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HOME   >  CORPORATE INFO >  BALANCE SHEET
Balance Sheet      
SBI Cards And Payment Services Ltd.
BSE Code 543066
ISIN Demat INE018E01016
Book Value 150.52
NSE Code SBICARD
Dividend Yield % 0.29
Market Cap 814759.90
P/E 43.39
EPS 19.73
Face Value 10  
(Rs. in Millions)
ParticularsMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
EQUITY AND LIABILITIES0  0  0  0  0  
Share Capital9513.60  9509.70  9460.70  9431.80  9405.30  
    Equity - Authorised15000.00  15000.00  15000.00  15000.00  15000.00  
     Equity - Issued9513.60  9509.70  9460.70  9431.80  9405.30  
    Equity Paid Up9513.60  9509.70  9460.70  9431.80  9405.30  
    Equity Shares Forfeited0.00  0.00  0.00  0.00  0.00  
    Adjustments to Equity0.00  0.00  0.00  0.00  0.00  
    Preference Capital Paid Up0.00  0.00  0.00  0.00  0.00  
    Face Value10.00  10.00  10.00  10.00  10.00  
Share Warrants & Outstandings154.10  127.90  401.30  479.70  434.20  
Total Reserves128149.50  111202.70  88438.50  67615.50  53180.80  
    Securities Premium11661.00  11549.30  10491.60  9880.90  9351.90  
    Capital Reserves-715.10  -715.10  -715.10  -715.10  -715.10  
    Profit & Loss Account Balance90216.90  77280.20  60420.20  44810.60  34187.80  
    General Reserves280.30  243.70  211.20  131.10  130.80  
    Other Reserves26706.40  22844.60  18030.60  13508.00  10225.40  
Reserve excluding Revaluation Reserve128149.50  111202.70  88438.50  67615.50  53180.80  
Revaluation reserve0.00  0.00  0.00  0.00  0.00  
Shareholder's Funds137817.20  120840.30  98300.50  77527.00  63020.30  
Minority Interest0.00  0.00  0.00  0.00  0.00  
Long-Term Borrowings0.00  0.00  0.00  0.00  0.00  
Secured Loans0.00  0.00  0.00  0.00  0.00  
    Non Convertible Debentures0.00  0.00  0.00  0.00  0.00  
    Converible Debentures & Bonds0.00  0.00  0.00  0.00  0.00  
    Packing Credit - Bank0.00  0.00  0.00  0.00  0.00  
    Inter Corporate & Security Deposit0.00  0.00  0.00  0.00  0.00  
    Term Loans - Banks0.00  0.00  0.00  0.00  0.00  
    Term Loans - Institutions0.00  0.00  0.00  0.00  0.00  
    Other Secured0.00  0.00  0.00  0.00  0.00  
Unsecured Loans64833.00  78978.70  79667.50  74872.00  50191.20  
    Fixed Deposits - Public0.00  0.00  0.00  0.00  0.00  
    Loans and advances from subsidiaries0.00  0.00  0.00  0.00  0.00  
    Inter Corporate Deposits (Unsecured)0.00  0.00  0.00  0.00  0.00  
    Foreign Currency Convertible Notes0.00  0.00  0.00  0.00  0.00  
    Long Term Loan in Foreign Currency0.00  0.00  0.00  0.00  0.00  
    Loans - Banks0.00  0.00  0.00  0.00  0.00  
    Loans - Govt.0.00  0.00  0.00  0.00  0.00  
    Loans - Others0.00  0.00  0.00  0.00  0.00  
    Other Unsecured Loan64833.00  78978.70  79667.50  74872.00  50191.20  
Deferred Tax Assets / Liabilities-4427.80  -3546.10  -2466.70  -2185.30  -3950.90  
    Deferred Tax Assets7420.60  6369.60  5188.00  4131.80  5663.60  
    Deferred Tax Liability2992.80  2823.50  2721.30  1946.50  1712.70  
Other Long Term Liabilities0.00  0.00  0.00  0.00  0.00  
Long Term Trade Payables0.00  0.00  0.00  0.00  0.00  
Long Term Provisions2098.00  1945.40  1889.80  1594.50  1303.10  
Total Non-Current Liabilities62503.20  77378.00  79090.60  74281.20  47543.40  
Current Liabilities0  0  0  0  0  
Trade Payables15929.10  15077.10  13954.20  11168.00  8813.80  
    Sundry Creditors15929.10  15077.10  13954.20  11168.00  8813.80  
    Acceptances0.00  0.00  0.00  0.00  0.00  
    Due to Subsidiaries- Trade Payables0.00  0.00  0.00  0.00  0.00  
Other Current Liabilities45478.60  40527.80  25724.80  23190.80  15250.20  
    Bank Overdraft / Short term credit0.00  0.00  0.00  0.00  0.00  
    Advances received from customers7194.00  6802.60  5775.90  4661.70  3903.70  
    Interest Accrued But Not Due0.00  0.00  0.00  0.00  0.00  
    Share Application Money0.00  0.00  0.00  0.00  0.00  
    Current maturity of Debentures & Bonds0.00  0.00  0.00  0.00  0.00  
    Current maturity - Others0.00  0.00  0.00  0.00  0.00  
    Other Liabilities38284.60  33725.20  19948.90  18529.10  11346.50  
Short Term Borrowings384633.10  319932.10  231428.70  154952.60  128756.60  
    Secured ST Loans repayable on Demands299743.50  267936.40  203932.50  141801.50  106635.20  
    Working Capital Loans- Sec299743.50  267936.40  203932.50  141801.50  106635.20  
    Buyers Credits - Unsec0.00  0.00  0.00  0.00  0.00  
    Commercial Borrowings- Unsec0.00  0.00  0.00  0.00  0.00  
