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HOME   >  CORPORATE INFO >  BALANCE SHEET
Balance Sheet      
Ujjivan Small Finance Bank Ltd.
BSE Code 542904
ISIN Demat INE551W01018
Book Value 29.98
NSE Code UJJIVANSFB
Dividend Yield % 4.39
Market Cap 66161.39
P/E 5.68
EPS 6.02
Face Value 10  
(Rs. in Millions)
ParticularsMar 2024Mar 2023Mar 2022Mar 2021Mar 2020
SOURCES OF FUNDS:0  0  0  0  0  
Share Capital5187.27  21547.07  19283.14  19283.14  19282.23  
    Equity - Authorised26250.00  23000.00  23000.00  23000.00  23000.00  
    Equity - Issued5187.27  19547.07  17283.14  17283.14  17282.23  
    Equity Paid Up5187.27  19547.07  17283.14  17283.14  17282.23  
    Equity Shares Forfeited0.00  0.00  0.00  0.00  0.00  
    Adjustments to Equity0.00  0.00  0.00  0.00  0.00  
    Preference Capital Paid Up0.00  2000.00  2000.00  2000.00  2000.00  
    Face Value10.00  10.00  10.00  10.00  10.00  
Share Warrants & Outstandings14850.26  512.21  421.96  437.24  214.19  
Total Reserves36097.40  20031.80  8321.24  12467.14  12380.83  
    Securities Premium7718.96  9618.96  7221.67  7221.67  7218.33  
    Capital Reserves207.13  207.13  207.13  193.27  0.00  
    Profit & Loss Account Balances18184.00  5068.70  -723.52  3436.24  3620.12  
    General Reserves0.00  0.00  0.00  0.00  0.00  
    Other Reserves9987.31  5137.02  1615.96  1615.96  1542.39  
Reserve excluding Revaluation Reserve36097.40  20031.80  8321.24  12467.14  12380.83  
Revaluation Reserves0.00  0.00  0.00  0.00  0.00  
Deposits314621.60  255376.82  182922.17  131357.67  107804.84  
    Demand Deposits8340.65  5858.10  5047.68  4428.77  2284.46  
    Savings Deposit75662.42  61590.65  44882.37  22566.49  12309.92  
    Term Deposits / Fixed Deposits230618.53  187928.07  132992.11  104362.41  93210.46  
    Current Deposits0.00  0.00  0.00  0.00  0.00  
    Recurring Deposits0.00  0.00  0.00  0.00  0.00  
    Other Deposits0.00  0.00  0.00  0.00  0.00  
Borrowings21708.15  26414.64  17635.62  32473.17  39532.66  
    Borrowings From Reserve Bank of India6500.00  2500.00  3880.00  1380.00  2820.00  
    Borrowings From Other Banks1500.00  1500.00  3000.00  0.00  4150.00  
    Borrowings From GOI0.00  0.00  0.00  0.00  0.00  
    Borrowings From Other Financial Institutions13708.15  22414.64  10755.62  31093.17  32562.66  
    Borrowings in the form of Bonds / Debentures0.00  0.00  0.00  0.00  0.00  
    Borrowings in Other Form0.00  0.00  0.00  0.00  0.00  
    Borrowings From Out of India0.00  0.00  0.00  0.00  0.00  
Other Liabilities & Provisions11757.49  9286.24  7537.71  7786.18  4897.69  
    Bills Payable2771.59  1558.52  1533.67  1964.42  481.14  
    Inter-office adjustment Liabilities0.00  0.00  0.00  0.00  0.00  
    Interest Accrued2361.11  1922.86  1887.62  1173.15  1452.90  
    Proposed Dividend0.00  0.00  0.00  0.00  0.00  
    Corporate dividend tax payable0.00  0.00  0.00  0.00  0.00  
    Other Liabilities & Provisions6624.78  5804.87  4116.43  4648.61  2963.65  
Total Liabilities404222.16  333168.78  236121.84  203804.54  184112.44  
APPLICATION OF FUNDS :0  0  0  0  0  
Cash and balance with Reserve Bank of India25183.15  23052.71  16899.65  17115.32  12248.68  
    Cash with RBI23235.16  21282.84  15143.36  15291.84  10266.66  
