(Rs. in Millions) |
INCOME : | | | | | |
Operating Income | 35230.60 | 27417.30 | 19878.30 | 20181.40 | 20304.10 |
Sale of Shares / Units | | | | | |
Interest income | 34898.80 | 27151.50 | 19696.70 | 20063.70 | 20189.10 |
Portfolio management services | | | | | |
Dividend income | | | | | |
Brokerages & commissions | 76.20 | 79.20 | 62.90 | 21.50 | 20.30 |
Processing fees and other charges | 255.60 | 186.60 | 118.80 | 96.20 | 94.80 |
Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Operating Income (Net) | 35230.60 | 27417.30 | 19878.30 | 20181.40 | 20304.10 |
EXPENDITURE : | | | | | |
Increase/Decrease in Stock | | | | | |
Employee Cost | 968.70 | 837.30 | 768.10 | 699.80 | 565.70 |
Salaries, Wages & Bonus | 824.20 | 714.60 | 655.10 | 610.00 | 484.50 |
Workmen and Staff Welfare Expenses | 48.80 | 44.40 | 39.60 | 30.40 | 28.70 |
Other Employees Cost | 14.80 | 6.80 | 6.50 | 3.80 | 1.90 |
Operating & Establishment Expenses | 435.80 | 417.00 | 332.60 | 177.60 | 174.70 |
Depository Charges | | | | | |
Security Transaction tax | | | | | |
Software & Technical expenses | | | | | |
Commission, Brokerage & Discounts | 266.10 | 312.20 | 247.00 | 114.30 | 117.40 |
Rent , Rates & Taxes | 133.20 | 81.40 | 56.40 | 41.70 | 37.70 |
Repairs and Maintenance | 20.40 | 16.50 | 14.70 | 12.30 | 10.60 |
Insurance | 16.00 | 6.90 | 14.60 | 9.30 | 9.00 |
Electricity & Power | | | | | |
Other Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Administrations & Other Expenses | 282.20 | 239.90 | 179.00 | 136.80 | 118.60 |
Printing and stationery | 9.40 | 8.80 | 4.40 | 3.60 | 4.80 |
Professional and legal fees | 121.00 | 102.60 | 73.10 | 52.90 | 50.70 |
Advertisement & Sales Promotion | 19.50 | 15.00 | 11.90 | 16.70 | 11.40 |
Other General Expenses | 132.20 | 113.60 | 89.60 | 63.50 | 51.70 |
Provisions and Contingencies | 1538.60 | 557.10 | 611.60 | 807.40 | 719.10 |
Provisions for contingencies | 183.80 | | | | |
Provisions against NPAs | | | | | |
Bad debts /advances written off | | | | | |
Provision for doubtful debts | | | | | 603.20 |
Losson disposal of fixed assets(net) | | | 0.00 | 0.60 | 0.20 |
Losson foreign exchange fluctuations | | | | | |
Losson sale of non-trade current investments | | | | | |
Other Miscellaneous Expenses | 1354.80 | 557.10 | 611.50 | 806.90 | 115.70 |
Less: Expenses Capitalised | | | | | |
Total Expenditure | 3225.20 | 2051.40 | 1891.30 | 1821.70 | 1578.00 |
Operating Profit (Excl OI) | 32005.40 | 25365.90 | 17987.10 | 18359.70 | 18726.10 |
Other Income | 16.40 | 14.00 | 6.80 | 2.90 | 0.40 |
Other Interest Income | 3.00 | 2.70 | | | |
Other Commission | | | | | |
Discounts | | | | | |
Profit on sale of Fixed Assets | 0.60 | 1.10 | | | |
Income from investments | | | | | |
Provision Written Back | | | | | |
Others | 12.80 | 10.20 | 6.80 | 2.90 | 0.40 |
Operating Profit | 32021.70 | 25379.90 | 17993.80 | 18362.60 | 18726.50 |
Interest | 22319.30 | 17015.00 | 11545.20 | 12091.10 | 13448.90 |
Loans | 16537.30 | 12497.50 | 8268.40 | 9320.40 | 9133.00 |
Deposits | 231.20 | 322.80 | 321.80 | 232.70 | 234.40 |
Bonds / Debentures | 5481.50 | 4129.20 | 2878.30 | 2470.30 | 4016.70 |
Other Interest | 69.30 | 65.50 | 76.80 | 67.70 | 64.80 |
Depreciation | 127.10 | 124.60 | 98.10 | 95.70 | 94.70 |
Profit Before Taxation & Exceptional Items | 9575.30 | 8240.30 | 6350.60 | 6175.80 | 5182.90 |
Exceptional Income / Expenses | | | | | |
Profit Before Tax | 9575.30 | 8240.30 | 6350.60 | 6175.80 | 5182.90 |
Profit After Tax | 7507.00 | 6212.10 | 4711.10 | 4560.60 | 3761.20 |
Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Minority Interest | | | | | |
Share of Associate | | | | | |
Appropriations | 12749.50 | 9819.50 | 7279.30 | 5873.00 | 4337.90 |
General Reserve | 1499.70 | 1241.20 | 940.40 | 912.10 | 748.80 |
Proposed Equity Dividend | | | | | |
Corporate dividend tax | | | | | |
Other Appropriation | 11249.80 | 8578.30 | 6338.90 | 4960.90 | 3589.10 |
Equity Dividend % | 300.00 | 175.00 | 150.00 | 100.00 | 100.00 |
Earnings Per Share | 56.00 | 47.00 | 35.00 | 34.00 | 28.00 |
Adjusted EPS | 56.00 | 47.00 | 35.00 | 34.00 | 28.00 |