| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 1699460.94 | 1632637.81 | 1428909.42 | 1092313.38 | 863745.45 |
| Interest / Discount on advances / Bills | 1306055.51 | 1264047.23 | 1109439.33 | 839429.66 | 638335.58 |
| Interest on balances with RBI and other Inter-bank funds | 28629.31 | 21558.21 | 17913.93 | 18505.13 | 15608.31 |
| Income on investments | 335927.35 | 329802.31 | 286309.91 | 208884.57 | 164092.69 |
| Others | 28848.77 | 17230.06 | 15246.25 | 25494.03 | 45708.88 |
| Other Income | 307575.90 | 285067.03 | 229577.69 | 198314.48 | 185175.30 |
| Commission,exchange and brokerage | 204774.44 | 194116.55 | 168753.00 | 147765.85 | 126396.70 |
| Profit / (loss)on sale of investments(net) | 18377.20 | 9332.06 | 7079.90 | 1737.27 | 7043.25 |
| Profit on sale of Fixed Assets | 2899.22 | 429.53 | 143.37 | 534.91 | 40.40 |
| Foreign Exchange Gains | 54874.54 | 40245.36 | 29988.65 | 30278.52 | 29634.22 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 26650.49 | 40943.53 | 23612.78 | 17997.93 | 22060.74 |
| Total Income | 2007036.83 | 1917704.84 | 1658487.11 | 1290627.86 | 1048920.75 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 818708.58 | 820993.44 | 685852.24 | 471027.36 | 389084.51 |
| Intereston Deposits | 729568.30 | 706161.93 | 578574.73 | 389680.67 | 333001.55 |
| Interest on RBI / inter-bank borrowings | 15986.83 | 32697.04 | 25256.68 | 9335.42 | 909.33 |
| Other Interest | 73153.45 | 82134.46 | 82020.82 | 72011.27 | 55173.63 |
| Operating Expenses | 472339.48 | 423723.24 | 391327.34 | 328732.39 | 267333.16 |
| Payments to and provisions for employees | 179748.86 | 165408.78 | 151419.92 | 120599.32 | 96727.47 |
| Rent,Taxes and lighting | 19620.36 | 17388.44 | 15335.07 | 13789.91 | 12410.54 |
| Depreciation on Banks property | 24613.37 | 21192.91 | 16427.08 | 13048.35 | 11523.10 |
| Depreciation on leased assets | 306.79 | 301.15 | 199.36 | 199.54 | 187.91 |
| Auditor's fees and expenses | 75.48 | 75.70 | 67.22 | 60.20 | 52.96 |
| Law charges | 687.86 | 737.67 | 739.74 | 1277.54 | 1150.52 |
| Communication Expenses | 7740.18 | 7641.50 | 7344.71 | 5896.24 | 5725.18 |
| Repairs and Maintenance | 38165.67 | 31705.04 | 31625.31 | 31251.04 | 24649.28 |
| Insurance | 21557.34 | 19592.91 | 17004.63 | 14789.24 | 12944.78 |
| Other expenses | 179823.57 | 159679.15 | 151164.31 | 127821.01 | 101961.42 |
| Provisions and Contingencies | 53804.27 | 46826.14 | 36429.24 | 66655.85 | 86414.18 |
| Provision for investments | -6548.30 | 8474.80 | 6887.90 | 12995.40 | 3771.10 |
| Provision for advances | 62081.00 | 40162.40 | 9447.90 | -6222.90 | 61640.40 |
| Others Provisions | -1728.43 | -1811.07 | 20093.44 | 59883.35 | 21002.68 |
| Profit Before Tax | 662184.51 | 626162.03 | 544878.29 | 424212.26 | 306088.91 |
| Taxes | 160718.10 | 153892.10 | 135995.60 | 105247.30 | 72694.00 |
| Current Income Tax | 154512.20 | 145884.90 | 120506.50 | 102544.80 | 62976.80 |
| Deferred Tax | 6205.90 | 8007.20 | 15489.10 | 2702.50 | 9717.20 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 501466.41 | 472269.93 | 408882.69 | 318964.96 | 233394.91 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 501466.41 | 472269.93 | 408882.69 | 318964.96 | 233394.91 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 1525378.08 | 1246047.14 | 972452.58 | 755678.36 | 543485.56 |
| Transfer to Statutory Reserve | 125367.00 | 118068.00 | 102221.00 | 79742.00 | 58349.00 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | 50000.00 | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 78531.53 | 70412.67 | 55985.96 | 34794.46 | |
| Corporate dividend tax | | | | | |
| Other appropriations | 1321479.55 | 1057566.48 | 814245.61 | 591141.89 | 485136.56 |
| Equity Dividend % | 600.00 | 550.00 | 500.00 | 400.00 | 250.00 |
| Earnings Per Share | 70.00 | 66.00 | 58.00 | 46.00 | 34.00 |
| Adjusted EPS | 70.00 | 66.00 | 58.00 | 46.00 | 34.00 |