| (Rs. in Millions) |
| INCOME : | | | | | |
| Operating Income | 17782.00 | 11449.00 | 7635.00 | 5743.00 | 5782.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 14208.00 | 8901.00 | 6471.00 | 5344.00 | 5435.00 |
| Portfolio management services | | | | | |
| Dividend income | | | 1.00 | 1.00 | 3.00 |
| Brokerages & commissions | 1659.00 | 1437.00 | 467.00 | 3.00 | |
| Processing fees and other charges | 443.00 | 349.00 | 194.00 | 124.00 | 145.00 |
| Other Operating Income | 1473.00 | 762.00 | 502.00 | 271.00 | 200.00 |
| Operating Income (Net) | 17782.00 | 11449.00 | 7635.00 | 5743.00 | 5782.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 5020.00 | 3550.00 | 1514.00 | 826.00 | 976.00 |
| Salaries, Wages & Bonus | 4590.00 | 3143.00 | 1364.00 | 746.00 | 894.00 |
| Workmen and Staff Welfare Expenses | 93.00 | 88.00 | 28.00 | 10.00 | 25.00 |
| Other Employees Cost | 90.00 | 155.00 | 50.00 | 27.00 | 22.00 |
| Operating & Establishment Expenses | 1112.00 | 450.00 | 266.00 | 32.00 | 46.00 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | 209.00 | 121.00 | 47.00 | 25.00 | 26.00 |
| Commission, Brokerage & Discounts | 781.00 | 258.00 | 191.00 | | |
| Rent , Rates & Taxes | 36.00 | 24.00 | 20.00 | 0.00 | 11.00 |
| Repairs and Maintenance | | | | | |
| Insurance | | | | | |
| Electricity & Power | 82.00 | 43.00 | 6.00 | 5.00 | 6.00 |
| Other Operating Expenses | 5.00 | 4.00 | 2.00 | 2.00 | 3.00 |
| Administrations & Other Expenses | 918.00 | 675.00 | 401.00 | 231.00 | 228.00 |
| Printing and stationery | 28.00 | 24.00 | 14.00 | 5.00 | 5.00 |
| Professional and legal fees | 251.00 | 233.00 | 158.00 | 90.00 | 106.00 |
| Advertisement & Sales Promotion | 196.00 | 87.00 | 27.00 | 13.00 | 13.00 |
| Other General Expenses | 442.00 | 330.00 | 202.00 | 122.00 | 104.00 |
| Provisions and Contingencies | 1215.00 | 690.00 | 877.00 | 578.00 | 432.00 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | 111.00 | 472.00 | 340.00 | 54.00 | 45.00 |
| Provision for doubtful debts | | | | | |
| Losson disposal of fixed assets(net) | | 1.00 | 0.00 | 0.00 | 3.00 |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | | 62.00 |
| Other Miscellaneous Expenses | 1105.00 | 218.00 | 536.00 | 524.00 | 322.00 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 8266.00 | 5365.00 | 3058.00 | 1667.00 | 1681.00 |
| Operating Profit (Excl OI) | 9517.00 | 6083.00 | 4577.00 | 4077.00 | 4101.00 |
| Other Income | 103.00 | 63.00 | 20.00 | 23.00 | 40.00 |
| Other Interest Income | | | 12.00 | 5.00 | |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 6.00 | | | | 2.00 |
| Income from investments | | | 0.00 | | |
| Provision Written Back | 54.00 | 14.00 | 6.00 | 6.00 | 0.00 |
| Others | 43.00 | 49.00 | 2.00 | 13.00 | 38.00 |
| Operating Profit | 9619.00 | 6147.00 | 4597.00 | 4100.00 | 4141.00 |
| Interest | 6200.00 | 3858.00 | 2355.00 | 2085.00 | 2160.00 |
| Loans | 5660.00 | 3286.00 | 1783.00 | 1566.00 | 2032.00 |
| Deposits | | | | | |
| Bonds / Debentures | 191.00 | 412.00 | 552.00 | 496.00 | 104.00 |
| Other Interest | 348.00 | 161.00 | 20.00 | 23.00 | 24.00 |
| Depreciation | 800.00 | 390.00 | 73.00 | 85.00 | 85.00 |
| Profit Before Taxation & Exceptional Items | 2620.00 | 1899.00 | 2169.00 | 1929.00 | 1896.00 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 2620.00 | 1899.00 | 2169.00 | 1929.00 | 1896.00 |
| Profit After Tax | 1981.00 | 1415.00 | 1619.00 | 1435.00 | 1357.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Appropriations | 12542.00 | 10933.00 | 9911.00 | 8620.00 | 7533.00 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 12542.00 | 10933.00 | 9911.00 | 8620.00 | 7533.00 |
| Equity Dividend % | 15.00 | 25.00 | 25.00 | 20.00 | 10.00 |
| Earnings Per Share | 2.00 | 7.00 | 9.00 | 8.00 | 8.00 |
| Adjusted EPS | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |