| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 457989.11 | 342508.51 | 270388.19 | 268402.68 | 269296.14 |
| Interest / Discount on advances / Bills | 356579.94 | 269784.46 | 193786.94 | 185890.76 | 209992.37 |
| Interest on balances with RBI and other Inter-bank funds | 7793.84 | 5502.96 | 7234.22 | 11747.36 | 3812.38 |
| Income on investments | 88980.83 | 64586.51 | 66892.58 | 68334.05 | 52572.53 |
| Others | 4634.50 | 2634.58 | 2474.46 | 2430.51 | 2918.86 |
| Other Income | 102731.01 | 70830.51 | 59859.20 | 50065.13 | 53721.08 |
| Commission,exchange and brokerage | 70485.39 | 54400.10 | 42006.91 | 33840.81 | 37792.51 |
| Profit / (loss)on sale of investments(net) | -5597.94 | -7557.13 | -9.18 | 2725.30 | 4831.34 |
| Profit on sale of Fixed Assets | 30.26 | 75.09 | 234.29 | 302.67 | 276.26 |
| Foreign Exchange Gains | 14032.66 | 16366.59 | 18594.65 | 12334.10 | 6759.15 |
| Income earned from subsidiaries/joint venture | 4561.00 | 3646.06 | 3195.33 | 1271.80 | 1414.32 |
| Rent / Lease Income | | | | | |
| Provisions Written Back | | | | | |
| Miscellaneous income | 19219.64 | 3899.81 | -4162.80 | -409.54 | 2647.50 |
| Total Income | 560720.12 | 413339.02 | 330247.39 | 318467.80 | 323017.22 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 198057.11 | 126989.36 | 102209.12 | 115006.21 | 134299.49 |
| Intereston Deposits | 183267.21 | 117982.58 | 93155.60 | 101138.97 | 120609.42 |
| Interest on RBI / inter-bank borrowings | 3666.49 | 2505.37 | 5221.14 | 8041.60 | 5411.49 |
| Other Interest | 11123.41 | 6501.40 | 3832.39 | 5825.64 | 8278.57 |
| Operating Expenses | 166788.46 | 137869.94 | 107529.55 | 85841.38 | 88509.36 |
| Payments to and provisions for employees | 68926.32 | 55477.85 | 46133.52 | 37653.97 | 39111.17 |
| Rent,Taxes and lighting | 8336.70 | 8254.68 | 7180.60 | 6873.90 | 6778.88 |
| Depreciation on Banks property | 6147.92 | 4617.27 | 3809.93 | 3667.72 | 3719.49 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 41.62 | 38.84 | 35.47 | 26.22 | 23.65 |
| Law charges | 19877.38 | 16912.48 | 11889.76 | 8426.90 | 9681.44 |
| Communication Expenses | 4178.36 | 3665.39 | 2585.00 | 1743.29 | 1740.12 |
| Repairs and Maintenance | 11026.63 | 9293.50 | 6254.28 | 5088.57 | 4442.25 |
| Insurance | 4688.98 | 3907.17 | 3560.24 | 3236.91 | 2333.51 |
| Other expenses | 43564.56 | 35702.75 | 26080.74 | 19123.92 | 20678.86 |
| Provisions and Contingencies | 15737.42 | 4569.87 | 6895.62 | 24590.35 | 22161.65 |
| Provision for investments | 792.20 | -210.50 | -913.70 | -444.00 | 901.20 |
| Provision for advances | | | | | |
| Others Provisions | 14945.22 | 4780.37 | 7809.32 | 25034.35 | 21260.45 |
| Profit Before Tax | 180137.12 | 143909.85 | 113613.10 | 93029.87 | 78046.72 |
| Taxes | 42321.30 | 34516.90 | 27886.20 | 23381.50 | 18574.90 |
| Current Income Tax | 41834.00 | 34121.70 | 26834.50 | 25369.30 | 18574.90 |
| Deferred Tax | 487.30 | 395.20 | 1051.70 | -1987.80 | |
| Other taxes | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 137815.82 | 109392.95 | 85726.90 | 69648.37 | 59471.82 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 137815.82 | 109392.95 | 85726.90 | 69648.37 | 59471.82 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 515416.75 | 413951.49 | 333224.66 | 274766.45 | 228664.69 |
| Transfer to Statutory Reserve | 34454.00 | 27348.30 | 21431.80 | 17412.10 | 14868.00 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | -13.97 |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 480962.75 | 386603.19 | 311792.86 | 257354.35 | 213810.66 |
| Equity Dividend % | 40.00 | 30.00 | 22.00 | 18.00 | |
| Earnings Per Share | 69.00 | 55.00 | 43.00 | 35.00 | 31.00 |
| Adjusted EPS | 69.00 | 55.00 | 43.00 | 35.00 | 31.00 |