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HOME   >  CORPORATE INFO >  BALANCE SHEET
Balance Sheet      
ESAF Small Finance Bank Ltd.
BSE Code 544020
ISIN Demat INE818W01011
Book Value 34.05
NSE Code ESAFSFB
Dividend Yield % 0.00
Market Cap 12241.83
P/E 0.00
EPS -7.24
Face Value 10  
(Rs. in Millions)
ParticularsMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
SOURCES OF FUNDS:0  0  0  0  0  
Share Capital5154.28  5147.80  4494.74  4494.74  4494.74  
    Equity - Authorised6000.00  6000.00  6000.00  6000.00  6000.00  
    Equity - Issued5154.28  5147.80  4494.74  4494.74  4494.74  
    Equity Paid Up5154.28  5147.80  4494.74  4494.74  4494.74  
    Equity Shares Forfeited0.00  0.00  0.00  0.00  0.00  
    Adjustments to Equity0.00  0.00  0.00  0.00  0.00  
    Preference Capital Paid Up0.00  0.00  0.00  0.00  0.00  
    Face Value10.00  10.00  10.00  10.00  10.00  
Share Warrants & Outstandings40.37  56.79  58.75  48.06  0.00  
Total Reserves14295.85  19713.34  12596.55  9573.22  9025.90  
    Securities Premium7790.84  7748.75  4887.63  4887.63  4887.63  
    Capital Reserves136.94  50.23  40.06  37.29  0.00  
    Profit & Loss Account Balances2911.83  8572.77  5420.22  3214.96  3062.43  
    General Reserves114.65  0.00  0.00  0.00  0.00  
    Other Reserves3341.59  3341.59  2248.64  1433.34  1075.84  
Reserve excluding Revaluation Reserve14295.85  19713.34  12596.55  9573.22  9025.90  
Revaluation Reserves0.00  0.00  0.00  0.00  0.00  
Deposits232764.40  198678.04  146656.24  128150.72  89994.26  
    Demand Deposits3309.82  3323.19  2637.53  2197.91  1531.84  
    Savings Deposit54518.12  41696.02  28736.94  27076.07  15944.61  
    Term Deposits / Fixed Deposits174936.46  153658.82  115281.77  98876.74  72517.81  
    Current Deposits0.00  0.00  0.00  0.00  0.00  
    Recurring Deposits0.00  0.00  0.00  0.00  0.00  
    Other Deposits0.00  0.00  0.00  0.00  0.00  
Borrowings14057.30  32225.30  33541.96  29528.33  16940.00  
    Borrowings From Reserve Bank of India0.00  6500.00  6740.00  6960.00  1460.00  
    Borrowings From Other Banks0.00  0.00  0.00  0.00  0.00  
    Borrowings From GOI0.00  0.00  0.00  0.00  0.00  
    Borrowings From Other Financial Institutions10177.30  20995.30  24871.96  20488.33  13100.00  
    Borrowings in the form of Bonds / Debentures3880.00  4730.00  1930.00  2080.00  2380.00  
    Borrowings in Other Form0.00  0.00  0.00  0.00  0.00  
    Borrowings From Out of India0.00  0.00  0.00  0.00  0.00  
Other Liabilities & Provisions5470.71  5047.67  4888.56  5280.57  2931.62  
    Bills Payable161.04  73.98  49.67  36.48  26.26  
    Inter-office adjustment Liabilities0.00  0.00  0.00  0.00  0.00  
    Interest Accrued104.49  654.86  561.59  407.92  219.11  
    Proposed Dividend0.00  0.00  0.00  0.00  0.00  
    Corporate dividend tax payable0.00  0.00  0.00  0.00  0.00  
    Other Liabilities & Provisions5205.18  4318.84  4277.30  4836.17  2686.25  
Total Liabilities271782.89  260868.95  202236.79  177075.64  123386.52  
APPLICATION OF FUNDS :0  0  0  0  0  
Cash and balance with Reserve Bank of India13514.30  13646.45  7395.48  13006.68  16180.72  
    Cash with RBI12182.75  12141.83  5851.02  11540.46  15025.39  
    Cash in hand & others1331.55  1504.63  1544.46  1466.22  1155.33  
