| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 607094.90 | 476477.22 | 380758.26 | 405994.39 | 423532.67 |
| Interest / Discount on advances / Bills | 428810.10 | 333676.07 | 258415.09 | 274067.42 | 288047.40 |
| Interest on balances with RBI and other Inter-bank funds | 28908.92 | 16663.85 | 6233.92 | 11420.91 | 24315.34 |
| Income on investments | 141226.80 | 119431.95 | 111162.59 | 115477.83 | 107041.49 |
| Others | 8149.08 | 6705.36 | 4946.66 | 5028.23 | 4128.44 |
| Other Income | 60948.54 | 70998.90 | 78787.32 | 68418.66 | 67130.74 |
| Commission,exchange and brokerage | 17496.08 | 13681.97 | 11975.49 | 11064.27 | 13560.97 |
| Profit / (loss)on sale of investments(net) | 7131.54 | 2613.53 | 14071.83 | 19474.96 | 5849.19 |
| Profit on sale of Fixed Assets | 284.57 | 1340.51 | 2773.12 | 600.49 | 466.67 |
| Foreign Exchange Gains | 5125.64 | 10037.60 | 25604.26 | 18864.41 | 15033.01 |
| Income earned from subsidiaries/joint venture | 154.28 | 212.46 | 184.46 | 252.04 | 227.33 |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 30756.44 | 43112.83 | 24178.15 | 18162.48 | 31993.57 |
| Total Income | 668043.44 | 547476.13 | 459545.58 | 474413.04 | 490663.41 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 376565.75 | 273728.20 | 240137.29 | 263296.03 | 270962.88 |
| Intereston Deposits | 312419.92 | 236270.32 | 226294.93 | 244822.89 | 236366.87 |
| Interest on RBI / inter-bank borrowings | 56250.43 | 30166.92 | 6224.87 | 11558.91 | 25825.95 |
| Other Interest | 7895.40 | 7290.96 | 7617.49 | 6914.23 | 8770.06 |
| Operating Expenses | 150791.63 | 139821.72 | 119523.74 | 108391.06 | 104514.01 |
| Payments to and provisions for employees | 91884.72 | 83918.35 | 70555.29 | 64729.90 | 61414.52 |
| Rent,Taxes and lighting | 9242.57 | 8535.77 | 7868.85 | 7518.23 | 7211.41 |
| Depreciation on Banks property | 4985.91 | 4209.16 | 3635.11 | 3722.04 | 3847.78 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 993.94 | 1195.01 | 932.80 | 802.92 | 787.98 |
| Law charges | 426.55 | 381.41 | 435.10 | 274.65 | 493.62 |
| Communication Expenses | 2864.08 | 2817.70 | 1607.58 | 1776.22 | 1657.43 |
| Repairs and Maintenance | 916.03 | 782.40 | 675.53 | 600.36 | 725.42 |
| Insurance | 8305.29 | 7938.26 | 7490.35 | 6994.17 | 5059.42 |
| Other expenses | 31172.56 | 30043.67 | 26323.14 | 21972.59 | 23316.44 |
| Provisions and Contingencies | 39695.40 | 71633.11 | 44217.09 | 70358.86 | 161213.78 |
| Provision for investments | 721.30 | 12077.60 | 3973.60 | 8686.50 | 3419.20 |
| Provision for advances | 37034.60 | 52564.10 | | | |
| Others Provisions | 1939.50 | 6991.41 | 40243.49 | 61672.36 | 157794.58 |
| Profit Before Tax | 100990.67 | 62293.10 | 55667.46 | 32367.09 | -46027.26 |
| Taxes | 37811.50 | 22063.70 | 21620.50 | 10764.10 | -16458.40 |
| Current Income Tax | 230.90 | 1368.60 | -19011.70 | 1383.10 | 1772.80 |
| Deferred Tax | 37580.60 | 20695.10 | 40632.20 | 9381.00 | -18231.20 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 63179.17 | 40229.40 | 34046.96 | 21602.99 | -29568.86 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 63179.17 | 40229.40 | 34046.96 | 21602.99 | -29568.86 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 99805.84 | 60215.90 | 34046.96 | -216220.90 | -235396.25 |
| Transfer to Statutory Reserve | 15800.00 | 10060.00 | 8520.00 | 5410.00 | |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | 8207.13 | 8207.13 | | -237823.88 | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 75798.70 | 41948.77 | 25526.96 | 16192.99 | -235396.25 |
| Equity Dividend % | 28.00 | 20.00 | 20.00 | | |
| Earnings Per Share | 14.00 | 10.00 | 8.00 | 7.00 | -9.00 |
| Adjusted EPS | 14.00 | 10.00 | 8.00 | 7.00 | -9.00 |