(Rs. in Millions) |
Particulars | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
SOURCES OF FUNDS: | 0 | 0 | 0 | 0 | 0 |
Share Capital | 6691.63 | 6667.45 | 3149.00 | 3122.13 | 3041.23 |
Equity - Authorised | 12000.00 | 12000.00 | 3500.00 | 3500.00 | 3500.00 |
Equity - Issued | 6691.63 | 6667.45 | 3149.00 | 3122.13 | 3041.23 |
Equity Paid Up | 6691.63 | 6667.45 | 3149.00 | 3122.13 | 3041.23 |
Equity Shares Forfeited | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Adjustments to Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Preference Capital Paid Up | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
Share Warrants & Outstandings | 627.26 | 440.25 | 413.32 | 1031.17 | 521.24 |
Total Reserves | 118276.43 | 102665.74 | 71577.82 | 58598.85 | 40205.64 |
Securities Premium | 38987.85 | 38057.32 | 20933.57 | 19252.95 | 12566.58 |
Capital Reserves | 669.24 | 596.03 | 570.81 | 385.62 | 96.87 |
Profit & Loss Account Balances | 51728.83 | 42871.37 | 33824.21 | 26911.02 | 18873.18 |
General Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Reserves | 26890.52 | 21141.02 | 16249.24 | 12049.27 | 8669.01 |
Reserve excluding Revaluation Reserve | 118276.43 | 102665.74 | 71577.82 | 58598.85 | 40205.64 |
Revaluation Reserves | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deposits | 871821.16 | 693649.86 | 525846.21 | 359793.14 | 261639.29 |
Demand Deposits | 53381.32 | 36797.51 | 25692.06 | 16322.24 | 11139.48 |
Savings Deposit | 237881.50 | 229802.79 | 170390.66 | 66432.17 | 26733.59 |
Term Deposits / Fixed Deposits | 580558.35 | 427049.56 | 329763.48 | 277038.73 | 223766.22 |
Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Recurring Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings | 54793.72 | 62986.52 | 59907.79 | 70296.96 | 103353.24 |
Borrowings From Reserve Bank of India | 0.00 | 0.00 | 0.00 | 0.00 | 3100.00 |
Borrowings From Other Banks | 3130.09 | 3044.96 | 4854.50 | 3439.09 | 13195.47 |
Borrowings From GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Other Financial Institutions | 41663.63 | 49941.56 | 50053.29 | 60707.87 | 80107.77 |
Borrowings in the form of Bonds / Debentures | 10000.00 | 10000.00 | 5000.00 | 6150.00 | 6950.00 |
Borrowings in Other Form | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Borrowings From Out of India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 42046.50 | 35751.36 | 29883.87 | 23070.80 | 12670.08 |
Bills Payable | 1966.19 | 1927.74 | 1884.70 | 968.53 | 292.01 |
Inter-office adjustment Liabilities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued | 4956.05 | 3667.75 | 2505.48 | 3338.80 | 3172.80 |
Proposed Dividend | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Corporate dividend tax payable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Liabilities & Provisions | 35124.26 | 30155.87 | 25493.69 | 18763.47 | 9205.27 |
Total Liabilities | 1094256.70 | 902161.18 | 690778.00 | 515913.06 | 421430.71 |
APPLICATION OF FUNDS : | 0 | 0 | 0 | 0 | 0 |
Cash and balance with Reserve Bank of India | 46380.09 | 89160.93 | 57534.07 | 15693.48 | 10496.37 |
Cash with RBI | 41021.57 | 83892.05 | 52998.04 | 11510.71 | 7239.58 |
Cash in hand & others | 5358.53 | 5268.89 | 4536.03 | 4182.77 | 3256.79 |
Balances with banks and money at call | 17383.25 | 5090.79 | 1751.08 | 32119.88 | 23200.42 |
Investments | 271333.65 | 200720.10 | 153065.04 | 108154.14 | 106682.15 |
Investments in India | 271333.65 | 200720.10 | 153065.04 | 108154.14 | 106682.15 |
GOI/State Govt. Securities | 212212.14 | 161553.79 | 110543.14 | 77807.72 | 76432.10 |
Equity Shares - Corporate | 87.53 | 88.11 | 88.11 | 88.11 | 893.21 |
Debentures & Bonds | 12018.77 | 13847.38 | 23877.96 | 22336.92 | 21379.87 |
Subsidiaries and/or joint ventures/Associates | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Units - MF/ Insurance/CP/PTC | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Investments | 47015.22 | 25230.83 | 18555.84 | 7921.40 | 7976.98 |
Investments outside India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Government securities | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Subsidiaries and/or joint ventures abroad | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other investments outside India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Less: Prov for Diminution in Value of Invest. | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances | 731626.55 | 584215.44 | 460952.56 | 346089.14 | 269924.15 |
Bills Purchased & Discounted | 433.19 | 94.16 | 2473.25 | 109.59 | 44.20 |
Cash Credit, Over Draft & Loans repayable | 163595.24 | 105523.22 | 63375.73 | 37883.65 | 24919.74 |
Term Loans | 567598.12 | 478598.07 | 395103.59 | 308095.91 | 244960.21 |
Finance lease and hire purchase receivable | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Advances Others | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Gross block | 15870.62 | 13404.80 | 10610.21 | 7966.76 | 6589.81 |
Premises | 630.43 | 630.09 | 630.09 | 632.40 | 589.88 |
Assets Given on Lease | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Other Fixed Assets | 15240.20 | 12774.71 | 9980.12 | 7334.35 | 5999.93 |
Less: Accumulated Depreciation | 8029.29 | 6331.92 | 4523.51 | 3193.02 | 2207.23 |
Less: Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Net Block | 7841.34 | 7072.88 | 6086.71 | 4773.73 | 4382.58 |
Lease Adjustment | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capital Work in Progress | 674.59 | 328.52 | 139.01 | 49.95 | 97.40 |
Other Assets | 19017.23 | 15572.53 | 11249.53 | 9032.74 | 6647.63 |
Inter-office adjustment Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Interest Accrued Assets | 9203.10 | 7101.11 | 5583.97 | 4999.53 | 4135.14 |
Tax paid in advance/TDS | 0.00 | 0.00 | 0.00 | 0.05 | 99.85 |
Stationery and stamps | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Non-banking assets acquired | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Deferred tax asset | 1160.68 | 928.10 | 1421.56 | 1005.73 | 406.75 |
Miscellaneous Expenditure not written off | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Assets Others | 8653.45 | 7543.32 | 4244.01 | 3027.44 | 2005.90 |
Total Assets | 1094256.70 | 902161.18 | 690778.00 | 515913.06 | 421430.71 |
Contingent Liabilities | 48062.52 | 34985.94 | 21076.08 | 12208.44 | 13600.49 |
Claims not acknowledged as debts | 708.04 | 505.20 | 365.16 | 188.66 | 164.98 |
Outstanding forward exchange contracts | 49.25 | 0.00 | 0.00 | 0.00 | 0.00 |
Guarantees given in India | 34309.28 | 25886.92 | 15076.04 | 6833.89 | 7641.42 |
Guarantees given Outside India | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Acceptances, endorsements & other obligations | 835.97 | 896.86 | 711.91 | 318.66 | 116.58 |
Other Contingent liabilities | 12159.99 | 7696.96 | 4922.96 | 4867.23 | 5677.52 |
Bills for collection | 129.11 | 0.00 | 0.00 | 0.00 | 0.00 |
Book Value | 186.75 | 163.98 | 237.30 | 197.69 | 142.20 |
Adjusted Book Value | 186.75 | 163.98 | 118.65 | 98.84 | 71.10 |