| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 221882.57 | 168036.34 | 136607.53 | 137579.02 | 132107.53 |
| Interest / Discount on advances / Bills | 177345.21 | 134918.41 | 108297.53 | 107951.23 | 106708.68 |
| Interest on balances with RBI and other Inter-bank funds | 3388.72 | 2062.52 | 2202.67 | 3681.64 | 1399.64 |
| Income on investments | 36916.18 | 27955.69 | 23386.65 | 23489.39 | 21840.72 |
| Others | 4232.46 | 3099.72 | 2720.68 | 2456.76 | 2158.50 |
| Other Income | 30792.72 | 23300.01 | 20890.94 | 19587.06 | 19314.08 |
| Commission,exchange and brokerage | 22404.83 | 18021.48 | 12830.97 | 10374.35 | 9894.86 |
| Profit / (loss)on sale of investments(net) | 2465.55 | 775.33 | 3842.30 | 6088.40 | 6078.43 |
| Profit on sale of Fixed Assets | 84.33 | 8.23 | 53.16 | 17.80 | 53.54 |
| Foreign Exchange Gains | 2106.43 | 2971.39 | 2420.16 | 1939.99 | 2183.13 |
| Income earned from subsidiaries/joint venture | | | | | |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | 1791.35 | 810.11 | 522.42 |
| Miscellaneous income | 3731.58 | 1523.57 | -47.02 | 356.41 | 581.70 |
| Total Income | 252675.29 | 191336.34 | 157498.46 | 157166.09 | 151421.61 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 138947.75 | 95714.74 | 76988.02 | 82241.95 | 85618.49 |
| Intereston Deposits | 126994.23 | 86130.18 | 73328.83 | 78046.70 | 81003.65 |
| Interest on RBI / inter-bank borrowings | 1839.46 | 906.54 | 358.48 | 419.65 | 914.10 |
| Other Interest | 10114.07 | 8678.02 | 3300.71 | 3775.61 | 3700.74 |
| Operating Expenses | 61982.69 | 47677.66 | 42931.94 | 36917.23 | 33756.13 |
| Payments to and provisions for employees | 28230.91 | 21730.02 | 23205.54 | 20341.85 | 17723.61 |
| Rent,Taxes and lighting | 4509.14 | 3719.35 | 3191.10 | 2934.87 | 2945.40 |
| Depreciation on Banks property | 2151.48 | 1646.07 | 1229.61 | 1045.04 | 1194.57 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 46.83 | 52.56 | 70.58 | 81.78 | 92.74 |
| Law charges | 240.76 | 207.06 | 123.81 | 112.84 | 122.33 |
| Communication Expenses | 1322.30 | 1139.03 | 826.57 | 769.70 | 747.67 |
| Repairs and Maintenance | 892.58 | 916.08 | 747.45 | 662.77 | 716.19 |
| Insurance | 2832.90 | 2296.99 | 2132.46 | 1914.87 | 1420.98 |
| Other expenses | 21755.81 | 15970.50 | 11404.83 | 9053.51 | 8792.64 |
| Provisions and Contingencies | 1961.06 | 7498.91 | 12217.69 | 16634.23 | 11721.67 |
| Provision for investments | 12.60 | -66.80 | -15.60 | 289.00 | 631.90 |
| Provision for advances | 1991.50 | 7242.40 | 11898.90 | 16263.50 | 1044.50 |
| Others Provisions | -43.04 | 323.31 | 334.39 | 81.73 | 10045.27 |
| Profit Before Tax | 49783.78 | 40445.04 | 25360.82 | 21372.67 | 20325.31 |
| Taxes | 12577.80 | 10339.10 | 6462.60 | 5469.70 | 4897.50 |
| Current Income Tax | 11487.60 | 10303.60 | 7977.40 | 5557.60 | 4897.50 |
| Deferred Tax | 1090.20 | 35.50 | -1514.80 | -87.90 | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 37205.98 | 30105.94 | 18898.22 | 15902.97 | 15427.81 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 37205.98 | 30105.94 | 18898.22 | 15902.97 | 15427.81 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 91058.68 | 71161.40 | 51952.04 | 42069.65 | 37170.65 |
| Transfer to Statutory Reserve | 9301.50 | 7526.49 | 4724.55 | 3975.74 | 3856.95 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | 5542.52 | 4265.75 | 2667.21 | 2295.72 | 1474.61 |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | 571.90 |
| Other appropriations | 76214.66 | 59369.16 | 44560.28 | 35798.19 | 31267.19 |
| Equity Dividend % | 60.00 | 50.00 | 90.00 | 35.00 | |
| Earnings Per Share | 15.00 | 14.00 | 9.00 | 8.00 | 8.00 |
| Adjusted EPS | 15.00 | 14.00 | 9.00 | 8.00 | 8.00 |