| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 112123.62 | 93551.06 | 80134.75 | 81110.88 | 84462.89 |
| Interest / Discount on advances / Bills | 86086.67 | 69975.54 | 60153.80 | 60630.15 | 65724.97 |
| Interest on balances with RBI and other Inter-bank funds | 369.06 | 946.81 | 1686.91 | 3172.25 | 2660.32 |
| Income on investments | 22654.30 | 20709.24 | 16768.54 | 17307.93 | 16076.09 |
| Others | 3013.59 | 1919.47 | 1525.50 | 0.55 | 1.50 |
| Other Income | 8254.79 | 7568.11 | 7440.07 | 6920.80 | 5459.21 |
| Commission,exchange and brokerage | 2380.28 | 1586.53 | 1945.33 | 2075.50 | 2344.17 |
| Profit / (loss)on sale of investments(net) | 575.22 | 516.67 | 1230.96 | 2521.64 | 816.26 |
| Profit on sale of Fixed Assets | 10.67 | 11.93 | 2.77 | 2.42 | 4.37 |
| Foreign Exchange Gains | 122.26 | 142.02 | 163.66 | 104.81 | 7.79 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 5166.35 | 5310.95 | 4097.35 | 2216.43 | 2286.63 |
| Total Income | 120378.41 | 101119.17 | 87574.83 | 88031.67 | 89922.10 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 60086.77 | 46098.25 | 41022.46 | 43403.08 | 47396.21 |
| Intereston Deposits | 56861.12 | 43516.30 | 39018.73 | 41402.93 | 44968.98 |
| Interest on RBI / inter-bank borrowings | 375.67 | 364.80 | 14.36 | 12.65 | 37.69 |
| Other Interest | 2849.98 | 2217.16 | 1989.37 | 1987.50 | 2389.54 |
| Operating Expenses | 37522.86 | 36436.01 | 35927.77 | 28785.41 | 27275.44 |
| Payments to and provisions for employees | 25715.59 | 27036.55 | 26719.31 | 20593.84 | 18860.55 |
| Rent,Taxes and lighting | 1129.15 | 1047.63 | 975.98 | 962.22 | 996.42 |
| Depreciation on Banks property | 2175.46 | 1575.63 | 1438.75 | 1339.31 | 1254.04 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 170.73 | 130.78 | 221.02 | 180.15 | 177.11 |
| Law charges | 173.67 | 186.14 | 127.25 | 113.20 | 96.25 |
| Communication Expenses | 53.46 | 49.39 | 40.57 | 47.92 | 40.58 |
| Repairs and Maintenance | 392.51 | 308.18 | 339.71 | 199.45 | 197.75 |
| Insurance | 1635.99 | 1441.40 | 1293.74 | 1187.81 | 902.78 |
| Other expenses | 6076.32 | 4660.32 | 4771.45 | 4161.50 | 4749.97 |
| Provisions and Contingencies | -1076.90 | 741.30 | 3197.58 | 10502.45 | 26250.97 |
| Provision for investments | 758.81 | 834.60 | -206.60 | 313.30 | 1516.80 |
| Provision for advances | | -282.40 | -217.90 | -134.00 | -306.70 |
| Others Provisions | -1835.70 | 189.10 | 3622.08 | 10323.15 | 25040.87 |
| Profit Before Tax | 23845.68 | 17843.60 | 7427.02 | 5340.74 | -11000.52 |
| Taxes | 6173.00 | 5869.80 | 2411.40 | 1019.50 | 393.60 |
| Current Income Tax | 5887.90 | 5305.50 | 2153.40 | 366.50 | 719.10 |
| Deferred Tax | 285.10 | 564.30 | 258.00 | 653.00 | -325.50 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 17672.68 | 11973.80 | 5015.62 | 4321.24 | -11394.12 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 17672.68 | 11973.80 | 5015.62 | 4321.24 | -11394.12 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 17672.68 | 11973.80 | 5015.62 | 4321.24 | -11394.12 |
| Transfer to Statutory Reserve | 4418.17 | 2993.45 | 1253.91 | 1080.31 | |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 10641.97 | 8464.61 | 3426.57 | 1902.18 | -11698.72 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 2367.54 | 515.74 | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 245.00 | 0.00 | 335.15 | 1338.75 | 304.60 |
| Equity Dividend % | 215.00 | 50.00 | | | |
| Earnings Per Share | 16.00 | 12.00 | 5.00 | 6.00 | -16.00 |
| Adjusted EPS | 16.00 | 12.00 | 5.00 | 6.00 | -16.00 |