| (Rs. in Millions) |
| I. INCOME | | | | | |
| Interest Earned | 289020.34 | 264261.34 | 205697.84 | 182919.07 | 199382.05 |
| Interest / Discount on advances / Bills | 192264.59 | 179706.72 | 133366.26 | 119901.12 | 118192.21 |
| Interest on balances with RBI and other Inter-bank funds | 4153.80 | 3398.53 | 5179.69 | 7118.30 | 6443.21 |
| Income on investments | 82548.81 | 77376.10 | 59489.55 | 46290.10 | 51690.11 |
| Others | 10053.14 | 3780.00 | 7662.34 | 9609.56 | 23056.52 |
| Other Income | 49239.88 | 36109.07 | 43719.84 | 46898.95 | 45586.01 |
| Commission,exchange and brokerage | 20699.19 | 19456.25 | 19241.11 | 18143.60 | 17472.85 |
| Profit / (loss)on sale of investments(net) | 9000.88 | 7075.81 | 8726.18 | 10582.63 | 17221.84 |
| Profit on sale of Fixed Assets | -23.12 | -7.15 | -18.36 | 6.07 | -4.21 |
| Foreign Exchange Gains | 4932.40 | 3536.43 | 6157.18 | 7304.97 | 3760.26 |
| Income earned from subsidiaries/joint venture | 202.34 | 179.13 | 349.32 | 390.10 | 82.50 |
| Rent / Lease Income | | | | | |
| Provisions Written Back | 14440.91 | 5082.49 | 7160.36 | 8455.27 | 5474.36 |
| Miscellaneous income | -12.71 | 786.11 | 2104.04 | 2016.31 | 1578.40 |
| Total Income | 338260.21 | 300370.41 | 249417.68 | 229818.03 | 244968.05 |
| II. EXPENDITURE | | | | | |
| Interest Expended | 142755.73 | 122396.95 | 91392.32 | 91294.11 | 114142.07 |
| Intereston Deposits | 127507.19 | 106013.17 | 78281.91 | 77584.76 | 92552.32 |
| Interest on RBI / inter-bank borrowings | 4977.99 | 7642.19 | 4380.97 | 1828.76 | 5535.86 |
| Other Interest | 10270.54 | 8741.60 | 8729.44 | 11880.59 | 16053.89 |
| Operating Expenses | 84718.46 | 82052.96 | 70667.00 | 63572.34 | 60475.02 |
| Payments to and provisions for employees | 40496.88 | 42339.61 | 35188.98 | 31030.24 | 30890.18 |
| Rent,Taxes and lighting | 5597.94 | 5351.55 | 4994.21 | 4699.14 | 4722.38 |
| Depreciation on Banks property | 5314.77 | 5364.17 | 4944.37 | 4132.83 | 3929.33 |
| Depreciation on leased assets | | | | | |
| Auditor's fees and expenses | 36.97 | 29.37 | 26.41 | 33.63 | 24.85 |
| Law charges | 448.73 | 455.91 | 343.45 | 297.05 | 426.52 |
| Communication Expenses | 1408.53 | 1262.24 | 1172.42 | 882.33 | 742.08 |
| Repairs and Maintenance | 1203.33 | 1257.58 | 942.54 | 993.55 | 854.96 |
| Insurance | 3367.53 | 3027.62 | 2965.56 | 2842.42 | 2590.79 |
| Other expenses | 26843.79 | 22964.92 | 20089.07 | 18661.16 | 16293.96 |
| Provisions and Contingencies | 5104.26 | 13969.56 | 34987.43 | 38868.87 | 46656.33 |
| Provision for investments | 4540.00 | 2840.00 | 11880.00 | 19230.00 | 20220.00 |
| Provision for advances | 3900.00 | 8380.00 | 6770.00 | 15910.00 | 21950.00 |
| Others Provisions | -3335.74 | 2749.56 | 16337.43 | 3728.87 | 4486.33 |
| Profit Before Tax | 105681.77 | 81950.94 | 52370.93 | 36082.71 | 23694.64 |
| Taxes | 30530.00 | 25610.00 | 15920.00 | 11690.00 | 10100.00 |
| Current Income Tax | 1370.00 | | -2050.00 | 470.00 | -2990.00 |
| Deferred Tax | 29160.00 | 25610.00 | 17970.00 | 11220.00 | 13090.00 |
| Other taxes | 0.00 | -25610.00 | 0.00 | 0.00 | 0.00 |
| Profit After Tax | 75151.77 | 56340.94 | 36450.93 | 24392.71 | 13594.64 |
| Extra items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Minority Interest | | | | | |
| Share of Associate | | | | | |
| Other Consolidated Items | | | | | |
| Consolidated Net Profit | 75151.77 | 56340.94 | 36450.93 | 24392.71 | 13594.64 |
| Adjustments to PAT | | | | | |
| IV. APPROPRIATIONS | 146634.50 | 98253.62 | 53171.46 | -429569.13 | -442267.03 |
| Transfer to Statutory Reserve | 18787.94 | 14085.24 | 9112.74 | 6098.18 | 3398.66 |
| Appropriation to General Reserve | | | | | |
| Appropriation to Revenue Reserve | | | | | |
| Appropriation to Other Reserves | | | | | |
| Equity Dividend | | | | | |
| Corporate dividend tax | | | | | |
| Other appropriations | 127846.55 | 84168.39 | 44058.73 | -435667.31 | -445665.69 |
| Equity Dividend % | 21.00 | 15.00 | 10.00 | | |
| Earnings Per Share | 7.00 | 5.00 | 3.00 | 2.00 | 1.00 |
| Adjusted EPS | 7.00 | 5.00 | 3.00 | 2.00 | 1.00 |