| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 486676.64 | 457482.14 | 363679.13 | 308224.42 | 289997.97 |
| Interest / Discount on advances / Bills | 395911.53 | 381193.11 | 299445.18 | 251434.38 | 240853.48 |
| Interest on balances with RBI and other Inter-bank funds | 12066.10 | 11570.66 | 14422.93 | 12883.62 | 6773.68 |
| Income on investments | 76630.34 | 62021.92 | 46916.31 | 40528.78 | 38461.08 |
| Others | 2068.67 | 2696.45 | 2894.71 | 3377.64 | 3909.73 |
| Other Income | 76841.94 | 93878.43 | 81663.71 | 73341.99 | 65586.12 |
| Commission,exchange and brokerage | 75628.66 | 66343.97 | 56461.47 | 45092.86 | 34781.45 |
| Profit / (loss)on sale of investments(net) | 5215.06 | 4084.13 | 653.79 | 5931.59 | 14861.94 |
| Profit on sale of Fixed Assets | 18.78 | -29.47 | -28.45 | -10.36 | 14.20 |
| Foreign Exchange Gains | -12629.69 | 14844.72 | 17934.45 | 17308.44 | 13212.04 |
| Income earned from subsidiaries/joint venture | | | | | 600.00 |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 8609.13 | 8635.08 | 6642.46 | 5019.46 | 2116.50 |
| Total Income | 563518.59 | 551360.56 | 445342.83 | 381566.41 | 355584.09 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 296363.50 | 251322.94 | 187757.97 | 158215.98 | 154719.03 |
| Intereston Deposits | 255348.31 | 217084.36 | 156791.78 | 124302.86 | 114590.76 |
| Interest on RBI / inter-bank borrowings | 12745.45 | 9720.57 | 6115.94 | 2432.44 | 5232.33 |
| Other Interest | 28269.75 | 24518.01 | 24850.25 | 31480.68 | 34895.94 |
| Operating Expenses | 160706.55 | 142634.91 | 114120.07 | 95592.90 | 83598.32 |
| Payments to and provisions for employees | 43010.50 | 38952.80 | 30305.21 | 24883.42 | 22135.11 |
| Rent,Taxes and lighting | 7489.11 | 6361.57 | 5493.07 | 5008.94 | 4210.32 |
| Depreciation on Banks property | 4851.13 | 4246.85 | 3734.44 | 3212.09 | 3054.06 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 65.86 | 37.50 | 32.22 | 29.97 | 21.53 |
| Law charges | 600.53 | 686.37 | 613.53 | 483.47 | 595.03 |
| Communication Expenses | 1848.90 | 1836.46 | 1553.50 | 1497.48 | 1300.49 |
| Repairs and Maintenance | 4317.91 | 4047.24 | 3522.91 | 3320.95 | 3292.63 |
| Insurance | 5881.00 | 4840.31 | 4326.36 | 3818.43 | 2855.35 |
| Other expenses | 92641.61 | 81625.82 | 64538.83 | 53338.16 | 46133.81 |
| Provisions and Contingencies | 70301.38 | 37987.41 | 44868.38 | 66021.00 | 79425.32 |
| Provision for investments | 2229.10 | 5494.50 | 2999.90 | 3035.50 | 6088.10 |
| Provision for advances | 71482.80 | 30837.70 | 38855.60 | 41466.10 | 50597.90 |
| Others Provisions | -3410.53 | 1655.21 | 3012.88 | 21519.40 | 22739.32 |
| Profit Before Tax | 36147.16 | 119415.30 | 98596.41 | 61736.53 | 37841.42 |
| Taxes | 9718.20 | 29917.50 | 24699.30 | 15625.30 | 9477.50 |
| Current Income Tax | 15041.10 | 25884.80 | 23320.20 | 17737.10 | 16536.70 |
| Deferred Tax | -5322.90 | 4032.70 | 1379.10 | -2111.80 | -7059.20 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 26428.96 | 89497.80 | 73897.11 | 46111.23 | 28363.92 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 26428.96 | 89497.80 | 73897.11 | 46111.23 | 28363.92 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 318189.19 | 327431.40 | 263128.62 | 205397.32 | 163200.55 |
| Transfer to Statutory Reserve | 6607.24 | 22374.45 | 18474.28 | 11527.81 | 7090.98 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 311581.95 | 305056.95 | 244654.34 | 193869.51 | 156109.57 |
| Equity Dividend % | | 165.00 | 140.00 | 85.00 | 50.00 |
| Earnings Per Share | 34.00 | 115.00 | 95.00 | 60.00 | 37.00 |
| Adjusted EPS | 34.00 | 115.00 | 95.00 | 60.00 | 37.00 |