Balances with banks and money at call6276.84  582.80  275.01  2112.36  2010.54  
Investments59952.62  55410.22  48885.27  40702.98  19320.69  
Investments in India59952.62  55410.22  48885.27  40702.98  19320.69  
    GOI/State Govt. Securities55356.78  54098.66  47421.02  39940.96  18889.75  
    Equity Shares - Corporate230.95  117.14  116.61  153.93  81.67  
    Debentures & Bonds0.00  0.00  0.00  0.00  0.00  
    Subsidiaries and/or joint ventures/Associates0.00  0.00  0.00  0.00  0.00  
    Units - MF/ Insurance/CP/PTC0.00  0.00  0.00  0.00  0.00  
    Other Investments4364.88  1194.42  1347.64  608.09  349.27  
Investments outside India0.00  0.00  0.00  0.00  0.00  
    Government securities0.00  0.00  0.00  0.00  0.00  
    Subsidiaries and/or joint ventures abroad0.00  0.00  0.00  0.00  0.00  
    Other investments outside India0.00  0.00  0.00  0.00  0.00  
    Less: Prov for Diminution in Value of Invest.0.00  0.00  0.00  0.00  0.00  
Advances180278.72  182931.12  139243.31  116370.05  81675.86  
    Bills Purchased & Discounted564.55  318.40  427.18  254.29  89.44  
    Cash Credit, Over Draft & Loans repayable6634.11  3176.87  2051.14  1207.81  762.87  
    Term Loans173080.06  179435.84  136764.99  114907.95  80823.55  
    Finance lease and hire purchase receivable0.00  0.00  0.00  0.00  0.00  
    Advances Others0.00  0.00  0.00  0.00  0.00  
Gross block4918.45  4018.43  3350.08  2672.88  2086.93  
    Premises0.00  0.00  0.00  0.00  0.00  
    Assets Given on Lease0.00  0.00  0.00  0.00  0.00  
    Other Fixed Assets4918.45  4018.43  3350.08  2672.88  2086.93  
Less: Accumulated Depreciation2547.28  1968.98  1473.18  1078.86  760.86  
Less: Impairment of Assets0.00  0.00  0.00  0.00  0.00  
Net Block2371.17  2049.45  1876.90  1594.02  1326.07  
Lease Adjustment0.00  0.00  0.00  0.00  0.00  
Capital Work in Progress633.01  26.08  2.37  0.73  59.05  
Other Assets8756.25  6222.83  4558.45  3288.82  2813.59  
    Inter-office adjustment Assets0.00  0.00  0.00  0.00  0.00  
    Interest Accrued Assets3267.51  3543.32  2140.80  1091.55  678.07  
    Tax paid in advance/TDS214.89  191.11  117.81  275.71  591.69  
    Stationery and stamps0.59  0.43  0.45  0.53  1.02  
    Non-banking assets acquired0.00  0.00  0.00  0.00  0.00  
    Deferred tax asset2181.56  465.73  384.18  650.12  356.30  
    Miscellaneous Expenditure not written off0.00  0.00  0.00  0.00  0.00  
    Assets Others3091.71  2022.25  1915.21  1270.91  1186.51  
Total Assets271782.89  260868.95  202236.79  177075.64  123386.52  
Contingent Liabilities1985.92  21.95  18.98  20.52  15.04  
    Claims not acknowledged as debts4.58  1.18  0.00  0.00  0.00  
    Outstanding forward exchange contracts1957.58  0.00  0.00  0.00  0.00  
    Guarantees given in India17.15  15.17  13.98  15.52  13.04  
    Guarantees given Outside India0.00  0.00  0.00  0.00  0.00  
    Acceptances, endorsements & other obligations0.00  0.00  0.00  0.00  0.00  
    Other Contingent liabilities6.61  5.60  5.00  5.00  2.00  
Bills for collection0.00  0.00  0.00  0.00  0.00  
Book Value37.74  48.29  38.03  31.30  30.08  
Adjusted Book Value37.74  48.29  38.03  31.30  30.08  
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