    Other Unsecured Loans-214853.90  -215940.70  -176436.30  -128650.40  -84513.80  
Short Term Provisions4669.00  4410.90  4490.10  3179.40  2793.40  
    Proposed Equity Dividend0.00  0.00  0.00  0.00  0.00  
    Provision for Corporate Dividend Tax0.00  0.00  0.00  0.00  0.00  
    Provision for Tax0.00  0.00  0.00  0.00  0.00  
    Provision for post retirement benefits18.90  11.70  11.80  16.60  14.50  
    Preference Dividend0.00  0.00  0.00  0.00  0.00  
    Other Provisions4650.10  4399.20  4478.30  3162.80  2778.90  
Total Current Liabilities450709.80  379947.90  275597.80  192490.80  155614.00  
Total Liabilities651030.20  578166.20  452988.90  344299.00  266177.70  
ASSETS0  0  0  0  0  
Loans (Non - Current Assets)539346.20  490789.50  393609.80  301872.50  234591.40  
Gross Block10364.80  11954.50  10676.60  8315.10  5964.50  
Less: Accumulated Depreciation7163.60  6533.50  5167.00  3920.50  2883.50  
Less: Impairment of Assets0.00  0.00  0.00  0.00  0.00  
Net Block3201.20  5421.00  5509.60  4394.60  3081.00  
Lease Adjustment A/c0.00  0.00  0.00  0.00  0.00  
Capital Work in Progress1.50  1.00  60.60  4.90  4.90  
Non Current Investments42283.50  25041.50  15720.80  4188.80  3343.10  
Long Term Investment42283.50  25041.50  15720.80  4188.80  3343.10  
    Quoted42069.90  24861.80  15529.50  4009.60  3231.10  
    Unquoted223.20  184.40  191.30  179.20  112.00  
Long Term Loans & Advances285.80  219.70  308.10  613.00  720.70  
Other Non Current Assets0.00  0.00  0.00  0.00  0.00  
Total Non-Current Assets585218.10  521694.80  415375.20  311211.30  241836.90  
Current Assets Loans & Advances0  0  0  0  0  
Currents Investments20067.50  10149.80  5676.10  8783.10  6232.50  
    Quoted20067.50  10149.80  5676.10  8783.10  6232.50  
    Unquoted0.00  0.00  0.00  0.00  0.00  
Inventories0.00  0.00  0.00  0.00  0.00  
    Raw Materials0.00  0.00  0.00  0.00  0.00  
    Work-in Progress0.00  0.00  0.00  0.00  0.00  
    Finished Goods0.00  0.00  0.00  0.00  0.00  
    Packing Materials0.00  0.00  0.00  0.00  0.00  
    Stores  and Spare0.00  0.00  0.00  0.00  0.00  
    Other Inventory0.00  0.00  0.00  0.00  0.00  
Sundry Debtors2355.00  2430.80  1421.60  1684.70  815.20  
    Debtors more than Six months19.50  19.80  23.50  0.40  3.40  
    Debtors Others2355.20  2431.00  1426.60  1684.70  815.20  
Cash and Bank27381.90  27296.20  13544.70  11063.90  7201.00  
    Cash in hand0.00  0.00  0.00  0.00  0.00  
    Balances at Bank18804.90  14064.20  6206.50  4701.70  1976.10  
    Other cash and bank balances8577.00  13232.00  7338.20  6362.20  5224.90  
Other Current Assets11951.60  11585.90  10988.90  7895.20  7019.80  
    Interest accrued on Investments0.00  0.00  0.00  0.00  0.00  
    Interest accrued on Debentures0.00  0.00  0.00  0.00  0.00  
    Deposits with Government0.00  0.00  0.00  0.00  0.00  
    Interest accrued and or due on loans0.00  0.00  0.00  0.00  0.00  
    Prepaid Expenses465.60  676.30  475.80  348.00  356.20  
    Other current_assets11486.00  10909.60  10513.10  7547.20  6663.60  
Short Term Loans and Advances4056.10  5008.70  5982.40  3660.80  3072.30  
    Advances recoverable in cash or in kind2956.40  3510.20  4597.50  2401.60  2045.50  
    Advance income tax and TDS0.00  0.00  0.00  0.00  0.00  
    Amounts due from directors0.00  0.00  0.00  0.00  0.00  
    Due From Subsidiaries0.00  0.00  0.00  0.00  0.00  
    Inter corporate deposits0.00  0.00  0.00  0.00  0.00  
    Corporate Deposits0.00  0.00  0.00  0.00  0.00  
    Other Loans & Advances1099.70  1498.50  1384.90  1259.20  1026.80  
Total Current Assets65812.10  56471.40  37613.70  33087.70  24340.80  
Net Current Assets (Including Current Investments)-384897.70  -323476.50  -237984.10  -159403.10  -131273.20  
Miscellaneous Expenses not written off0.00  0.00  0.00  0.00  0.00  
Total Assets651030.20  578166.20  452988.90  344299.00  266177.70  
Contingent Liabilities741.10  814.30  872.70  682.00  1957.60  
Total Debt449466.10  398910.80  311096.20  229824.60  178947.80  
Book Value144.70  126.94  103.48  81.69  66.54  
Adjusted Book Value144.70  126.94  103.48  81.69  66.54  
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RISK DISCLOSURES ON DERIVATIVES

  • 9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
  • On an average, loss makers registered net trading loss close to ₹ 50,000.
  • Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
  • Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.
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