 854.80 | 2130.00 | -1310.20 | -419.10 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 13028.85 | 10700.85 | 7750.88 | 449.82 | 619.11 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 13028.85 | 10700.85 | 7750.88 | 449.82 | 619.11 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 19009.69 | 12945.72 | 7372.20 | 496.10 | 1878.64 |
| Transfer to Statutory Reserve | 3257.30 | 2675.30 | 1937.80 | 112.50 | 154.80 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 4000.00 | 3000.00 | 1300.00 | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 11752.39 | 7270.42 | 4134.40 | 383.60 | 1723.84 |
| Equity Dividend % | 40.00 | 30.00 | 30.00 | | |
| Earnings Per Share | 5.00 | 4.00 | 4.00 | 0.00 | 0.00 |
| Adjusted EPS | 5.00 | 4.00 | 3.00 | 0.00 | 0.00 |