| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 1269936.55 | 1223006.11 | 1126059.46 | 895885.41 | 698807.80 |
| Interest / Discount on advances / Bills | 959424.80 | 930508.83 | 850982.28 | 640734.89 | 492785.27 |
| Interest on balances with RBI and other Inter-bank funds | 25427.15 | 17563.65 | 17210.80 | 14374.14 | 10151.74 |
| Income on investments | 250678.65 | 259487.57 | 248656.85 | 221559.96 | 176172.06 |
| Others | 34405.94 | 15446.05 | 9209.54 | 19216.42 | 19698.73 |
| Other Income | 157568.38 | 157883.62 | 144953.66 | 100258.36 | 114839.50 |
| Commission,exchange and brokerage | 33344.87 | 33657.68 | 35619.95 | 29700.18 | 27709.72 |
| Profit / (loss)on sale of investments(net) | 38905.10 | 22662.33 | 14919.35 | 10625.02 | 27287.57 |
| Profit on sale of Fixed Assets | 127.62 | 404.13 | 62.62 | 107.13 | 40.64 |
| Foreign Exchange Gains | 15156.98 | 7630.46 | 12886.99 | 6488.67 | 11526.77 |
| Income earned from subsidiaries/joint venture | 6310.98 | 2476.22 | 2375.90 | 2874.67 | 1892.45 |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 63722.83 | 91052.80 | 79088.85 | 50462.69 | 46382.35 |
| Total Income | 1427504.93 | 1380889.72 | 1271013.12 | 996143.77 | 813647.31 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 793111.92 | 757829.64 | 678844.11 | 482325.32 | 372594.42 |
| Intereston Deposits | 705310.48 | 678470.08 | 598615.15 | 416970.22 | 332898.35 |
| Interest on RBI / inter-bank borrowings | 52588.03 | 47358.49 | 56437.71 | 43952.94 | 17271.04 |
| Other Interest | 35213.41 | 32001.08 | 23791.26 | 21402.17 | 22425.04 |
| Operating Expenses | 311803.17 | 298713.81 | 282516.76 | 245183.12 | 217164.39 |
| Payments to and provisions for employees | 157415.00 | 166076.39 | 158160.02 | 133573.32 | 119788.43 |
| Rent,Taxes and lighting | 19383.06 | 18193.92 | 16587.42 | 15683.69 | 14726.97 |
| Depreciation on Banks property | 19172.71 | 13928.70 | 16196.77 | 19547.27 | 13897.23 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 1384.98 | 1057.10 | 959.40 | 839.56 | 820.06 |
| Law charges | 8174.08 | 4298.20 | 3661.25 | 2147.79 | 1910.07 |
| Communication Expenses | 2134.99 | 2054.45 | 2314.93 | 1749.26 | 1292.14 |
| Repairs and Maintenance | 14117.33 | 11317.68 | 10644.70 | 10254.71 | 9928.92 |
| Insurance | 24650.23 | 20079.75 | 17272.92 | 15167.15 | 13789.35 |
| Other expenses | 65370.79 | 61707.62 | 56719.35 | 46220.38 | 41011.22 |
| Provisions and Contingencies | 71488.13 | 59802.46 | 60756.11 | 71368.95 | 130024.08 |
| Provision for investments | 585.20 | 373.50 | -312.70 | 17040.30 | 5589.80 |
| Provision for advances | 69216.60 | 56714.30 | 58732.30 | 49822.60 | 121100.50 |
| Others Provisions | 1686.33 | 2714.66 | 2336.51 | 4506.05 | 3333.78 |
| Profit Before Tax | 251101.70 | 264543.82 | 248896.15 | 197266.37 | 93864.42 |
| Taxes | 50891.10 | 68732.30 | 71008.30 | 56170.20 | 21141.60 |
| Current Income Tax | 52514.50 | 57667.50 | 52780.30 | 56170.20 | 21141.60 |
| Deferred Tax | -1623.40 | 11064.80 | 18228.00 | | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 200210.60 | 195811.52 | 177887.85 | 141096.17 | 72722.82 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 200210.60 | 195811.52 | 177887.85 | 141096.17 | 72722.82 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 200210.60 | 195811.52 | 177887.85 | 141096.17 | 72722.82 |
| Transfer to Statutory Reserve | 50934.28 | 49498.38 | 44953.69 | 35686.86 | 18292.71 |
| Appropriation to General Reserve | 9200.00 | | 80792.30 | 72741.10 | 8273.99 |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | 43956.58 | 43180.87 | 39302.35 | 28442.49 | 14738.38 |
| Corporate dividend tax | | | | | |
| Other appropriations | 96119.74 | 103132.27 | 12839.50 | 4225.71 | 31417.74 |
| Equity Dividend % | 425.00 | 418.00 | 380.00 | 275.00 | 143.00 |
| Earnings Per Share | 39.00 | 38.00 | 34.00 | 27.00 | 14.00 |
| Adjusted EPS | 39.00 | 38.00 | 34.00 | 27.00 | 14.00 |