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HOME   >  CORPORATE INFO >  BALANCE SHEET
Balance Sheet      
HDFC Life Insurance Company Ltd.
BSE Code 540777
ISIN Demat INE795G01014
Book Value 84.67
NSE Code HDFCLIFE
Dividend Yield % 0.37
Market Cap 1231358.82
P/E 360.23
EPS 1.57
Face Value 10  
(Rs. in Millions)
ParticularsMar 2026Mar 2025Mar 2024Mar 2023Mar 2022
Share Capital21578.20  21529.90  21509.40  21493.96  21126.19  
    Equity - Authorised49000.00  49000.00  49000.00  49000.00  30000.00  
     Equity - Issued21578.20  21529.90  21509.40  21493.96  21126.19  
    Equity - Paid Up21578.20  21529.90  21509.40  21493.96  21126.19  
    Equity Shares Forfeited          
    Adjustments to Equity          
    Preference Capital Paid Up          
    Unclassified Shares Paid Up          
    Face Value1.00  1.00  1.00  0.01  0.01  
Share Warrants          
Reserve and Surplus152374.30  135259.90  120502.80  108145.63  132851.74  
Capital Reserve          
Share Premium41494.50  38955.10  37917.20  37164.06  65565.62  
General Reserve          
Profit & Loss A/c110879.80  96304.80  82585.60  70981.57  67286.12  
Other Reserve          
Revaluation Reserve          
Fair Value Change Account Cr / (Dr)2889.90  4459.80  4505.00  196.93  847.96  
Borrowings30990.00  29500.00  9500.00  9500.00  6000.00  
Debentures30990.00  29500.00  9500.00  9500.00  6000.00  
Financial Institutions          
Others          
Policy Holders Funds          
Fair Value Change Account Cr / (Dr)29609.20  67949.80  60257.30  19758.87  21696.76  
Policies Liabilities2496478.00  2107777.90  1753487.50  1432695.58  1043425.02  
Insurance Reserve          
Provisions for Linked Liabilities1051916.30  1016281.50  955416.30  792014.66  806215.43  
Funds For future Appropriations4063.60  12576.40  12114.70  12354.29  9409.06  
Total Sources of Funds3790017.80  3395341.60  2937293.00  2396191.46  2041605.34  
Applications of Funds          
Investments          
Investments - Shareholders200548.50  183863.30  148818.80  131319.08  152379.02  
Investments - Policies Holders2499514.40  2162670.50  1817965.70  1464485.02  1083109.74  
Assets Held to cover Linked Liabilities1051916.30  1016281.50  955416.30  792014.66  806215.43  
Loans28274.50  23783.00  18972.20  15853.11  6428.28  
Secured          
Unsecured Loans          
Current Assets          
Cash & Bank balances19231.20  17697.00  15292.40  11366.48  10865.55  
Cash1680.60  1167.00  1931.70  1987.82  1084.46  
Bank Balances & Deposits17548.30  16527.10  13357.40  9375.96  9778.36  
Money at call & Short notice2.30  2.90  3.30  2.70  2.73  
Others          
Advances & Other Assets14686.60  13397.10  5050.70  12645.01  6906.48  
Advances          
Application money for Investments          
Prepayments & Pre paid expenses1589.40  1754.20  1718.20  1242.55  565.51  
Advances to Directors / Officers          
Advance Tax paid & TDS10952.40  9716.20  1859.10  9262.99  5355.49  
Other Advances          
Other Assets78649.60  67630.30  59396.10  47736.15  34560.57  
Accrued / Outstanding Income on investments38078.20  32360.20  28555.10  23695.82  18711.26  
Outstanding balances16411.80  13883.50  11716.60  7426.03  4683.48  
Due from Other Insurance Agency467.30  821.40  2300.10  1313.56  2695.64  
Deposits with RBI          
Others          
Current Liabilities & Provisions          
Current Liabilities108062.60  94842.40  86665.30  81768.03  61375.50  
Agents Balances7584.60  7024.50  9406.10  6160.53  2526.40  
Due to Other Insurance Companies4415.20  1300.40  1755.40  171.93  16.93  
Premium received in advance666.90  504.40  597.60  656.60  379.21  
Sundra Creditors41372.10  35586.70  35974.60  41188.74  27926.12  
Due to subsidiaries/Holding Companies4908.70  7547.30  833.60      
Claims Outstanding9216.80  11413.00  11530.20  10539.37  14674.11  
Others          
Provisions2108.50  1149.40  1112.30  1262.34  911.63  
Provisions for taxation33.20  33.20  415.10  255.85  292.76  
Proposed Dividend          
Provision for Dividend Distribution Tax          
Other Provisions2075.30  1116.20  697.20  1006.50  618.87  
Fixed Assets14108.10  12035.70  10799.20  10105.33  7815.29  
Less: Accumulated Depreciation8118.00  7112.80  6911.40  6602.54  4581.92  
Less: Impairment of Assets          
Total Net block5990.10  4922.90  3887.80  3502.79  3233.36  
Total Assets3790017.80  3395341.60  2937293.00  2396191.46  2041605.34  
Contingent Liabilities18703.60  23860.50  21034.70  9082.96  10823.36  
    Claims against the company not acknowledged18647.60  18024.50  16476.40  1817.30  1419.19  
    Liability for partly paid investments46.80  5826.60  4549.50  7259.39  9400.64  
    Liabilities under Guarantees9.20  9.40  8.80  6.27  3.53  
    Other Contingents Liabilities          
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RISK DISCLOSURES ON DERIVATIVES

  • 9 out of 10 individual traders in equity Futures and Options Segment, incurred net losses.
  • On an average, loss makers registered net trading loss close to ₹ 50,000.
  • Over and above the net trading losses incurred, loss makers expended an additional 28% of net trading losses as transaction costs.
  • Those making net trading profits, incurred between 15% to 50% of such profits as transaction cost.
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