| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 12069.91 | 10712.37 | 9166.38 | 9307.47 | 9875.90 |
| Interest / Discount on advances / Bills | 9624.50 | 8254.24 | 6501.23 | 6585.18 | 6942.59 |
| Interest on balances with RBI and other Inter-bank funds | 72.65 | 25.23 | 114.29 | 175.66 | 84.81 |
| Income on investments | 2206.21 | 2351.05 | 2456.31 | 2412.32 | 2692.45 |
| Others | 166.55 | 81.86 | 94.54 | 134.31 | 156.06 |
| Other Income | 1525.60 | 745.17 | 1691.18 | 1222.22 | 1128.50 |
| Commission,exchange and brokerage | 69.72 | 63.90 | 50.34 | 50.95 | 62.19 |
| Profit / (loss)on sale of investments(net) | -22.90 | -23.55 | 119.74 | 743.25 | 247.21 |
| Profit on sale of Fixed Assets | 2.52 | 7.67 | 2.16 | -0.58 | -0.10 |
| Foreign Exchange Gains | 10.13 | 26.21 | 24.76 | 19.59 | 20.39 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 1466.12 | 670.95 | 1494.19 | 409.01 | 798.81 |
| Total Income | 13595.50 | 11457.54 | 10857.56 | 10529.68 | 11004.40 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 7485.39 | 5954.84 | 5543.24 | 6010.97 | 6144.09 |
| Intereston Deposits | 7259.01 | 5681.58 | 5347.83 | 5804.97 | 5894.77 |
| Interest on RBI / inter-bank borrowings | 60.93 | 108.26 | 30.41 | 32.41 | 47.88 |
| Other Interest | 165.45 | 165.00 | 165.00 | 173.59 | 201.44 |
| Operating Expenses | 5417.50 | 4270.67 | 3971.33 | 3660.39 | 3240.59 |
| Payments to and provisions for employees | 3312.00 | 2472.54 | 2346.07 | 2253.68 | 1846.23 |
| Rent,Taxes and lighting | 497.10 | 468.39 | 454.65 | 460.41 | 425.22 |
| Depreciation on Banks property | 250.77 | 211.07 | 200.17 | 153.33 | 133.16 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 13.15 | 11.22 | 10.56 | 9.50 | 11.78 |
| Law charges | 21.66 | 28.52 | 25.95 | 12.75 | 20.61 |
| Communication Expenses | 61.00 | 53.24 | 55.15 | 49.19 | 51.30 |
| Repairs and Maintenance | 295.43 | 234.82 | 243.36 | 180.42 | 22.53 |
| Insurance | 216.17 | 193.47 | 174.63 | 166.92 | 138.46 |
| Other expenses | 750.22 | 597.39 | 460.80 | 374.21 | 591.31 |
| Provisions and Contingencies | 114.40 | 738.41 | 983.95 | 486.45 | 961.93 |
| Provision for investments | | | | | -65.60 |
| Provision for advances | -199.30 | -61.70 | 298.00 | 1.10 | -0.70 |
| Others Provisions | 313.70 | 800.11 | 685.95 | 485.35 | 1028.23 |
| Profit Before Tax | 578.22 | 493.63 | 359.04 | 371.88 | 657.79 |
| Taxes | | | | | 0.00 |
| Current Income Tax | | | | | |
| Deferred Tax | | | | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 578.22 | 493.63 | 359.04 | 371.88 | 657.79 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 578.22 | 493.63 | 359.04 | 371.88 | 657.79 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | -7309.75 | -7764.22 | -8008.45 | -7995.61 | -7968.53 |
| Transfer to Statutory Reserve | 144.56 | 123.75 | 89.77 | 92.98 | 164.50 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | -7454.31 | -7887.97 | -8098.22 | -8088.59 | -8133.03 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 2.00 | 2.00 | 1.00 | 1.00 | 3.00 |
| Adjusted EPS | 2.00 | 2.00 | 1.00 | 1.00 | 2.00 |