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HOME   >  CORPORATE INFO >  BALANCE SHEET
Balance Sheet      
Ujjivan Small Finance Bank Ltd.
BSE Code 542904
ISIN Demat INE551W01018
Book Value 30.97
NSE Code UJJIVANSFB
Dividend Yield % 0.00
Market Cap 94057.87
P/E 12.95
EPS 3.75
Face Value 10  
(Rs. in Millions)
ParticularsMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
SOURCES OF FUNDS:0  0  0  0  0  
Share Capital19350.04  5187.27  21547.07  19283.14  19283.14  
    Equity - Authorised26250.00  26250.00  23000.00  23000.00  23000.00  
    Equity - Issued19350.04  5187.27  19547.07  17283.14  17283.14  
    Equity Paid Up19350.04  5187.27  19547.07  17283.14  17283.14  
    Equity Shares Forfeited0.00  0.00  0.00  0.00  0.00  
    Adjustments to Equity0.00  0.00  0.00  0.00  0.00  
    Preference Capital Paid Up0.00  0.00  2000.00  2000.00  2000.00  
    Face Value10.00  10.00  10.00  10.00  10.00  
Share Warrants & Outstandings896.39  14850.26  512.21  421.96  437.24  
Total Reserves40587.65  36097.40  20031.80  8321.24  12467.14  
    Securities Premium7820.92  7718.96  9618.96  7221.67  7221.67  
    Capital Reserves328.09  207.13  207.13  207.13  193.27  
    Profit & Loss Account Balances20327.05  18184.00  5068.70  -723.52  3436.24  
    General Reserves30.23  0.00  0.00  0.00  0.00  
    Other Reserves12081.35  9987.31  5137.02  1615.96  1615.96  
Reserve excluding Revaluation Reserve40587.65  36097.40  20031.80  8321.24  12467.14  
Revaluation Reserves0.00  0.00  0.00  0.00  0.00  
Deposits376304.84  314621.60  255376.82  182922.17  131357.67  
    Demand Deposits11246.60  8340.65  5858.10  5047.68  4428.77  
    Savings Deposit84940.93  75662.42  61590.65  44882.37  22566.49  
    Term Deposits / Fixed Deposits280117.31  230618.53  187928.07  132992.11  104362.41  
    Current Deposits0.00  0.00  0.00  0.00  0.00  
    Recurring Deposits0.00  0.00  0.00  0.00  0.00  
    Other Deposits0.00  0.00  0.00  0.00  0.00  
Borrowings28453.63  21708.15  26414.64  17635.62  32473.17  
    Borrowings From Reserve Bank of India9900.00  6500.00  2500.00  3880.00  1380.00  
    Borrowings From Other Banks0.00  1500.00  1500.00  3000.00  0.00  
    Borrowings From GOI0.00  0.00  0.00  0.00  0.00  
    Borrowings From Other Financial Institutions18553.63  13708.15  22414.64  10755.62  31093.17  
    Borrowings in the form of Bonds / Debentures0.00  0.00  0.00  0.00  0.00  
    Borrowings in Other Form0.00  0.00  0.00  0.00  0.00  
    Borrowings From Out of India0.00  0.00  0.00  0.00  0.00  
Other Liabilities & Provisions11298.97  11757.49  9286.24  7537.71  7786.18  
    Bills Payable2602.64  2771.59  1558.52  1533.67  1964.42  
    Inter-office adjustment Liabilities0.00  0.00  0.00  0.00  0.00  
    Interest Accrued2475.17  2361.11  1922.86  1887.62  1173.15  
    Proposed Dividend0.00  0.00  0.00  0.00  0.00  
    Corporate dividend tax payable0.00  0.00  0.00  0.00  0.00  
    Other Liabilities & Provisions6221.17  6624.78  5804.87  4116.43  4648.61  
Total Liabilities476891.52  404222.16  333168.78  236121.84  203804.54  
APPLICATION OF FUNDS :0  0  0  0  0  
Cash and balance with Reserve Bank of India31333.70  25183.15  23052.71  16899.65  17115.32  
    Cash with RBI29382.40  23235.16  21282.84  15143.36  15291.84  