    Cash in hand & others1947.99  1769.87  1756.29  1823.48  1982.02  
Balances with banks and money at call184.77  1783.22  4858.55  8659.66  1184.22  
Investments97660.18  85103.08  41529.35  25164.50  23961.38  
Investments in India97660.18  85103.08  41529.35  25164.50  23961.38  
    GOI/State Govt. Securities86426.84  84975.78  41402.05  24190.76  23960.38  
    Equity Shares - Corporate1.00  1.00  1.00  1.00  1.00  
    Debentures & Bonds0.00  0.00  0.00  0.00  0.00  
    Subsidiaries and/or joint ventures/Associates0.00  0.00  0.00  0.00  0.00  
    Units - MF/ Insurance/CP/PTC0.00  0.00  0.00  0.00  0.00  
    Other Investments11232.34  126.29  126.29  972.74  0.00  
Investments outside India0.00  0.00  0.00  0.00  0.00  
    Government securities0.00  0.00  0.00  0.00  0.00  
    Subsidiaries and/or joint ventures abroad0.00  0.00  0.00  0.00  0.00  
    Other investments outside India0.00  0.00  0.00  0.00  0.00  
    Less: Prov for Diminution in Value of Invest.0.00  0.00  0.00  0.00  0.00  
Advances268829.19  212896.61  163031.71  144939.52  140436.44  
    Bills Purchased & Discounted0.00  0.00  0.00  0.00  0.00  
    Cash Credit, Over Draft & Loans repayable12635.27  6360.10  8736.61  11133.59  12580.40  
    Term Loans256193.92  206536.51  154295.10  133805.93  127856.04  
    Finance lease and hire purchase receivable0.00  0.00  0.00  0.00  0.00  
    Advances Others0.00  0.00  0.00  0.00  0.00  
Gross block8774.75  6877.99  5883.49  5448.23  4735.61  
    Premises0.00  0.00  0.00  0.00  0.00  
    Assets Given on Lease0.00  0.00  0.00  0.00  0.00  
    Other Fixed Assets8774.75  6877.99  5883.49  5448.23  4735.61  
Less: Accumulated Depreciation4826.20  4224.92  3447.48  2688.82  1936.91  
Less: Impairment of Assets0.00  0.00  0.00  0.00  0.00  
Net Block3948.54  2653.08  2436.02  2759.42  2798.70  
Lease Adjustment0.00  0.00  0.00  0.00  0.00  
Capital Work in Progress318.10  175.72  57.91  47.87  206.13  
Other Assets8098.23  7504.36  7308.65  5118.26  3276.90  
    Inter-office adjustment Assets0.00  0.00  0.00  0.00  0.00  
    Interest Accrued Assets4064.55  3244.01  2185.94  1657.57  1944.94  
    Tax paid in advance/TDS0.00  102.32  686.10  470.74  27.95  
    Stationery and stamps0.00  0.00  0.00  0.00  0.00  
    Non-banking assets acquired0.00  0.00  0.00  0.00  0.00  
    Deferred tax asset0.00  0.00  0.00  0.00  0.00  
    Miscellaneous Expenditure not written off0.00  0.00  0.00  0.00  0.00  
    Assets Others4033.68  4158.04  4436.61  2989.95  1304.01  
Total Assets404222.16  333168.78  236121.84  203804.54  184112.44  
Contingent Liabilities1449.07  950.03  1372.31  405.60  209.37  
    Claims not acknowledged as debts66.68  25.83  788.41  245.83  5.53  
    Outstanding forward exchange contracts0.00  0.00  0.00  0.00  0.00  
    Guarantees given in India304.37  202.50  2.50  2.50  47.50  
    Guarantees given Outside India0.00  0.00  0.00  0.00  0.00  
    Acceptances, endorsements & other obligations0.00  0.00  0.00  0.00  0.00  
    Other Contingent liabilities1078.02  721.71  581.40  157.27  156.33  
Bills for collection0.00  0.00  0.00  0.00  0.00  
Book Value79.59  20.25  14.81  17.21  17.16  
Adjusted Book Value79.59  20.25  14.81  17.21  17.16  
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