| (Rs. in Millions) |
| INCOME : | | | | | |
| Operating Income | 1818.80 | 1335.10 | 943.90 | 632.60 | 606.00 |
| Sale of Shares / Units | | | | | |
| Interest income | 1741.40 | 1245.70 | 907.00 | 611.70 | 603.40 |
| Portfolio management services | | | | | |
| Dividend income | | | | | |
| Brokerages & commissions | | | | | |
| Processing fees and other charges | 57.50 | 41.30 | 32.20 | 17.20 | 0.10 |
| Other Operating Income | 19.90 | 48.10 | 4.70 | 3.80 | 2.50 |
| Operating Income (Net) | 1818.80 | 1335.10 | 943.90 | 632.60 | 606.00 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | | | | | |
| Employee Cost | 369.50 | 245.80 | 176.50 | 128.00 | 116.60 |
| Salaries, Wages & Bonus | 317.80 | 204.90 | 163.50 | 119.20 | 109.10 |
| Workmen and Staff Welfare Expenses | 4.00 | 4.40 | 2.50 | 1.30 | 1.20 |
| Other Employees Cost | 29.50 | 24.00 | 1.30 | 1.10 | 1.20 |
| Operating & Establishment Expenses | 23.00 | 16.60 | 13.70 | 10.10 | 7.30 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | | |
| Commission, Brokerage & Discounts | | | | | |
| Rent , Rates & Taxes | 17.80 | 12.60 | 10.00 | 8.00 | 5.50 |
| Repairs and Maintenance | 1.00 | 0.90 | 1.60 | 0.50 | 0.30 |
| Insurance | 1.70 | 1.00 | 0.70 | 0.40 | 0.70 |
| Electricity & Power | 2.40 | 2.10 | 1.40 | 1.20 | 0.90 |
| Other Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Administrations & Other Expenses | 96.70 | 79.30 | 61.50 | 53.30 | 30.40 |
| Printing and stationery | 3.80 | 3.30 | 3.00 | 2.60 | 1.50 |
| Professional and legal fees | 23.20 | 17.20 | 15.90 | 13.20 | 9.60 |
| Advertisement & Sales Promotion | 10.10 | 11.90 | 9.00 | 9.20 | 4.40 |
| Other General Expenses | 59.70 | 46.90 | 33.70 | 28.20 | 15.00 |
| Provisions and Contingencies | 340.10 | 97.40 | 24.10 | 75.70 | 182.10 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | 181.50 | 28.00 | 84.50 | 65.60 | 40.80 |
| Provision for doubtful debts | 107.20 | 44.40 | -63.50 | 7.80 | 138.40 |
| Losson disposal of fixed assets(net) | | 0.40 | | | |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | 44.80 | 20.60 | | | |
| Other Miscellaneous Expenses | 6.70 | 4.10 | 3.10 | 2.40 | 2.90 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 829.40 | 439.10 | 275.80 | 267.10 | 336.50 |
| Operating Profit (Excl OI) | 989.40 | 896.00 | 668.10 | 365.50 | 269.50 |
| Other Income | 34.20 | 47.20 | 17.50 | 29.60 | 29.50 |
| Other Interest Income | | | | | |
| Other Commission | | | | | |
| Discounts | | | | | |
| Profit on sale of Fixed Assets | 0.00 | | | | |
| Income from investments | | | | | |
| Provision Written Back | | | | | |
| Others | 34.20 | 47.20 | 17.50 | 29.60 | 29.50 |
| Operating Profit | 1023.60 | 943.20 | 685.60 | 395.10 | 299.00 |
| Interest | 439.90 | 457.80 | 308.40 | 181.10 | 204.00 |
| Loans | 136.70 | 193.30 | 148.10 | 72.60 | 87.70 |
| Deposits | | | | | |
| Bonds / Debentures | 185.00 | 193.90 | 126.50 | 85.10 | 91.80 |
| Other Interest | 118.20 | 70.70 | 33.80 | 23.40 | 24.50 |
| Depreciation | 3.70 | 1.90 | 1.30 | 1.00 | 1.00 |
| Profit Before Taxation & Exceptional Items | 580.00 | 483.50 | 375.90 | 213.00 | 93.90 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 580.00 | 483.50 | 375.90 | 213.00 | 93.90 |
| Profit After Tax | 431.70 | 379.00 | 283.60 | 162.30 | 80.00 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Appropriations | 1392.60 | 1037.70 | 744.40 | 514.00 | 398.20 |
| General Reserve | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 1391.60 | 1036.70 | 743.40 | 513.00 | 397.20 |
| Equity Dividend % | | | | | |
| Earnings Per Share | 41.00 | 36.00 | 33.00 | 19.00 | 9.00 |
| Adjusted EPS | 41.00 | 36.00 | 33.00 | 19.00 | 9.00 |