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HOME   >  CORPORATE INFO >  BALANCE SHEET
Balance Sheet      
PNB Housing Finance Ltd.
BSE Code 540173
ISIN Demat INE572E01012
Book Value 710.36
NSE Code PNBHOUSING
Dividend Yield % 0.59
Market Cap 221249.92
P/E 9.85
EPS 86.23
Face Value 10  
(Rs. in Millions)
ParticularsMar 2025Mar 2024Mar 2023Mar 2022Mar 2021
EQUITY AND LIABILITIES0  0  0  0  0  
Share Capital2599.30  2597.20  1688.60  1686.00  1682.70  
    Equity - Authorised5000.00  5000.00  5000.00  5000.00  5000.00  
     Equity - Issued2599.30  2597.20  1688.60  1686.00  1682.70  
    Equity Paid Up2599.30  2597.20  1688.60  1686.00  1682.70  
    Equity Shares Forfeited0.00  0.00  0.00  0.00  0.00  
    Adjustments to Equity0.00  0.00  0.00  0.00  0.00  
    Preference Capital Paid Up0.00  0.00  0.00  0.00  0.00  
    Face Value10.00  10.00  10.00  10.00  10.00  
Share Warrants & Outstandings509.40  465.50  502.10  555.40  732.90  
Total Reserves165228.30  146261.00  107335.00  95764.00  86256.20  
    Securities Premium64636.30  64532.60  40724.80  40624.10  40479.00  
    Capital Reserves0.00  0.00  0.00  0.00  0.00  
    Profit & Loss Account Balance79764.00  64107.10  51891.20  43316.70  36567.00  
    General Reserves0.00  0.00  0.00  0.00  0.00  
    Other Reserves20828.00  17621.30  14719.00  11823.20  9210.20  
Reserve excluding Revaluation Reserve165228.30  146261.00  107335.00  95764.00  86256.20  
Revaluation reserve0.00  0.00  0.00  0.00  0.00  
Shareholder's Funds168337.00  149323.70  109525.70  98005.40  88671.80  
Minority Interest0.00  0.00  0.00  0.00  0.00  
Long-Term Borrowings0.00  0.00  0.00  0.00  0.00  
Secured Loans278723.20  202516.30  283821.20  282419.10  353546.70  
    Non Convertible Debentures48766.10  31440.30  39940.90  62019.70  103565.00  
    Converible Debentures & Bonds0.00  0.00  0.00  0.00  0.00  
    Packing Credit - Bank0.00  0.00  0.00  0.00  0.00  
    Inter Corporate & Security Deposit0.00  0.00  0.00  0.00  0.00  
    Term Loans - Banks0.00  0.00  180290.00  133858.40  131889.50  
    Term Loans - Institutions0.00  0.00  30462.00  46652.10  78478.60  
    Other Secured229957.10  171076.00  33128.30  39888.90  39613.60  
Unsecured Loans120235.40  122753.30  188513.50  176781.20  155146.50  
    Fixed Deposits - Public0.00  0.00  155130.00  149399.40  140760.70  
    Loans and advances from subsidiaries0.00  0.00  0.00  0.00  0.00  
    Inter Corporate Deposits (Unsecured)0.00  0.00  0.00  0.00  0.00  
    Foreign Currency Convertible Notes0.00  0.00  0.00  0.00  0.00  
    Long Term Loan in Foreign Currency0.00  0.00  0.00  0.00  0.00  
    Loans - Banks0.00  0.00  21000.00  13000.00  0.00  
    Loans - Govt.0.00  0.00  0.00  0.00  0.00  
    Loans - Others0.00  0.00  0.00  0.00  0.00  
    Other Unsecured Loan120235.40  122753.30  12383.50  14381.80  14385.80  
Deferred Tax Assets / Liabilities-1707.60  -1274.90  -1455.50  -3988.00  -4294.80  
    Deferred Tax Assets4062.30  3746.60  4187.60  6361.40  7007.10  
    Deferred Tax Liability2354.70  2471.70  2732.10  2373.40  2712.30  
Other Long Term Liabilities2102.00  2975.40  37.20  380.70  2573.20  
Long Term Trade Payables0.00  0.00  0.00  0.00  0.00  
Long Term Provisions7458.70  5297.40  173.90  171.20  179.70  
Total Non-Current Liabilities406811.70  332267.50  471090.30  455764.20  507151.30  
Current Liabilities0  0  0  0  0  
Trade Payables246.30  474.40  444.70  271.40  278.00  
    Sundry Creditors246.30  474.40  444.70  271.40  278.00  
    Acceptances0.00  0.00  0.00  0.00  0.00  
    Due to Subsidiaries- Trade Payables0.00  0.00  0.00  0.00  0.00  
Other Current Liabilities30978.10  20575.40  21657.10  28053.10  27028.40  
    Bank Overdraft / Short term credit0.00  0.00  11175.70  14072.20  9294.10  
    Advances received from customers870.10  727.70  1347.50  2070.70  1757.10  
    Interest Accrued But Not Due0.00  0.00  2624.60  3156.90  4425.10  
    Share Application Money0.00  0.00  0.00  0.00  0.00  
    Current maturity of Debentures & Bonds0.00  0.00  0.00  0.00  0.00  
    Current maturity - Others0.00  0.00  0.00  0.00  0.00  
    Other Liabilities30108.00  19847.70  6509.30  8753.30  11552.10  
Short Term Borrowings224137.50  224895.80  63876.30  70410.90  85245.00  
    Secured ST Loans repayable on Demands130571.40  129625.50  499.90  500.10  997.40  
