(Rs. in Millions) |
I. INCOME | | | | | |
Interest Earned | 1226770.40 | 1093686.33 | 851637.66 | 673768.30 | 633462.32 |
Interest / Discount on advances / Bills | 972002.67 | 871066.02 | 645538.07 | 496165.82 | 476198.00 |
Interest on balances with RBI and other Inter-bank funds | 12362.22 | 9082.70 | 8990.05 | 15281.53 | 10378.84 |
Income on investments | 229283.39 | 200106.20 | 181787.32 | 146189.14 | 125582.11 |
Others | 13122.12 | 13431.41 | 15322.22 | 16131.80 | 21303.37 |
Other Income | 252570.56 | 224419.55 | 161434.20 | 152205.45 | 122635.99 |
Commission,exchange and brokerage | 205450.77 | 182563.99 | 140888.78 | 113586.15 | 93589.11 |
Profit / (loss)on sale of investments(net) | 12842.51 | 13646.67 | 3205.46 | 11132.24 | 23023.30 |
Profit on sale of Fixed Assets | -94.48 | -37.16 | -67.90 | -48.76 | -68.55 |
Foreign Exchange Gains | 21627.82 | 19354.72 | 18020.95 | 19123.80 | 15780.62 |
Income earned from subsidiaries/joint venture | 245.81 | 413.79 | 150.00 | 886.52 | 583.50 |
Rent / Lease Income | | | | | |
Provisions Written Back | | | | | |
Miscellaneous income | 12498.13 | 8477.55 | -763.09 | 7525.51 | -10271.99 |
Total Income | 1479340.96 | 1318105.88 | 1013071.85 | 825973.75 | 756098.31 |
II. EXPENDITURE | | | | | |
Interest Expended | 683292.21 | 594741.46 | 422180.21 | 342446.13 | 341071.10 |
Intereston Deposits | 539016.85 | 455417.76 | 317329.44 | 266837.84 | 265441.89 |
Interest on RBI / inter-bank borrowings | 20559.57 | 22802.25 | 22715.53 | 10213.47 | 14827.11 |
Other Interest | 123715.80 | 116521.45 | 82135.25 | 65394.81 | 60802.11 |
Operating Expenses | 374999.43 | 352132.84 | 392985.38 | 236107.54 | 183751.49 |
Payments to and provisions for employees | 121927.88 | 109331.09 | 87600.52 | 76125.54 | 61640.14 |
Rent,Taxes and lighting | 20118.56 | 17836.13 | 14353.98 | 13355.48 | 11682.66 |
Depreciation on Banks property | 16991.36 | 13337.49 | 130944.82 | 10083.66 | 9481.53 |
Depreciation on leased assets | | | | | |
Auditor's fees and expenses | 44.29 | 43.24 | 37.29 | 33.74 | 21.10 |
Law charges | 2077.09 | 1886.21 | 1734.01 | 2071.48 | 1243.81 |
Communication Expenses | 4291.68 | 4150.41 | 3628.02 | 2879.84 | 3004.49 |
Repairs and Maintenance | 21678.46 | 17993.26 | 14814.43 | 13774.30 | 11937.02 |
Insurance | 17862.95 | 15985.75 | 14181.61 | 12842.41 | 9994.26 |
Other expenses | 170007.15 | 171569.27 | 125690.70 | 104941.10 | 74746.49 |
Provisions and Contingencies | 77583.50 | 40630.95 | 28847.78 | 73594.49 | 143217.21 |
Provision for investments | | | | | |
Provision for advances | 79852.40 | 41962.25 | 37900.30 | 51818.40 | 109592.50 |
Others Provisions | -2268.90 | -1331.30 | -9052.52 | 21776.09 | 33624.71 |
Profit Before Tax | 343465.82 | 330600.63 | 169058.49 | 173825.58 | 88058.51 |
Taxes | 79731.00 | 81986.30 | 73261.70 | 43570.80 | 22173.50 |
Current Income Tax | 74772.00 | 71843.70 | 62908.80 | 41991.50 | 24891.40 |
Deferred Tax | 4959.00 | 10142.60 | 10352.90 | 1579.30 | -2717.90 |
Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Profit After Tax | 263734.82 | 248614.33 | 95796.79 | 130254.78 | 65885.01 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | | | | | |
Other Consolidated Items | | | | | |
Consolidated Net Profit | 263734.82 | 248614.33 | 95796.79 | 130254.78 | 65885.01 |
Adjustments to PAT | | | | | |
IV. APPROPRIATIONS | 866275.38 | 690063.63 | 476803.38 | 430107.59 | 327789.55 |
Transfer to Statutory Reserve | 65933.71 | 62153.58 | 23949.20 | 32563.70 | 16471.25 |
Appropriation to General Reserve | | | | | |
Appropriation to Revenue Reserve | | | | | |
Appropriation to Other Reserves | | | | | |
Equity Dividend | | | | | |
Corporate dividend tax | | | | | |
Other appropriations | 800341.67 | 627910.05 | 452854.18 | 397543.90 | 311318.30 |
Equity Dividend % | 50.00 | 50.00 | 50.00 | 50.00 | |
Earnings Per Share | 85.00 | 81.00 | 31.00 | 42.00 | 22.00 |
Adjusted EPS | 85.00 | 81.00 | 31.00 | 42.00 | 22.00 |