| (Rs. in Millions) |
| INCOME : | | | | | |
| Operating Income | 659.20 | 548.50 | 499.40 | 534.60 | 625.86 |
| Sale of Shares / Units | 50.30 | 18.00 | 0.30 | | |
| Interest income | 563.10 | 512.70 | 495.90 | 533.00 | 620.47 |
| Portfolio management services | | | | | |
| Dividend income | 0.40 | 0.10 | 0.10 | 0.10 | 0.03 |
| Brokerages & commissions | | | | | |
| Processing fees and other charges | 1.70 | 1.10 | 0.10 | 0.00 | 0.87 |
| Other Operating Income | 43.80 | 16.70 | 3.00 | 1.60 | 4.50 |
| Operating Income (Net) | 659.20 | 548.50 | 499.40 | 534.60 | 625.86 |
| EXPENDITURE : | | | | | |
| Increase/Decrease in Stock | -4.00 | 0.60 | 0.10 | -0.40 | 0.32 |
| Employee Cost | 68.10 | 54.70 | 49.40 | 54.50 | 59.27 |
| Salaries, Wages & Bonus | 63.70 | 50.00 | 45.10 | 50.70 | 55.50 |
| Workmen and Staff Welfare Expenses | 1.20 | 2.90 | 3.20 | 3.00 | 2.82 |
| Other Employees Cost | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating & Establishment Expenses | 66.70 | 63.10 | 54.70 | 78.00 | 78.44 |
| Depository Charges | | | | | |
| Security Transaction tax | | | | | |
| Software & Technical expenses | | | | | |
| Commission, Brokerage & Discounts | 44.30 | 44.50 | 37.90 | 64.20 | 59.13 |
| Rent , Rates & Taxes | 16.80 | 10.00 | 9.90 | 7.10 | 9.41 |
| Repairs and Maintenance | 0.50 | 1.80 | 0.80 | 0.50 | 2.31 |
| Insurance | 0.20 | 0.40 | 0.30 | 0.40 | 0.37 |
| Electricity & Power | | | | | |
| Other Operating Expenses | 4.90 | 6.40 | 5.80 | 5.80 | 7.22 |
| Administrations & Other Expenses | 43.30 | 47.60 | 29.30 | 25.30 | 31.54 |
| Printing and stationery | 1.20 | 2.50 | 2.00 | 1.60 | 2.56 |
| Professional and legal fees | 17.40 | 19.10 | 10.80 | 7.60 | 7.94 |
| Advertisement & Sales Promotion | 2.30 | 2.50 | 0.20 | 0.20 | 0.58 |
| Other General Expenses | 22.40 | 23.50 | 16.30 | 15.80 | 20.47 |
| Provisions and Contingencies | 24.10 | 57.40 | 46.60 | 37.30 | 40.57 |
| Provisions for contingencies | | | | | |
| Provisions against NPAs | | | | | |
| Bad debts /advances written off | 7.40 | 47.20 | 29.40 | 26.70 | 30.71 |
| Provision for doubtful debts | 13.90 | 7.20 | | | |
| Losson disposal of fixed assets(net) | | | | 0.70 | |
| Losson foreign exchange fluctuations | | | | | |
| Losson sale of non-trade current investments | | | | | |
| Other Miscellaneous Expenses | 2.80 | 2.90 | 17.20 | 9.90 | 9.86 |
| Less: Expenses Capitalised | | | | | |
| Total Expenditure | 247.20 | 238.20 | 180.10 | 194.70 | 210.15 |
| Operating Profit (Excl OI) | 411.90 | 310.40 | 319.30 | 339.90 | 415.71 |
| Other Income | 4.40 | 9.50 | 1.10 | 6.50 | 1.99 |
| Other Interest Income | | | | | |
| Other Commission | | | | | |
| Discounts | | | 0.00 | 0.20 | |
| Profit on sale of Fixed Assets | | 0.10 | 0.00 | | 0.90 |
| Income from investments | 0.50 | 8.60 | 0.50 | 4.80 | |
| Provision Written Back | | | | 1.20 | |
| Others | 3.90 | 0.80 | 0.60 | 0.30 | 1.09 |
| Operating Profit | 416.40 | 319.90 | 320.40 | 346.40 | 417.71 |
| Interest | 230.60 | 176.80 | 196.00 | 240.60 | 310.47 |
| Loans | 223.50 | 173.50 | 191.70 | 234.60 | 306.28 |
| Deposits | | | | | |
| Bonds / Debentures | | | | | |
| Other Interest | 7.10 | 3.20 | 4.30 | 6.00 | 4.19 |
| Depreciation | 4.80 | 3.30 | 2.90 | 2.90 | 3.64 |
| Profit Before Taxation & Exceptional Items | 181.00 | 139.90 | 121.50 | 102.90 | 103.60 |
| Exceptional Income / Expenses | | | | | |
| Profit Before Tax | 181.00 | 139.90 | 121.50 | 102.90 | 103.60 |
| Profit After Tax | 129.20 | 103.80 | 87.90 | 74.80 | 76.07 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Appropriations | 576.20 | 479.70 | 399.50 | 326.60 | 284.79 |
| General Reserve | | | | | |
| Proposed Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other Appropriation | 576.20 | 479.70 | 399.50 | 326.60 | 284.79 |
| Equity Dividend % | 5.00 | 5.00 | 5.00 | 5.00 | |
| Earnings Per Share | 1.00 | 1.00 | 7.00 | 6.00 | 6.00 |
| Adjusted EPS | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |