| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 708262.98 | 607094.90 | 476477.22 | 380758.26 | 405994.39 |
| Interest / Discount on advances / Bills | 500449.39 | 428810.10 | 333676.07 | 258415.09 | 274067.42 |
| Interest on balances with RBI and other Inter-bank funds | 31952.90 | 28908.92 | 16663.85 | 6233.92 | 11420.91 |
| Income on investments | 172050.35 | 141226.80 | 119431.95 | 111162.59 | 115477.83 |
| Others | 3810.34 | 8149.08 | 6705.36 | 4946.66 | 5028.23 |
| Other Income | 89936.23 | 60948.54 | 70998.90 | 78787.32 | 68418.66 |
| Commission,exchange and brokerage | 19945.79 | 17496.08 | 13681.97 | 11975.49 | 11064.27 |
| Profit / (loss)on sale of investments(net) | 17136.60 | 7131.54 | 2613.53 | 14071.83 | 19474.96 |
| Profit on sale of Fixed Assets | 2030.02 | 284.57 | 1340.51 | 2773.12 | 600.49 |
| Foreign Exchange Gains | 4306.46 | 5125.64 | 10037.60 | 25604.26 | 18864.41 |
| Income earned from subsidiaries/joint venture | 360.83 | 154.28 | 212.46 | 184.46 | 252.04 |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 46156.53 | 30756.44 | 43112.83 | 24178.15 | 18162.48 |
| Total Income | 798199.21 | 668043.44 | 547476.13 | 459545.58 | 474413.04 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 464323.50 | 376565.75 | 273728.20 | 240137.29 | 263296.03 |
| Intereston Deposits | 377659.69 | 312419.92 | 236270.32 | 226294.93 | 244822.89 |
| Interest on RBI / inter-bank borrowings | 73149.87 | 56250.43 | 30166.92 | 6224.87 | 11558.91 |
| Other Interest | 13513.94 | 7895.40 | 7290.96 | 7617.49 | 6914.23 |
| Operating Expenses | 169754.61 | 150791.63 | 139821.72 | 119523.74 | 108391.06 |
| Payments to and provisions for employees | 102996.03 | 91884.72 | 83918.35 | 70555.29 | 64729.90 |
| Rent,Taxes and lighting | 9900.75 | 9242.57 | 8535.77 | 7868.85 | 7518.23 |
| Depreciation on Banks property | 5940.92 | 4985.91 | 4209.16 | 3635.11 | 3722.04 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 888.88 | 993.94 | 1195.01 | 932.80 | 802.92 |
| Law charges | 578.46 | 426.55 | 381.41 | 435.10 | 274.65 |
| Communication Expenses | 3284.54 | 2864.08 | 2817.70 | 1607.58 | 1776.22 |
| Repairs and Maintenance | 1040.51 | 916.03 | 782.40 | 675.53 | 600.36 |
| Insurance | 9150.06 | 8305.29 | 7938.26 | 7490.35 | 6994.17 |
| Other expenses | 35974.47 | 31172.56 | 30043.67 | 26323.14 | 21972.59 |
| Provisions and Contingencies | 39776.60 | 39695.40 | 71633.11 | 44217.09 | 70358.86 |
| Provision for investments | -2820.90 | 721.30 | 12077.60 | 3973.60 | 8686.50 |
| Provision for advances | 42056.60 | 37034.60 | 52564.10 | | |
| Others Provisions | 540.90 | 1939.50 | 6991.41 | 40243.49 | 61672.36 |
| Profit Before Tax | 124344.50 | 100990.67 | 62293.10 | 55667.46 | 32367.09 |
| Taxes | 32154.30 | 37811.50 | 22063.70 | 21620.50 | 10764.10 |
| Current Income Tax | 13435.10 | 230.90 | 1368.60 | -19011.70 | 1383.10 |
| Deferred Tax | 18719.20 | 37580.60 | 20695.10 | 40632.20 | 9381.00 |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 92190.20 | 63179.17 | 40229.40 | 34046.96 | 21602.99 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 92190.20 | 63179.17 | 40229.40 | 34046.96 | 21602.99 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 164971.65 | 99805.84 | 60215.90 | 34046.96 | -216220.90 |
| Transfer to Statutory Reserve | 23050.00 | 15800.00 | 10060.00 | 8520.00 | 5410.00 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | 12747.47 | 8207.13 | 8207.13 | | -237823.88 |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 129174.18 | 75798.70 | 41948.77 | 25526.96 | 16192.99 |
| Equity Dividend % | 41.00 | 28.00 | 20.00 | 20.00 | |
| Earnings Per Share | 20.00 | 14.00 | 10.00 | 8.00 | 7.00 |
| Adjusted EPS | 20.00 | 14.00 | 10.00 | 8.00 | 7.00 |