    Cash in hand & others1951.30  1947.99  1769.87  1756.29  1823.48  
Balances with banks and money at call364.25  184.77  1783.22  4858.55  8659.66  
Investments117299.90  97660.18  85103.08  41529.35  25164.50  
Investments in India117299.90  97660.18  85103.08  41529.35  25164.50  
    GOI/State Govt. Securities90190.32  86426.84  84975.78  41402.05  24190.76  
    Equity Shares - Corporate4.25  1.00  1.00  1.00  1.00  
    Debentures & Bonds4765.55  0.00  0.00  0.00  0.00  
    Subsidiaries and/or joint ventures/Associates0.00  0.00  0.00  0.00  0.00  
    Units - MF/ Insurance/CP/PTC0.00  0.00  0.00  0.00  0.00  
    Other Investments22339.78  11232.34  126.29  126.29  972.74  
Investments outside India0.00  0.00  0.00  0.00  0.00  
    Government securities0.00  0.00  0.00  0.00  0.00  
    Subsidiaries and/or joint ventures abroad0.00  0.00  0.00  0.00  0.00  
    Other investments outside India0.00  0.00  0.00  0.00  0.00  
    Less: Prov for Diminution in Value of Invest.0.00  0.00  0.00  0.00  0.00  
Advances313900.04  268829.19  212896.61  163031.71  144939.52  
    Bills Purchased & Discounted0.00  0.00  0.00  0.00  0.00  
    Cash Credit, Over Draft & Loans repayable29604.33  12635.27  6360.10  8736.61  11133.59  
    Term Loans284295.71  256193.92  206536.51  154295.10  133805.93  
    Finance lease and hire purchase receivable0.00  0.00  0.00  0.00  0.00  
    Advances Others0.00  0.00  0.00  0.00  0.00  
Gross block10384.88  8774.75  6877.99  5883.49  5448.23  
    Premises0.00  0.00  0.00  0.00  0.00  
    Assets Given on Lease0.00  0.00  0.00  0.00  0.00  
    Other Fixed Assets10384.88  8774.75  6877.99  5883.49  5448.23  
Less: Accumulated Depreciation5947.47  4826.20  4224.92  3447.48  2688.82  
Less: Impairment of Assets0.00  0.00  0.00  0.00  0.00  
Net Block4437.40  3948.54  2653.08  2436.02  2759.42  
Lease Adjustment0.00  0.00  0.00  0.00  0.00  
Capital Work in Progress131.73  318.10  175.72  57.91  47.87  
Other Assets9424.49  8098.23  7504.36  7308.65  5118.26  
    Inter-office adjustment Assets0.00  0.00  0.00  0.00  0.00  
    Interest Accrued Assets4654.55  4064.55  3244.01  2185.94  1657.57  
    Tax paid in advance/TDS750.74  0.00  102.32  686.10  470.74  
    Stationery and stamps0.00  0.00  0.00  0.00  0.00  
    Non-banking assets acquired0.00  0.00  0.00  0.00  0.00  
    Deferred tax asset2212.31  2274.76  0.00  0.00  0.00  
    Miscellaneous Expenditure not written off0.00  0.00  0.00  0.00  0.00  
    Assets Others1806.90  1758.91  4158.04  4436.61  2989.95  
Total Assets476891.52  404222.16  333168.78  236121.84  203804.54  
Contingent Liabilities730.87  1449.07  950.03  1372.31  405.60  
    Claims not acknowledged as debts221.07  66.68  25.83  788.41  245.83  
    Outstanding forward exchange contracts0.00  0.00  0.00  0.00  0.00  
    Guarantees given in India10.98  304.37  202.50  2.50  2.50  
    Guarantees given Outside India0.00  0.00  0.00  0.00  0.00  
    Acceptances, endorsements & other obligations0.00  0.00  0.00  0.00  0.00  
    Other Contingent liabilities498.82  1078.02  721.71  581.40  157.27  
Bills for collection0.00  0.00  0.00  0.00  0.00  
Book Value30.98  79.59  20.25  14.81  17.21  
Adjusted Book Value30.98  79.59  20.25  14.81  17.21  
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