| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 52705.65 | 47143.37 | 41047.79 | 41346.85 | 41686.03 |
| Interest / Discount on advances / Bills | 41533.81 | 38009.03 | 34539.89 | 35078.11 | 34945.76 |
| Interest on balances with RBI and other Inter-bank funds | 1542.17 | 749.95 | 159.68 | 374.78 | 548.13 |
| Income on investments | 9588.91 | 8351.39 | 6305.07 | 5828.09 | 6099.18 |
| Others | 40.77 | 33.00 | 43.15 | 65.88 | 92.96 |
| Other Income | 7416.55 | 8103.59 | 7590.84 | 6887.67 | 6799.46 |
| Commission,exchange and brokerage | 948.46 | 631.48 | 549.70 | 513.96 | 554.08 |
| Profit / (loss)on sale of investments(net) | 326.39 | 76.32 | 621.00 | 2334.07 | 1595.99 |
| Profit on sale of Fixed Assets | 0.26 | 1.27 | 1.42 | 2.49 | 1.54 |
| Foreign Exchange Gains | 717.96 | 1516.02 | 1947.42 | 919.08 | 846.18 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 5423.49 | 5878.51 | 4471.31 | 3118.07 | 3801.67 |
| Total Income | 60122.20 | 55246.96 | 48638.63 | 48234.52 | 48485.49 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 31471.01 | 25515.41 | 21882.91 | 23050.18 | 24934.12 |
| Intereston Deposits | 28989.97 | 22804.63 | 21196.92 | 22347.46 | 24369.12 |
| Interest on RBI / inter-bank borrowings | 1826.33 | 1832.74 | 480.93 | 293.26 | 124.74 |
| Other Interest | 654.72 | 878.04 | 205.05 | 409.46 | 440.26 |
| Operating Expenses | 13483.89 | 11551.76 | 10802.61 | 10505.93 | 10137.40 |
| Payments to and provisions for employees | 6138.12 | 5303.73 | 5035.95 | 4637.19 | 4206.54 |
| Rent,Taxes and lighting | 1681.33 | 1420.35 | 1256.78 | 1587.27 | 1602.12 |
| Depreciation on Banks property | 753.90 | 728.52 | 850.21 | 874.74 | 789.88 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 44.12 | 31.38 | 22.99 | 25.18 | 20.25 |
| Law charges | 7.84 | 5.26 | 5.69 | 12.30 | 13.74 |
| Communication Expenses | 228.29 | 263.40 | 289.40 | 249.01 | 251.65 |
| Repairs and Maintenance | 1541.51 | 1150.04 | 1072.30 | 832.69 | 932.25 |
| Insurance | 685.75 | 633.25 | 586.88 | 532.16 | 437.39 |
| Other expenses | 2403.04 | 2015.85 | 1682.41 | 1755.41 | 1883.59 |
| Provisions and Contingencies | 2860.00 | 6405.00 | 6101.46 | 7750.18 | 7550.82 |
| Provision for investments | | | 14.00 | 18.20 | -316.70 |
| Provision for advances | 3100.00 | 6700.00 | 6085.00 | 7035.00 | 6502.50 |
| Others Provisions | -240.00 | -295.00 | 2.46 | 696.98 | 1365.02 |
| Profit Before Tax | 12307.31 | 11774.80 | 9851.65 | 6928.23 | 5863.16 |
| Taxes | 2150.00 | 2400.00 | 2250.00 | 1000.00 | 1100.00 |
| Current Income Tax | 2150.00 | 2400.00 | 2250.00 | 1000.00 | 2322.90 |
| Deferred Tax | | | | | -1222.90 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 10157.31 | 9374.80 | 7601.65 | 5928.23 | 4763.16 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 10157.31 | 9374.80 | 7601.65 | 5928.23 | 4763.16 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 11248.09 | 10369.01 | 8216.20 | 6507.59 | 5333.38 |
| Transfer to Statutory Reserve | 2800.00 | 2500.00 | 2000.00 | 1500.00 | 1400.00 |
| Appropriation to General Reserve | 5550.00 | 4800.00 | 4050.00 | 2200.00 | 1450.00 |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 2898.09 | 3069.01 | 2166.20 | 2807.59 | 2483.38 |
| Equity Dividend % | 150.00 | 100.00 | 100.00 | 30.00 | 50.00 |
| Earnings Per Share | 14.00 | 13.00 | 10.00 | 8.00 | 6.00 |
| Adjusted EPS | 14.00 | 13.00 | 10.00 | 8.00 | 6.00 |