    Working Capital Loans- Sec0.00  0.00  499.90  500.10  997.40  
    Buyers Credits - Unsec0.00  0.00  0.00  0.00  0.00  
    Commercial Borrowings- Unsec0.00  0.00  0.00  0.00  0.00  
    Other Unsecured Loans93566.10  95270.30  62876.50  69410.70  83250.20  
Short Term Provisions33.10  59.40  833.80  3557.20  655.90  
    Proposed Equity Dividend0.00  0.00  0.00  0.00  0.00  
    Provision for Corporate Dividend Tax0.00  0.00  0.00  0.00  0.00  
    Provision for Tax0.00  0.00  833.80  3557.20  655.90  
    Provision for post retirement benefits0.00  0.00  0.00  0.00  0.00  
    Preference Dividend0.00  0.00  0.00  0.00  0.00  
    Other Provisions33.10  59.40  0.00  0.00  0.00  
Total Current Liabilities255395.00  246005.00  86811.90  102292.60  113207.30  
Total Liabilities830543.70  727596.20  667427.90  656062.20  709030.40  
ASSETS0  0  0  0  0  
Loans (Non - Current Assets)747675.70  642047.60  579085.30  553807.40  606873.70  
Gross Block4883.80  4389.00  3996.10  3616.70  3401.80  
Less: Accumulated Depreciation2500.40  2329.70  2542.80  2122.10  1600.70  
Less: Impairment of Assets0.00  0.00  0.00  0.00  0.00  
Net Block2383.40  2059.30  1453.30  1494.60  1801.10  
Lease Adjustment A/c0.00  0.00  0.00  0.00  0.00  
Capital Work in Progress46.70  54.30  0.80  0.00  0.10  
Non Current Investments24280.80  24297.00  23171.70  22344.80  19420.90  
Long Term Investment24280.80  24297.00  23171.70  22344.80  19420.90  
    Quoted24277.80  24294.00  22764.20  22341.80  19417.90  
    Unquoted3.00  3.00  1193.00  3.00  3.00  
Long Term Loans & Advances7298.90  6792.60  173.30  170.60  164.60  
Other Non Current Assets2751.80  4714.40  108.50  64.90  45.40  
Total Non-Current Assets784557.10  680068.50  604028.90  577923.00  628334.90  
Current Assets Loans & Advances0  0  0  0  0  
Currents Investments9526.80  19155.60  8708.50  12375.40  908.30  
    Quoted9526.80  19155.60  8708.50  12375.40  908.30  
    Unquoted0.00  0.00  0.00  0.00  0.00  
Inventories0.00  0.00  0.00  0.00  0.00  
    Raw Materials0.00  0.00  0.00  0.00  0.00  
    Work-in Progress0.00  0.00  0.00  0.00  0.00  
    Finished Goods0.00  0.00  0.00  0.00  0.00  
    Packing Materials0.00  0.00  0.00  0.00  0.00  
    Stores  and Spare0.00  0.00  0.00  0.00  0.00  
    Other Inventory0.00  0.00  0.00  0.00  0.00  
Sundry Debtors498.50  520.70  0.10  390.20  150.30  
    Debtors more than Six months0.70  0.30  0.00  0.00  0.00  
    Debtors Others502.30  521.50  0.10  390.20  150.30  
Cash and Bank34653.40  24986.30  36925.70  51148.40  69065.00  
    Cash in hand14.30  17.70  14.90  11.20  8.70  
    Balances at Bank34639.10  24968.60  36910.80  51137.20  69056.30  
    Other cash and bank balances0.00  0.00  0.00  0.00  0.00  
Other Current Assets1307.90  2865.10  13973.50  8991.00  8896.20  
    Interest accrued on Investments0.00  0.00  0.00  0.00  0.00  
    Interest accrued on Debentures0.00  0.00  0.00  0.00  0.00  
    Deposits with Government0.00  0.00  0.00  0.00  0.00  
    Interest accrued and or due on loans0.00  0.00  0.00  0.00  0.00  
    Prepaid Expenses0.00  0.00  0.00  0.00  0.00  
    Other current_assets1307.90  2865.10  13973.50  8991.00  8896.20  
Short Term Loans and Advances0.00  0.00  3791.20  4145.90  310.90  
    Advances recoverable in cash or in kind0.00  0.00  109.30  28.80  52.60  
    Advance income tax and TDS0.00  0.00  3349.50  3932.70  0.00  
    Amounts due from directors0.00  0.00  0.00  0.00  0.00  
    Due From Subsidiaries0.00  0.00  0.00  0.00  0.00  
    Inter corporate deposits0.00  0.00  0.00  0.00  0.00  
    Corporate Deposits0.00  0.00  0.00  0.00  0.00  
    Other Loans & Advances0.00  0.00  332.40  184.40  258.30  
Total Current Assets45986.60  47527.70  63399.00  77050.90  79330.70  
Net Current Assets (Including Current Investments)-209408.40  -198477.30  -23412.90  -25241.70  -33876.60  
Miscellaneous Expenses not written off0.00  0.00  0.00  0.00  0.00  
Total Assets830543.70  727596.20  667427.90  656062.20  709030.40  
Contingent Liabilities989.70  798.70  566.90  212.80  123.70  
Total Debt623096.10  550165.40  536211.00  529611.20  593938.20  
Book Value645.66  573.15  645.64  578.00  522.61  
Adjusted Book Value645.66  573.15  534.56  478.55  432.69  
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